The Best Live Dealer Baccarat Casinos in 2021

Live dealer baccarat is the perfect way to play this iconic game from your home or on the go, while experiencing the social interaction usually reserved for land-based casino versions of the game. It’s also a great card game to bag some winnings as its RTP is among the highest of any casino game.

The Top Live Dealer Baccarat Casinos

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  • Over 30 live baccarat options
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What is Baccarat?

Baccarat is a type of casino card game where the player and the banker draw cards to try and reach the total value of 9 without exceeding that number. The land-based version is traditionally played around an oval table, using between six and eight decks of cards shuffled together.

This game is purely one of luck as the outcome depends entirely on what cards are drawn rather than any strategies. A few points further down we explore what each card in a deck is worth and how wagers can be made on both the player’s hand and the banker’s hand.


How to Play Live Baccarat

So you’re ready to take on the challenge and play live dealer baccarat, but you’re not sure how it works. Well, thankfully, once you understand the basic rules, it’s very easy to get going – here’s how!

Step 1: Create an account at a live casino baccarat. Above we list 20 such legal and licensed casinos, but if you’d like to do your own research on the best baccarat live casinos, you can simply scroll down to our How to Choose the Best Live Baccarat Casino section.

Step 2: Deposit money. As with playing any other casino game for real money, you will need to deposit funds into your account. We recommend depositing enough money so that you can play at least a couple of rounds. Nevertheless, it’s very important to never exceed your budget.

Step 3: Go to the live casino section and choose your favourite baccarat game. The best online casinos have multiple types of live baccarat games, including No Commission Live Baccarat and ones in languages other than English. Once you decide which one you like, join the game.

Step 4: Exchange your money for chips. To play, you will need to have some chips, which can be acquired by exchanging your FIAT money or cryptocurrency. Remember that any remaining chips – or the ones you’ve won – can be re-exchanged later on.

Step 5: Place your bets. In Baccarat, you can place bets on the player or the banker (never both at the same time), as well as on Ties and on either one or both of them getting Pairs (like two Queens or two Sevens).

Step 6: Enjoy the game. Once all bets have been placed, the dealer will close all bets and begin the game. Once the result of the game is known, the dealer will pay any winning bets, collect any losing bets, and start a fresh round.


Why Play Baccarat Live Instead of Normal Baccarat?

Baccarat is a game enjoyed all across the world, and it’s not difficult to see why. It’s a social game that gives you plenty of interactions with both the other players and the dealer. Yet many online versions do away with that, leaving just the bare skeleton of the game by having a random number generator (RNG) control the proceedings.

Live dealer baccarat, which is played online but is overseen by a real-life dealer in a studio and is played by other real-life players from many other locations, brings back the excitement of this iconic card game. And, given that low limits have now been introduced to live baccarat online, you can join the fun for as little as 1€ per bet at most casinos.

What’s more, live dealer baccarat isn’t only better than traditional online baccarat but, in some cases, it’s actually better than playing baccarat at a land-based casino. See, when you play baccarat at a live casino you can actually get bonuses, keep your identity private (from other players), and even have myriad payment options to choose from. All this is also available wherever you are, be it at home on your desktop computer or out and about at a mobile casino on your iPhone or Android.


Pros & Cons of Baccarat Live, Online Baccarat & Land-Based Baccarat

Not sure whether to play live dealer baccarat or its land-based or online counterparts? Here’s an easy way to decide.

Live Dealer Baccarat


  • Available anywhere you go given you have a good and secure internet connection.
  • Keeps your identity private.
  • Accepts both low and high bets.
  • You get to interact with other players, as well as the dealer.
  • Is extremely realistic since the gameplay is filmed in real time.
  • There’s a variety of payment options to choose from.
  • You may be offered a casino bonus.


  • Easier to exceed your budget as you are likely to enjoy it more than online baccarat. To offset this, set a budget and stick to it.

Online Baccarat


  • Available anywhere you go given you have a good and secure internet connection.
  • Accepts both low and high bets.
  • There’s a variety of payment options to choose from.
  • You may be offered a casino bonus.


  • No interaction with other humans.
  • Can get boring as you are playing against a computer rather than other people.
  • Doesn’t look or feel realistic.

