The Best Pay By Mobile Casinos 2021 – Top SMS & Mobile Payment Methods

One of the easiest ways to pay for a few rounds at your favourite casino sits right in your hands or pocket! Your smartphone’s phone bill or credit can be used to make casino payments in a secure and quick way. Read on for more about mobile casinos that accept pay by phone bills!

What Are Pay By Mobile Casinos?

Pay by mobile casino sites – sometimes called pay by phone casinos – are a type of online casino which allows users to make deposits using their phone bill or phone credit.

Some people find this method of depositing much more to their liking for a variety of reasons.


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The Best Pay By Mobile Casinos

Up to €400 + 400 Free Spins
  • Siru & Siirto Payments
  • Twin VIP & Loyalty Club
  • Exciting Twin Races Promotion
* more terms & conditions apply
King Billy
€/$1,000 or 5BTC + 200 Free Spins
  • Siru Payments
  • Extensive Game Library
  • Award-Winning Casino
* more terms & conditions apply
150 Free Spins + €1,000 Bonus
  • Boku Payment Support
  • VIP Programme
  • Various Additional Promotions
* more terms & conditions apply
€1,500 + 100 Wager Free Spins
  • Siru Mobile Support
  • VIP Programme
  • Excellent Game Selection
* more terms & conditions apply
Up to €850 Bonus + 500 Wager Free Spins
  • Support Siru Mobile
  • Club Loco VIP Programme
  • Quick & Responsive Website
* more terms & conditions apply
11 Welcome Spins Wager Free on 1st Deposit
  • SIRU Mobile Payments
  • Almost 4,500 games
  • Great additional promotions
* more terms & conditions apply
Cash Arcade
20 No-Deposit Free Spins on Chilli Heat
  • In-Casino Pay By Phone System
  • Impressive Web Design
  • Extensive Promotions Set
* more terms & conditions apply


100% up to $400 + 200 Spins
  • Pay by Phone Through Boku
  • Mobile App
  • Award-Winning Customer Service
* more terms & conditions apply
€1,500 Bonus + 300 Free Spins
  • Boku Mobile Payments
  • Varied Set of Promotions
  • Over-the-phone Support
* more terms & conditions apply
€1,000 + 200 Free Spins
  • Boku Mobile Payments
  • VIP Programme
  • Coveted MGA License
* more terms & conditions apply


Why Choose Pay by Mobile Casinos?

There are a number of reason why people prefer to easily deposit money using their mobile phone, many of which are highlighted below.

1. You Don’t Need to Remember Your Credit Card Details or E-Wallet Login Information

This is a bigger deal to some that it might be to others. The convenience of not having to fish out your credit card or not having to remember your password every time you want to log in is sometimes unbeatable.

2. No Credit Card or E-Wallet Account Details Are Shared

Many prefer to keep their credit card information hidden when making transactions online. While Top10-CasinoSites only recommends safe and secure casinos which respect your privacy, some prefer not to input any details at all. This method of depositing allows payments without having to do that.

3. Deposit Limits Allow You to Keep Your Spending in Check

Pay by mobile deposit casino systems generally have more limited deposit sizes when compared to other payment methods. While for some this may be a downside, others find reassurance in a hard limit to their spending amount.


How Do Pay By Mobile Casinos Work?

Generally speaking, pay by mobile casinos sites will use SMS to confirm a payment through a third-party payment processor. SMS payments make use of older systems in place for buying ringtones or making donations. Other systems make use of third parties to facilitate these transactions. The payments are made in one of two ways:

1. Using Your Current Phone Credit Available on Your SIM/Phone Number

This is known as your pay-as-you-go credit. If you have £40 of phone credit and you make a £30 deposit, you will have £10 left as soon as the deposit is processed.

2. Through Your Next Recurring Payment for Your Phone Bill

You’ll find a charge for the deposit at the end of the next phone bill for the month. This will be billed separately, so you can keep track of expenses.

Remember! Remember!

Always be sure to gamble responsibly while playing any online casino game. Never gamble with funds you do not have, and stick to your spending limits, always!

Pay by Mobile Third Parties

Mobile casino pay by phone systems are taken care of by third-party payment processors. These companies take the request you made on the casino site and pass it along to your phone carrier to be added to your next phone bill or deducted from your phone credit.

While mobile casinos allow pay with phone credit, the casinos themselves generally do not do the processing themselves, as they are licensed for casino games rather than payment processing. They might also not have the systems or infrastructure in place to take care of these transactions.

Specific companies which offer this deposit by phone casino service are Boku, Siru, and Payforit. With these three systems, casinos with pay by mobile services are more common than you might think!

Mobile Pay Service Providers


Boku is a California-based company specialising specifically in phone payments. Apart from that, they also facilitate e-wallet transfers and utilise mobile network operator data to improve security and user experience.

Boku casinos allow for both phone bill payments as well as pay-as-you-go, depending on how your mobile phone bill is set up. They have also partnered with NETELLER to be able to provide their services to a wider audience.

Do keep in mind that there is a daily limit of £30 for payments. This should be enough for a lot of players, though, and might even serve as a means of controlling your budget. That being said, it might not be suited to others.


Siru pay by mobile phone casinos utilise a similar method to get your payments through your phone operator to your casino of choice. Based in Finland, this pay by phone method has other ways to pay apart from the usual SMS verification. They also make use of phone calls to make payments, which is a handy alternative.

Depending on your region, there is a one-time deposit limit ranging between £10 (for Vodafone users) and £40.


