The Best Live Baccarat Sites in 2021 – Top Live Dealer Baccarat

Live dealer baccarat is the perfect way to play this famous game from home while experiencing the social interaction usually reserved for the land-based version. It can also pay out considerable winnings, as its RTP is among the highest for any casino game.

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The Top Live Dealer Baccarat Casinos

#1
Friday
100% up to €200 + 200 free spins
  • Over 30 live baccarat options
  • Live casino offers
  • Big on responsible gaming
* more terms & conditions apply
#2
Betsson
100% welcome bonus up to €100
  • Variety of live baccarat games
  • Max bets up to €30,000
  • Daily €5,000 raffle for live casino
* more terms & conditions apply
#3
LeoVegas
Welcome package of up to €400
  • Many live baccarat variations
  • High-roller options up to €15,000
  • Online baccarat available
* more terms & conditions apply

#4
BitStarz
Deposit €100, Play With €200 + 180 Free Spins
  • Loads of live baccarat games
  • Accepts cryptocurrency
  • 2nd, 3rd & 4th deposit bonuses
* more terms & conditions apply
#5
Playzee
Up to €1,500 welcome bonus + 150 zee spins
  • Live baccarat available
  • Over 1,000 other games
  • Better rewards with Zee Club
* more terms & conditions apply

18+. New players only. Min Deposit £20. Max Bonus Bet £5. Winnings from spins capped at £50. 100 Zee Spins valid on Starburst (first credited immediately upon first deposit, rest credited at 07:00 GMT at 10/day). Spins must be used by 23.59 GMT of the day on which they are credited to player account, any unused shall be removed. Bonus funds must be used within 30 days. Bonus funds are separate to Cash funds, and subject to 35x wagering (bonus + cash). Full terms apply. 18+. BeGambleAware.org

#6
Betamo
100% up to €150 + 100 free spins
  • Many live baccarat variations
  • Many other live games
  • 2nd deposit bonus
* more terms & conditions apply
#7
Trada
Up to €300 bonus + 150 spins
  • Over 10 live baccarat variations
  • No commission baccarat available
  • Bets up to €15,000
* more terms & conditions apply
#8
KatsuBet
100% up to €100 + 100 free spins
  • Many baccarat variations
  • No commission baccarat available
  • Many more bonuses
* more terms & conditions apply
#9
PlayAmo
100% up to €100 + 100 Free Spins
  • Live baccarat available
  • 2nd deposit bonus
  • VIP programme
* more terms & conditions apply
#10
Casoo
€2,000 welcome package + 200 free spins
  • 8 live baccarat games
  • No commission baccarat available
  • Reload bonuses
* more terms & conditions apply
#11
Mr Play
100% up to €200 + 100 spins
  • Live baccarat available
  • Bets from €1 to €15,000
  • No commission baccarat & Baccarat Squeeze
* more terms & conditions apply
#12
Unibet
Deposit €100, Play with €200
  • Over a dozen versions available
  • Play up to €25,000 bets
  • Many other games available
* more terms & conditions apply
#13
Twin
Up to €400 + 400 free spins
  • Live baccarat available
  • Many payment options
  • Daily drops
* more terms & conditions apply
#14
Jackpot Village
200% Match Bonus Up To 500€ + 50 Free Spins
  • 3D Baccarat available
  • Many other variations
  • 2nd & 3rd deposit bonuses
* more terms & conditions apply

#15
Rizk
Deposit €100, play with €200 + 50 free spins
  • Many live baccarat variations
  • Bets vary from €1 to €15,000
  • Get reward through Wheel of Rizk
* more terms & conditions apply
#16
Karamba
Up to 200€ bonus + 100 free spins
  • Loads of live baccarat games
  • No commission speed Baccarat live
  • Daily Karamba rewards
* more terms & conditions apply
#17
BetVictor
100% welcome bonus up to €300
  • Whole baccarat lobby
  • Bets from €1 to €5,000
  • Many other games available
* more terms & conditions apply

18+ new customers. Opt in. Wager £10 on selected games within 7 days of registering. Get 2x £20, 3x £10 bonuses, selected games, up to 40x wagering to withdraw max £1,750, 7 days expiry. Click for T&Cs