Land-based Baccarat


  • Great for interaction with other players, the dealer, and passers-by.
  • The action happens in front of your eyes so you don’t have to trust an RNG (though these are certified to be truly random).
  • Is obviously very realistic


  • You have to be physically present.
  • You can’t keep your identity private.
  • You have to pay in cash or by card.
  • Bet limits tend to be higher.
  • You don’t get any extra bonuses.

How to Play Baccarat – Learn the Rules of Baccarat

Baccarat may seem like complicated game, but once you learn the basic rules, then understanding how it all works should be pretty easy. The first thing you need to know is that, in baccarat, the player and the banker go head to head in trying to get two or three cards whose value combined value is 9, or as close to 9 as possible but without exceeding it. The person who manages this wins.

Hand Values

Let’s start from the very basics. In baccarat, not all cards are worth what you expect them to be worth.

  • Cards with a value of two to nine (from any suit) have the face value pictured on the card. In other words, a Two of Diamonds, a Two of Hearts, a Two of Spades, and a Two of Clubs are each worth two; and so on.
  • Cards with a value of 10 or cards with faces (Jack, Queen, King) have a value of zero (also known as baccarat).
  • The Ace, meanwhile, is worth one.

The highest accepted value for a hand has to be nine, with the person who gets that figure or comes closest to that figure without exceeding it winning the round. But to achieve this number, the player and the banker will each get a first draw of two cards along with the option to draw a third card in certain situations. This depends on the total value of the two cards that are drawn first.

  • As we’ve said, cards ranging from two to nine in value are worth just that, so when the player or banker is dealt two such cards, then all they have to do is add the values up. So, if you get a Two and a Five, the combined value is 7 (2 + 5 = 7).
  • If, however, the player or banker gets a Seven and a Ten, the combined value is once again of 7 (7 + 0 = 7).
  • When the value of the two cards adds up to 10 or more, only the second digit will be taken into consideration. So, if you get two Sevens, then your score is 4 (7 + 7 = 14, so 4); while if you get two Fives, your score is zero (5 + 5 = 10, so 0).
  • If the combined value of the two cards is eight or nine, however, then this is considered to be a Natural. The hand that gets a natural wins, the game ends, and any bets are cashed out.

If neither the player nor the banker manage a natural upon the first draw, then one or both players may want to draw a third card. But there are only certain situations when this can be done. We explore this in the point below.

The Third Card

The third card is where the rules of baccarat start getting slightly more complicated. Having said that, there’s nothing to worry about if you read the below information.

So, first things first, the third card can only be drawn if neither banker nor the player have a score of eight or nine. If they do, the game ends.

If the player is dealt a hand whose combined value is of zero to five, then they are dealt a third card. But if the combined value of the first hand is of six or seven, then they have to stand with their cards (i.e. not draw any others). If the new total value of the hand is over 10, then only the second digit in the combined value will apply.

The same happens to the banker. In other words, the banker can only draw a third card if the combined value is of between zero and six, while they must stand with their cards if the value is of six or seven.

More Rules

Adding to the above, however, are a few further rules that must be taken into account. And practically all of these rules revolve around the cards being drawn and whether a third card can and should be drawn.

  • If the player’s third card is a Two or a Three, then the banker must draw a card if the combined value of the initial two cards is of between zero and two, but stay with the initial two cards if their value is of between five and seven.
  • If the player’s third card is a Four or a Five, then the banker must draw a card if the combined value of the initial two cards is of between zero and five, but stay with the initial two cards if their value is of between six and seven.
  • If the player’s third card is a Six or a Seven, then the banker must draw a card if the combined value of the initial two cards is of between zero and six, but stay with the initial two cards if their value is of seven.
  • If the player’s third card is an Eight, then the banker must draw a card if the combined value of the initial two cards is of between zero and two, but stay with the initial two cards if their value is of between three and seven.
  • If the player’s third card is a Nine or 10, then the banker must draw a card if the combined value of the initial two cards is of between zero and three, but stay with the initial two cards if their value is of between four and seven.

The majority of online casinos have cheat sheets that explain all this (similar to the one below). This should certainly help you figure out these rules but do keep in mind that when you play live dealer baccarat, the dealer will know all this and will let you know when you need to draw a third card, and so on.

Online Baccarat Cheats and Tricks to Win


Here at Top 10 Casino Sites, we would never endorse foul play or affecting the final outcome of your online casino game. Saying that, there are ways of maximising your win potential while playing baccarat which we’ll go into below.