Payforit is a pay-by-mobile system that has become a little bit rarer to find as an accepted payment method by online casinos. Some of the advantages associated with this pay by phone system is that it supports landlines. That’s quite a good option for those of us who are still holding out on getting a smartphone, or else perpetually find themselves out of credit!

Just like Boku, Payforit casinos have a daily pay by phone deposit limit of £30. Again, this could be enough for some, but not for others, depending on their playstyle.

Pay by SMS Casinos

Pay by SMS is a more direct way of making payments at your favourite casino site. The difference with this method is that it does not have any third-party payment processors involved. The phone company makes the transaction fully by themselves.

The downside to this method is that not all mobile phone networks or pay by phone casinos support this depositing system. Limitations also heavily depend on your mobile phone network provider, so we can’t really give fixed limits here. In general though, you can expect similar deposit amount limits to the methods above.

On the upside, though, it is slightly more secure as your phone number is not handled by any third parties. While these payment processing companies are certified and trusted, we completely understand the sense in minimising how many different companies come in contact with your phone number.


How to Use Pay By Mobile Casinos

The process for making a deposit by phone in a casino is quite simple. We’ll take you through the basic steps below. Keep in mind that some small details may change depending on payment processors, which we’ll cover later on below.

Step 1 – Register at Your Chosen Pay by Mobile Casino

Register/Log in to your pay by mobile casino of choice. Once you’re in, find the banking/payments/deposits section, and head to it.

Step 2 – Select Pay by Mobile Amount & Phone Number

In the deposits section, select the pay by phone option and select your desired deposit amount. Once that’s set, enter your phone number and request the confirmation SMS.

Step 3 – Confirm & Play!

You should receive an SMS on the number you had inputted on the pay by mobile casino site. The SMS will either prompt you to click a link or to reply to the sent SMS to confirm the deposit.

Once that’s done, you’re all set! Depending on the chosen payment method, the payment will either be charged to your monthly phone bill or deducted from your prepaid card.


Minimum and Maximum Deposit Limits

While we glossed over this earlier, we think it deserves its own section, just for easy accessibility.

Pay by mobile casinos might use different payment processors, which mean different depositing limits for the player. In general, you can expect limits to be around the $/€/£30 range, with some providers have lower limits, and some having higher. This can be a useful way to practise responsible gaming for some, while for others it might be too limiting altogether.

Pay By Mobile Casino Limits

Boku: Has a daily depositing limit of £30. This is about average for pay by phone casino systems.

Siru: Imposes a monthly depositing limit of £500. This means you can make larger payments on a day-to-day basis, but not as many of them.

Payforit: Has a daily depositing limit of £500 – a standard amount for this type of payment system.

Pay By SMS: The depositing limits depend heavily on the mobile phone carrier, but will generally fall in the same range as other pay by phone casino payment processors’ limits.


Withdrawals in Pay by Mobile Casinos

Withdrawals are an unfortunate downside of pay by mobile casino payments. This payment method is only designed for depositing funds, and does not support any way of withdrawing funds. If you want to cash out any winnings, you’ll have to introduce another payment system, such as a credit card or e-wallet.

This is perhaps one of the strong points of this casino payment system. Since pay by mobile casino sites only require your phone number to make a deposit, your credit card information is never even used in the first place. This removes any risks of nefarious websites stealing any credit card details, or anyone peaking over your shoulder while you punch in the card numbers. Because of this, many users find peace of mind in this casino depositing method.


Google and Apple Pay Casinos

A laptop and a mobile phone showing google pay logo

(image : Unsplash | © Matthew Kwong)

While not using your phone bill or credit to make payments, Google Pay and Apple Pay are popular options that also use your physical smartphone to make and authenticate payments. We thought we’d include a small section about these just for completeness’ sake.

Google and Apple Pay make use of your credit cards, acting as digital wallets and intermediaries for your physical credit/debit cards. Casinos that accept these payment methods allow you to make payments without ever giving out your credit card information, by having these services as translators between your bank account and the website receiving the deposit.


Pay by Mobile Casinos Pros & Cons


  • Extremely quick and easy transactions
  • Great security as no card or account details are used
  • Additional depositing option for regions with credit card casino restrictions


  • Limited deposit amounts
  • Not supported by all casinos



We think pay by phone casinos are an excellent alternative to other payment methods. You can’t deny the security and privacy benefits of never introducing your credit card information to begin with. Apart from that, there’s also a general easiness to the whole process – it’s quicker than manually punching in your details for sure!

All in all, we’d say it’s an interesting option to try out. Just check out our recommended casino list above to for an idea of where to get started!



❓ What are pay by mobile casinos?

Pay by mobile casinos allow players to make deposits using from their phone bill or pay-as-you-go credit.

❓ What is the best pay by phone casino?

The best pay by phone casinos are Videoslots and Check out our full list above for more recommendations.

❓ Are pay by mobile casinos safe?

Yes! Pay by mobile casinos are very safe as they do not need you to use your credit card details or e-wallet information.

❓ Are there any pay by mobile casino charges?

It depends. Pay by mobile casino payment processors might include standard SMS or Call charges, which are used for verification purposes.

❓ How do I pay by phone bill?

The process involved you selecting pay by phone bill as a payment option and replying to a confirmation SMS – it’s that simple!

❓ What are Boku, Siru and Payforit?

Boku, Siru and Payforit are payment processors which act as intermediaries between the casinos and the phone companies, allowing for pay by phone payments.



We collaborate with industry experts to make sure that our readers are getting the best possible content. All our articles are there to improve your casino experience.


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