#18
King Billy
Welcome Package up to €1,000 or 5BTC + 200 Free Spins
  • Many live baccarat variations
  • Baccarat Controlled Squeeze
  • Accepts cryptocurrencies
* more terms & conditions apply
#19
Casiplay
Welcome Bonus up to €800 + 100 Extra Spins
  • Over a dozen live baccarat variations
  • Many other games
  • Loyalty programme available
* more terms & conditions apply
#20
Cashmashi
100% welcome bonus up to €200
  • Live baccarat available
  • Great live casino lobby
  • Multiple payment options
* more terms & conditions apply

 

What Is Live Baccarat?

Live baccarat is the online live version of real-money baccarat, which is played together with a live dealer and, potentially, other real-life players. As a game, it follows the same rules as land-based and video baccarat, with the same ultimate aim for both the player and the banker: to draw cards in a bid to reach the total value of nine without exceeding it.

We have a whole article dedicated to baccarat rules, which more or less remain the same for the real-money version and baccarat live. Nevertheless, one thing you need to keep in mind with live dealer baccarat is that while the dealer may play the role of the banker, the dealer and the banker don’t always have to be the same person.

At Top 10-Casino Sites, you can play live casino bacarrat with a real croupier for free! There is no need to register an account or deposit any money. You can play 24/7 with no restrictions, whatsoever. Enjoy! 

 

How to Play Live Baccarat

Ready to take on the challenge and play baccarat online live? Here’s our step-by-step guide on how to do so.

Step 1: Create an account at a live casino baccarat site. Above we've listed 20 such legal and licensed casinos, but if you’d like to do your own research on the best baccarat live casinos, we go into more detail about this later on.

Step 2: Deposit money. As with playing any other casino game for real money, you will need to deposit funds into your account. We recommend depositing enough for at least a couple of rounds. Remember that it’s very important to never exceed your budget.

Step 3: Go to the live casino section and choose your favourite live baccarat game. The best online casinos have multiple types of live baccarat games, including No Commission Live Baccarat and ones in languages other than English. Once you decide which one you like, join the game.

Step 4: Exchange your money for chips. The latter can be acquired by exchanging your fiat money or cryptocurrency. Remember that any remaining chips – or the ones you’ve won – can be re-exchanged later on.

Step 5: Place your bets. In baccarat, you can place bets on the player or the banker winning (never both at the same time), as well as on a ties and on either one or both of them getting pairs (like two Queens or two Sevens).

Step 6: Enjoy! After all bets have been placed, the dealer will close all bets and kickstart the game. Once the result of the game is known, the dealer will pay any winning bets, collect any losing bets, and start a fresh round.

 

Why Play Baccarat Live Instead of Normal Baccarat?

Baccarat is a game enjoyed all across the world, and it’s not difficult to see why. It’s a social game that gives you plenty of interactions with both the other players and the dealer.

However, many online versions do away with that, leaving just the bare skeleton of the game by having a random number generator (RNG) control the proceedings.

Live dealer baccarat, which is played online but is overseen by a real-life dealer in a studio, can be played together with other real-life players from many other locations, bringing back the social element of this iconic card game.

And, given that low limits have now been introduced to live baccarat online, you can join the fun for as little as 1€ per bet at most casinos (though three-, four- and five-digit bets are also accepted by most baccarat live casinos).

What’s more, live dealer baccarat isn’t only better than traditional online baccarat but, in some cases, it’s actually better than playing baccarat at a land-based casino.

See, when you play baccarat at a live casino online, you can claim bonuses, keep your identity private (from other players), and even have a myriad of payment options to choose from.

All this is also available wherever you are, be it at home on your desktop computer or on your phone or tablet.

 

Pros & Cons of Baccarat Live, Online Baccarat & Land-Based Baccarat

When it comes to playing baccarat online, you may have some difficulty deciding between playing against the computer or a live dealer. Below, we've listed the advantages and disadvantages of both versions, as well as the benefits of playing at land-based casinos to give you the full picture.