  • Know your odds – the banker bet is usually set at 5% but not always, sometimes it can be as high as 25%. Always check your online casinos as to how much they’re charging for rake. The tie bet should be 8% but some casinos will go as low as 6%, which isn’t much fun at all.
  • Decrease the deck – most baccarat games use a standard 8 deck of cards but sometimes it can be as low as 4. The fewer the cards, the greater your chance of taking home the big bucks.
  • Play online – Not only will you see a higher number of hands with the faster gameplay. Another great aspect is that you can practice on a baccarat sim with play money until you get into the swing of it.


So, once you know all the rules, it’s time to look at how best to wager.

The first thing you need to know is that while you are one of the players, the dealer is not the banker. Instead, they are simply two sides playing against each other. This means that you can bet on the outcome of either of those sides.

When you bet on the banker, you are saying that you expect their hand to win over all. If you bet on the banker and the banker wins, the bets are paid 1:1, but a 5% rake is deducted from your bet. This is because, mathematically speaking, the banker has a slight edge over the player and so is more likely to win.

When you bet on the player, you are saying they will win the next round. Such a bet pays 1:1 and there is no rake.

You can also bet on a tie, which means that you are predicting both the player and the banker will have the same amount of ‘points’ by the end of the game. In this case, neither the banker nor the player loses. This type of bet pays 8:1.

Moreover, you can place a bet on the banker or the player getting pairs. This means that you are envisaging one or either of those parties will get a pair of cards (like two Queens, two Twos, and so on). This type of bet pays 11:1.

Multiple bets are allowed, too. So in the end, you can place bets on either the player or the banker winning, while simultaneously placing bets on either or both of them getting pairs and tying.

Baccarat RTP

As we’ve mentioned before, baccarat has one of the highest return to player (RTP) of any casino game. The RTPs are as follows:

  • When betting on the banker, the RTP is of 98.4%.
  • When betting on the player, the RTP is of 98.76%.
  • When betting on a tie, the RTP is of 85.64%.


How to Play Traditional Baccarat

Even without knowing all the rules, baccarat can easily be played both at land-based and online casinos. Once each player has placed a bet on the player, the banker or a tie, then the dealer will start drawing cards.

What’s important to remember is that each person making a bet is a player, but there is only one banker. All the players will be playing against the same banker, though only the individual players’ cards are taken into consideration with regards to the player.


The Different Types of Baccarat

When first entering the world of baccarat, you may be confused by the many different types of baccarat games you will come across. The reason behind this is that baccarat is a game with a long history, so many variations have cropped up over the years. Even so, the majority of these versions all work on the same principles and follow the same rules. Below we take a closer look at the most common versions you may come across.

Punto Banco

As the commonest form of the game played in land-based and online casinos today, the Punto Banco is often just referred to as simply ‘baccarat’. Indeed, the rules we explore throughout this article are exactly for the Punto Banco. In this form of the game, the casino is the bank at all times and is responsible for paying both the banker’s hand and the player’s hand depending on who wins based on a ‘tableau’, which is French for board but also means set of rules in this context.

In this version of the game, between six and eight decks are shuffled together and placed in a shoe (the box that holds the cards). Then, seven cards are counted from the end and a cut-card is placed there. Meanwhile, the first burn card is placed face up and, according to its value (Ace = 1; face cards = 10), the dealer will burn as many cards face down from the top of the pile. This means that those cards have been discarded from the pile.

Following this, the dealer will draw two cards for the banker, as well as for any player taking part in this coup. If the value of one of these hands is an eight or a nine, then that hand is the winner. If no winners are announced, then players can request a third card (we explore this in further detail above).

Another thing which is good to know is that when the original cut-card is drawn, then this particular coup (a round of baccarat) will come to an end. The cards will need to be reshuffled and the game will begin again from scratch.

Chemin de Fer

Appearing in the late 19th century, this version of baccarat is particularly popular in France, where it originated. The name ‘Chemin de Fer’, which is sometimes shortened to ‘Chemmy’, literally translates to ‘railway’ and comes from the fact that this version is much quicker to play than the original. Since the fastest means of transportation when this version of the game was invented was the railway, it made sense to call it such.

In essence, the aim of Chemin de Fer is the same as that of the original baccarat, in that the end result is based on the banker’s or the player’s hand totalling or being the closest of the two to a total of nine without exceeding it, or there being a tie. Players here also traditionally sit around an oval table, and in the live versions of the game there will be a dealer and an inspector present.

Nevertheless, in the Chemmy, the six decks of cards are shuffled together by the players themselves, and the banker is selected from among the players. The Banker still has to make a wager, while all the other players, which become collectively known as ‘punters,’ play as a team and receive two or three cards between them. Traditionally, the first banker is the person sitting to the right of the dealer and continues counter-clockwise throughout the game.

For gameplay to begin, the banker will need to declare how much they are willing to wager. Then, each player will individually get the chance to match or up the banker’s wagering by ‘going bank’. Because only one player is allowed to go bank during a round, if someone does go bank, then no other players are allowed to make any wagers for that round. If no punter goes bank, then the players can make their own individual wagers. If all those wagers add up to more than the banker wagered, the banker may increase the bank to match or else, excess wagers are removed. It’s also good to point out that, in the traditional version of the Chemmy, if the wagers together don’t add up to what the banker has wagered, passers-by are also allowed to wager up to the amount wagered by the banker.

Once all the bets have been placed, the banker will then deal four cards face down: two to themselves, and two to be held ‘in common’ by all the other players, who will be represented by the person who has made the highest wager or, in case of two players making the same wager, by the first of those to have placed the wager. Then, the banker and the punters look at the cards without revealing the total unless the hand’s total is of eight or nine, which would then need to be immediately revealed. If neither the punters nor the banker gets ‘a natural win’, then they can then accept or refuse a third card. Such a third card is always dealt face up. Much like in traditional baccarat, it is usual for those whose hand totals between zero and give to accept a third card, and to refuse it if the total is a six or a seven.

Once the totals of both hands are compared, the hand that is closest to a total of 9 but without exceeding it wins. If the player’s hand wins, then each player who has wagered money will get their wager back along with a matching amount from the bank and the title of banker will go to the person on the right of the current banker. If the banker’s hand wins, however, all of the players’ wagers will be forfeited, the chips will be placed in the bank, and the banker can keep their title. In case of a tie, the wagers remain on the table and can be played in the next round.

Moreover, should a banker who has won decide they want to forfeit the title, then a new banker can take over by placing a wager of the same amount as the current bank total. If no one wants to do this, then the new banker will be the person to the right of the current banker. Whatever that banker chooses to wager, will be the new bank total, though most games have minimum wagering limits and bank amounts that must be met.

Baccarat Squeeze

This very particular version of the beloved table game was born in Macau, China, but has become popular all across the globe. In Baccarat Squeeze, you will need to bet on the banker or the player winning, or else on a tie.

In this version of the game, the banker and the player get two cards each and the value of each card remains the same as in that of the traditional version. Nevertheless, the cards here are dealt face down, and this is where the squeeze comes in.

‘Squeeze’ in this case refers to the cards being slightly bent to reveal a part of them but without showing the actual card number. And it’s good to note that the process in which the cards are revealed is determined by the wagers of each hand. So, the hand with the highest wager attached to it will have the cards squeezed first, then the hand with the second highest wager, and so on.

When such squeezes happen, it’s good to know how you can tell them apart. A face card (King, Queen, Jack) is easy to tell apart, and since these are worth zero, it’s also easy to add things up in your head. Meanwhile, a card that appears empty when squeezed is usually an Ace; a card that has two symbols on the side but no middle symbol is usually a Four; and a card that has two symbols on the side plus symbol in the middle is usually a Five. If, however, you see three symbols on one side, then the card has to be a Six, a Seven, or an Eight. To know which one it actually is, you can rotate the card upright and squeeze it again: if there is a middle symbol, then it’s either a Seven or Eight; if there is no middle symbol, then it’s a Six or Seven. Finally, if you can see four symbols on the side, then it’s either a nine or a ten.

All this is meant to help you determine whether you’d like to take a third card or not, while also keeping in mind that any hand total exceeding nine is not usually helpful. Even so, these squeezes are just meant to make things more exciting and do not change the rules of the game.

Baccarat Banque

As the name suggests, this is another French variation of baccarat, with ‘banque’ being French for ‘bank’. And, indeed, in this game, the banker has a more permanent position in the game than, say, in Chemin de Fer. The banker, which is chosen according to who has made the largest wager or else depending on who was the first person who put their name down to play, remains as such until they voluntarily retire or else have exhausted all their funds and cannot play anymore.