Pros

Live Dealer Baccarat 

  • Available anywhere you are
  • Keeps your identity private
  • Accepts both low and high bets
  • Interact with other players, as well as the dealer
  • Is extremely realistic, since the gameplay is filmed in real time
  • A variety of payment options to choose from
  • Casino bonus can be claimed

Online Baccarat 

  • Available anywhere you go
  • Accepts both low and high bets
  • A variety of payment options to choose from
  • Casino bonus can be claimed

Land-based Baccarat

  • Great for interaction with other players, the dealer, and passers-by
  • No RNG needed
  • Is obviously very realistic

 

Cons

Live Dealer Baccarat 

  • Easier to exceed your budget

Online Baccarat 

  • No interaction with other humans
  • Can get boring due to lack of social element
  • Doesn’t look or feel realistic

Land-based Baccarat

  • You have to be physically present
  • No identity protection
  • You have to pay in cash or by card
  • Bet limits tend to be higher
  • No extra bonuses or incentives

 

Live Baccarat Mobile

If you love playing live dealer baccarat, then you’ll be happy to know that you can easily play it on any mobile device, be it Apple or Android.

The game works in exactly the same way as it would on desktop, with HD video being streamed directly onto your screen. Oh, and the best part is that practically all baccarat live casinos have mobile casino versions of their sites, so playing on the go should be smooth and seamless.

Nevertheless, there are a few things you should keep in mind when playing on your mobile device:

 

  1. If you’re playing using Wi-Fi, make sure the network is trusted and secured. Indeed, you should never input any credit card or personal data when connected to public WiFi or a network you don’t trust.
  2. If you’re using your mobile data, make sure you have enough to play. If not, you could end up with a large bill!
  3. Always ensure you have enough battery life. While your phone dying half-way through a game is not the end of the world, it’s still not ideal.

 

The Different Types of Live Baccarat

When entering the world of baccarat live casino, you will quickly realise that there is more than one version available. There are various traditional variations of the game, including Punto Banco and Macau Baccarat. That said, what’s the difference between them? We take a closer look below.

  • Single Player Baccarat

As the name suggests, this version will just be you vs the banker, who is usually played by the live dealer. Because this usually takes the basic form of the game, it’s perfect for players who are just starting out in the world of live baccarat casino online.

  • Multi-Seat Baccarat

In this version, you and the dealer will be joined by up to eight other players, who will all be going head-to-head with the banker (who may be one of the players). In this case, you can play more than one hand at a time by betting on the hands other players receive. Of course, always stick to your budget, as it’s much easier to lose larger sums this way.

  • Speed Baccarat

If you’re an experienced live baccarat online player, then you may prefer the excitement and action that comes with Speed Baccarat, where the cards are dealt faster and gameplay is sped up. In this version, you will also be able to bet on more than one hand at a time, but the fact it’s fast means you have less time to think and act.

  • Baccarat Squeeze & Baccarat Controlled Squeeze

In live dealer Baccarat Squeeze, the dealer will unveil the cards slowly through a ritual where cards are ‘pinched' or ‘peeled' to reveal certain aspects (such as the suit or the number). This makes the game a lot more fun and exciting, but if you’re not a seasoned player, it can quickly become confusing.

In Evolution Gaming’s Baccarat Controlled Squeeze, meanwhile, you are the one who gets to be in charge of the action, which gives you a lot more control and fun.

  • Mini Baccarat

This version is very similar to traditional baccarat, but is usually played on a smaller table and with smaller bets. That’s pretty much it, so whether you’ll enjoy this more than other versions is down to personal preference more than anything else.

  • Progressive Baccarat

Although the baccarat rules here remain the same, the casino will also have a jackpot that grows according to how much people bet.

Normally, payouts on single hands will remain the same, but making a side bet predicting that the player and the banker will have an Ace from the same suit, as well as an Eight from any suit, could result in a six-digit win.

  • No Commission Baccarat

When you play traditional baccarat, betting and winning on the banker comes with a 5% commission as the RTP is higher. With this version, you won’t have to pay that commission, meaning you’ll keep 100% of your winnings.