Once the banker has been decided, the banker sits at the middle of the oval table, with the dealer or croupier facing them. Any other players, known as punters, can sit on either side of them and cannot exceed 10 in number.

The game begins with the dealer shuffling the cards, dividing them into two lots and then passing one to the person on their right and the other to the person on their left. Each player will shuffle the cards and pass them on to the next person, with the banker getting both sets of card and shuffling them one last time. The banker also gets to choose who will cut the cards. Once done, the banker and the punters will set their bets and then the banker will deal three cards: one to themselves, one to the player on the left and the other to the player on the right. Then, the banker will deal another three cards and pass them on in exactly the same way. In this case, anyone sitting or standing to the right of the banker will win or lose depending on the cards dealt to the punter on the right; and vice versa. If the punter with the cards wins against or ties with the bank, then that punter will remain the person who gets the cards. If they lose, then the person next to them will get the next set of cards.

During a game of Baccarat Banque, punters can also ‘go bank’, with the person directly to the right of the banker having first dibs. If a punter from each side of the oval table wants to go bank, then the bet is halved.

The remaining rules are similar to Chemin de Fer.

EZ Baccarat

With EZ standing for ‘easy’, EZ Baccarat is a very popular in the bay area of San Francisco, though it’s now a staple at many online casinos. In this case, there is no 5% commission on the banker’s hand, as the casino protects its edge by stopping certain players from winning too much or too often.

Video Baccarat

Last, but certainly not least, is the video baccarat, which is basically traditional baccarat played on a computerised machine. This does away with actual tables, cards, chips and dealers, and instead, uses graphics to conduct the game. In such a version, the outcomes are determined by a random number generator (RNG), which ‘shuffles’ and ‘deals’ the cards. This was a great invention, particularly for casinos, as with baccarat’s house edge being so law, this opened up floor space, which they could then use up for more profitable games while still giving their players the opportunity to play the classic card game.


The Best Online Baccarat Strategy – Tips & Cheats for Baccarat

Baccarat is not a game of skill, but purely a game of chance and luck. In fact, you shouldn’t believe anyone or any site that promises to share any infallible systems that will help you win at baccarat – and that includes online baccarat and live online baccarat.

Even so, there are a few things that you can do to maximise your chances of not making a huge loss.

The 1-3-2-4 System

The 1-3-2-4 System works on the premise that you place up to four successive bet on the banker’s hand being the winning one. The way this works is that it limits your total losses per round to 2.05 units while boosting the potential profits to 9.5 units.

Here's how it works: Here's how it works:

Bet 1: Place a bet of one unit. If this wins, then proceed to Bet 2. If it doesn’t, restart from Bet 1.

Bet 2: Place a second bet of three units. If this wins, proceed to Bet 3. If it doesn’t, you would have made a loss of 2.05 units. This is calculated by adding your two units and the 5% rake on the Banker’s hand, and is the maximum you can lose per round of this system.

Bet 3: Place a third bet of two units. If you win, move on to Bet 4. If not, go back to Bet 1 happy in the knowledge that you have made a profit of 1.8 units.

Bet 4: Place a fourth bet of four units. If you lose this, you make a profit of 1.7 units but, if you win, you will make a profit of 9.5 units.

Don’t Be Superstitious Or Look For Patterns

One of the problems with gambling is that players think they can change their outcome by looking out for signs or spotting patterns in the cards to help them win. What you need to remember is that cards have no memory and the outcome of the shuffling of the cards is completely random. Therefore, you are not more likely to win or lose if you base your assumptions on what will come out next based on possibilities built around supposed patterns. It may not be nice to hear, but it’s the truth: there are no patterns when it comes to dealing cards in baccarat, it’s all luck.

And even though we are mentioning luck, it’s also important to point out that while trying to control luck (by blowing on cards, for example) is fine, we don’t recommend you betting more money based on this.


Money Management While Playing Baccarat

Playing live casino baccarat is meant to be fun and entertaining, but it will definitely not be so if you end up losing more money than you can afford. For that reason, we always suggest that you make a budget and stick to it when playing this and any other sort casino game.

Here are some other tips on how to make sure you don’t go overboard:

  1. Once you have set a budget, divide that money into smaller bets to see how many times you can play and what your top bet in each round can be.
  2. If you win, pocket a certain percentage of those winnings and refuse to use them. That way, you will definitely have some money left over.
  3. Betting on the banker is more likely to return some form of winning.
  4. If you can’t afford to lose a certain amount of money, then don’t bet it.