 

The Best Online Live Baccarat Strategy – Tips & Cheats for Live Baccarat

Live dealer baccarat is a game that relies purely on luck, so there's not much you can do to change your odds. Nevertheless, there are some things you can do which may improve your chances – though you should always be sure to stick to your budget.

  1. Use a betting strategy: The Martingale system, the 1-3-2-4 system, and the Fibonacci system are all good ways of splitting up your budget into units and playing them accordingly.
  2. Leave superstition behind: While there’s nothing wrong with blowing on your cards or making bets based on numbers that mean something to you, these things will not truly change the final outcomes, so don’t base your chances on them.
  3. Bet on the banker or player: Making bets on ties or pairs may pay a lot more than betting on the banker or the player, but in reality, these are really difficult to get right.

Best Live Baccarat Software

When looking for the best live dealer baccarat online game, you will find many game developers to choose from. Even so, there are only a handful of them that have a global reputation for being innovative, safe, and trustworthy.

Your best bet is to go for a title by Evolution Gaming, Playtech, Pragmatic Play, Ezugi, Betgames.TV, or LiveG24. These developers are acknowledged and loved all across the globe for their great selections of games, products for live dealer baccarat online, friendly hosts/dealers, and for their customer care.

 

How to Choose the Best Live Baccarat Casino

If none of the casinos on our list of the best baccarat live casinos take your fancy, then you may be tempted to conduct your own research. With so many options out there, though, choosing the right legal and licensed casino may seem like a daunting task. Well, we have you covered with the following points.

  • Check the Casino’s Licence

Making sure the online casino of your choice has a licence from a reputable jurisdiction is by far one of the most important steps. This is because a good licence, like those from the UK, Malta, Gibraltar, Curaçao, or Sweden, will mean that the casino follows a specific set of requirements which, ultimately, are there to protect you.

  • Check the Game Providers

A good casino only affiliates itself with reputable and trustworthy game providers.

The world’s best games providers do not just create fabulous new games that entice the senses, but also work hard on creating and certifying a random number generator (RNG) that is fair and completely random.

Apart from those mentioned above, which give you the chance to play baccarat online, some of the best games providers for video slots and other casino games are Microgaming, Endorphina, Blueprint, Yggdrasil, NetEnt, Novomatic, Wazdan, and Red Tiger Games.

  • Check the Available Payment Methods

No matter which casino you’re thinking of signing up to, checking what withdrawal and deposit methods are available is a must.

Many a baccarat casino online now accepts a wide variety of payment methods, including traditional methods like debit or credit card and bank transfers. 

You should also be able to find a mix of e-wallets (PayPal, Rapid Transfer, NETELLER, Skrill, Interac, and TrustPay), digital wallets (Apple Pay and Google Pay), Trustly, and the paysafecard.

As times move on, many are also becoming cryptocurrency casinos that accept digital currencies like Bitcoin, Bitcoin Cash, Ethereum, Litecoin, Dogecoin, Monero, Dash, ChainLink, Ripple, Tron, Tether, and Zcash.

  • Check the Terms & Conditions of the Bonus

Below, we take a look at the types of bonuses you can come across at online casinos that offer live baccarat.

Note: Don’t just take these bonuses at face value, as they often come with wagering requirements and other terms and conditions. In our opinion, it’s often better to go for a bonus that promises less but which has better terms and conditions, rather than a larger one which has many of the aforementioned requirements. That, however, is a personal preference.

 

The Best Live Baccarat Casino Bonuses

Any casino worth its salt is likely to offer you a great welcome or sign-up bonus, as well as other ongoing offers. These should be available to everyone, but many casinos with VIP clubs offer even better deals to their high-rolling players.

Sign-Up Bonus

Sign-up bonuses, which are also known as welcome bonuses, are among the most common and popular bonuses out there.

As a way to entice players to join one casino over another, many casinos compete on offering the best welcome packages, which can include deposit matches (for example, doubling or matching your deposit up to a certain amount either once or multiple times) and free spins on certain video slots.

Welcome bonuses of this type usually have a time frame in which they can be claimed, with the clock starting to tick once you activate your account.