Best Baccarat Software

When looking for the best live dealer baccarat online, you will find that there are many game developers that have created and run such card games. Even so, there are only a handful of them that have a global reputation for being innovative, safe and trustworthy.

When looking for the best live baccarat online software, your best bet is to go for a title by Evolution Gaming, Playtech, Pragmatic Play, Ezugi, Betgames.TV and LiveG24. These developers are acknowledged and loved all across the globe for their great selections of games, friendly hosts/dealers, and for their customer care.


How to Choose the Best Live Baccarat Casino

If our list of the best baccarat live casinos doesn’t take your fancy, then you may be tempted to conduct your own research. But with so many options out there, choosing the right legal and licensed casino may seem like a daunting task. Nevertheless, it’s easier than you think if you follow a few key points.

Check the Casino’s License

Making sure the online casino of your choice has a license from a reputable jurisdiction is by far one of the most important steps. This is because a good license, like those from the UK, Malta, Gibraltar or Sweden, will mean that the casino follows a specific set of requirements which, ultimately, are there to protect you. You may also come across other licenses, of course, like those from Curaçao and Panama. These are good, too, and are usually pretty safe, but these licenses do not hold the online casinos to the same standard. To find out where the casino is licensed, scroll to the bottom of the home page.

Check the Casino’s Fairness Certification

The best online casinos in Europe and elsewhere do more than what is required by the law. One such extra step is to get fairness certification by an independent testing board, such as those by iTech Labs, GLI, and eCOGRA. These confirm that the casino operates fairly and as it should, meaning that you are not being scammed out of your money.

Check the Games Providers

A good casino only affiliates itself with reputable and trustworthy games providers. The world’s best games providers do not just create fabulous new games that entice the senses, but also work hard on creating and certifying a random number generator (RNG) that is fair and completely random. Apart from those mentioned above, some of the best games providers you can come across are Microgaming, Endorphina, Blueprint, Yggdrasil, NetEnt, Novomatic, Wazdan, and Red Tiger Games.

Check the Available Payment Methods

No matter which casino you’re thinking of signing up to, checking what withdrawal and deposit methods are available is a must. Many baccarat casino online now have a wide variety of payment methods that include traditional methods like debit or credit card and bank transfers, along with a mix of eWallets (PayPal, Rapid Transfer, Neteller, Skrill, Interac, and TrustPay), digital wallets (Apple Pay and Google Pay), Trustly, and the Paysafecard. As time moves on, many are introducing cryptocurrencies to this mix, which can include Bitcoin, Bitcoin Cash, Ethereum, Litecoin, Dogecoin, Monero, Dash, Ripple, Tron, Tether, and Zcash.

Check the Terms & Conditions of the Bonus

Below we take a look at the types of bonuses you can come across at online casinos that stock live baccarat. Even so, don’t just take these bonuses at face value as they often come with wagering requirements and other terms and conditions. In our opinion, it’s often better to go for a bonus that promises less but which has better terms and conditions, than a large one which has many requirements. That, however, is a personal preference.


The Best Live Baccarat Casino Bonuses

Any casino worth its salt is likely to offer you a great welcome or sign-up bonus, as well as other on-going offers. These should be available to everyone, but many casinos with VIP clubs offer even better deals to their high-rolling players. Before we begin to explain how each bonus works, however, there is one thing to keep in mind: always check the terms and conditions.


Sign-up bonuses are among the most common and popular bonuses out there. As a way to entice players to join one casino over another, many casinos compete on offering the best welcome packages, which can include deposit matches (for example doubling or matching your deposit up to a certain amount either once or multiple times) and free spins on certain video slots. Welcome bonuses of this type usually have a time frame in which they can be claimed, with the clock starting to tick once you activate your account.

No-Deposit Bonus

No-deposit bonuses are when you get ‘free’ money which you can then use to play your favourite online casino games including live baccarat. The money, however, is usually tied by wagering requirements, such as having to play it 35 times before you can withdraw any winnings. It’s also good to note that not all games contribute the same amount to your wagering requirement, and live baccarat tends to contribute very little if anything. Having said that, these types of bonuses are becoming particularly rare, especially in the UK, where they are taxed.