No Deposit Bonus

No-deposit bonuses award you ‘free’ money or spins, which you can then use to play your favourite online casino games, including live baccarat.

However, these bonuses often come with wagering requirements attached, such as having to play it 35 times before you can withdraw any winnings. It’s also good to note that not all games contribute the same amount to your wagering requirement, and live baccarat tends to contribute very little, if anything at all.

Having said that, these types of bonuses are becoming particularly rare, especially in the UK, where they are taxed.

Cashbacks

A cashback bonus is when your casino gives you a percentage (usually 5-10%) of your net losses or deposit money back.

This is a fabulous way of ensuring that you never fully outspend your budget, and it should come with zero wagering requirements, meaning you can withdraw this amount whenever you want, even if you haven’t played it. The good thing is that you can also use this to play baccarat online!

Free Spins

Free spins are usually associated with video slots, but some casinos also give you the chance to take other games for a spin for free. Whenever joining a casino, be sure to check what the ‘free spins’ are actually for.

 

Summary of Live Baccarat Casinos

As avid fans of this game, we think that live dealer baccarat offers the best of both worlds. It is as convenient and as safe as online baccarat, but it also allows for social interaction usually associated with land-based casino baccarat. For all these reasons, playing live dealer baccarat is certainly the way to go for any lovers of the game!

 

FAQs

❓ Where can I play live baccarat?

At the beginning of this article we list 20 legal and licensed casinos where you can play live dealer baccarat safely and securely. Our favourites are Betsson, LeoVegas and BitStarz, with the latter being perfect for anyone looking to play live baccarat using cryptocurrency.

❓ What is live baccarat?

Live baccarat is the online, live version of real money baccarat, complete with a real-life dealer and even other players. Although there are numerous versions of the live baccarat, the aim always remains the same, which is to get two or three cards whose total is nine or as close to nine as possible without going over that figure.

❓ How to play live baccarat?

It’s quite easy actually. All you have to do is sign up to a live baccarat casino online, head to a live baccarat game, and start making bets. It’s really that simple!

❓ How can I win at baccarat?

This game is one based on luck and luck alone. There is not much one can do to guarantee a win, but systems like 1-3-2-4, the Martingale, and the Fibonacci strategy can help you budget your money.

❓ Is it possible to win at baccarat?

Definitely. Baccarat actually has the best RTPs of any casino game, including most video slots. Nevertheless, winning is down to luck rather than skills or specific strategies.

❓ Should I play online baccarat or live baccarat?

Live dealer baccarat is the better option, as it combines the thrill of the game with the excitement of playing against other real-life players. Even so, both types of baccarat are fun to play and can conveniently be played anywhere you wish.

❓ Is live baccarat rigged?

No – live baccarat is overseen by a live dealer, who is brought in by the casino but has no connection to the casino per se. That ensures that the gameplay is always fair on all parties involved.

❓ Can I play live baccarat on my phone or tablet?

Yes, you can easily play live dealer baccarat on any smartphone or tablet.

❓ What happens if my phone dies halfway through a game of live baccarat?

It’s not ideal, but it’s not the end of the world. What will happen is that the dealer will take your last known hand combination to compare it to the other hands in play. If it’s the winning one, your money will appear in your account. If it loses, the money will be taken from your account. You can re-join the game within minutes, or else join another one later on. If there are any issues, contact the casino’s customer support.

❓ Can I play live baccarat for free?

Some online casinos do offer this service, but it’s quite rare. If you’d like to practise, we recommend trying out video baccarat.

❓ Should I tip my baccarat live dealer?

This is totally up to you, though it’s obviously a nice thing to do. In essence, we recommend tipping your live dealer when you are happy with the service they have offered you. To find out more, check out our dedicated article on tipping live dealers.

Iggy Fenech

Iggy Fenech

Iggy Fenech is a well-known contributor to many local magazines. His career as a casino content writer spans a number of years and includes writing blog posts for the Malta iGaming Seminar 2014, content for the Malta Gaming Authority’s website, and SEO-enabled text for casino websites.

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