Cash Backs

A cash back bonus is when your casino gives you a percentage (usually 5-10%) of your net losses or deposit money back. This is a fabulous way of ensuring that you never fully outspend your budget and it should come with zero wagering requirements, meaning you can withdraw this amount whenever you want, even if you haven’t played it. The good thing is that you can also use this to play baccarat online!

Free Spins

Free spins are usually associated with video slots, but some casinos also give you the chance to take other games for a spin for free. Whenever joining a casino, check what the ‘free spins’ are actually for.


Baccarat Glossary

Baccarat is a game with a long history, so it’s only natural that there are many terms that only make sense within the context of the game. Below we lay out the most important and frequently used words. Knowing them is not necessary to play, but it always helps!

  • Baccarat: In the game, ‘baccarat’ is a synonym for zero. This happens when the combined value of two cards is zero, which is usually because you either get two cards whose individual value is zero (King, Queen, Jack or Ten), or when the cards add up to 10 (such as a Six and a Four), thus resulting in the second digit being a zero.
  • Banker: In baccarat, the banker isn’t the dealer, but rather the opposing side to the player. The dealer is only there to deal cards.
  • Coup: A round of play, usually determined from the shuffling of the cards to the point the cut-card is drawn.
  • Cut Card: A cut-card is basically a card which is chosen to divide the deck into two. Once the cut-card is drawn, that coup has to end and the cards need to be reshuffled.
  • A Natural: When the player or the banker get two cards whose combined value is of eight or nine, that person wins the game. This is considered be ‘a natural’ win. If the value of eight or nine is achieved after the third card, then the player still wins but it’s not a natural.
  • Pair: When you look at a baccarat table, you will see that you can place bets on a ‘Player Pair’ and a ‘Banker Pair’. In this case, a pair is two cards from any suit worth the same value (such as two Sixes, two Queens, or two Aces).
  • Punter: Another word for ‘player’ in baccarat. Basically, anyone who is not the dealer or the banker and is playing is called ‘a punter’.
  • Shoe: The plastic or wooden box in which the shuffled decks of cards are placed in. The dealer, banker or player then takes cards from this box.



We love playing baccarat, and as avid partakers in this game we think that live dealer baccarat offers the best of both worlds. It is as convenient and as safe as online baccarat, but it also allows for social interaction usually associated with land-based casino baccarat. It’s also a pretty simple game to play and thanks to its great RTP, it’s also one where you are more likely to win. As always, remember to play responsibly and never to exceed your set budget.


❓ What is Baccarat?

Baccarat is a card game dating back hundreds of years. The aim of the game is to get two or three cards whose total is nine or as close to nine as possible without going over that figure. At land-based casino, it is traditionally played around an oval table with six to eight decks shuffled together.

❓ How to play baccarat?

Baccarat is a game in which players go against a banker in a bid to get a hand whose value is nine. To do this, each player, as well as the banker, have to place bids on who will have the winning hand (banker or player) or on a tie. The dealer then draws two cards per player, with the possibility of a third. We explore all this in further detail above.

❓ How to win at baccarat?

This game is one based on luck and luck alone. There is not much one can do to guarantee a win. Nevertheless, strategies like the 1-3-2-4 System, which we explain above, can help curb losses.

❓ Is it possible to win at baccarat?

Definitely. Baccarat actually has the best RTPs of any casino game including most video slots. Nevertheless, winning is down to luck rather than skills or specific strategies.

❓ Should I play online baccarat or live baccarat?

Live dealer baccarat is the better option as it combines the thrill of the game with the excitement of playing against other real-life players. Even so, both types of baccarat are fun to play and can conveniently be played anywhere.

❓ Is baccarat a game of skill?

No, baccarat is based on pure luck, and it all depends on which cards are drawn from the shoe. Of course, knowing the rules may help you make better decisions throughout the game, such as when to ask for a third card.

❓ Where can I play live baccarat?

Above we list 20 legal and licensed casinos where you can play live dealer baccarat safely and securely. Our favourites are Betsson, LeoVegas and BitStarz, with the latter being perfect for anyone looking to play live baccarat with cryptocurrencies.

❓ Should I tip my baccarat live dealer?

This is totally up to you, though it’s obviously a nice thing to do. In essence, we recommend tipping your live dealer when you are happy with the service they have offered you. To find out more, check out our dedicated article on Tipping Live Dealers.



We collaborate with industry experts to make sure that our readers are getting the best possible content. All our articles are there to improve your casino experience.


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