Best Pay by Phone Casinos 2021: Top SMS Casinos

Gambling with your mobile has never been easier! You can now make deposits at your favourite pay by phone casinos using the same device. What’s more, there’s no need for a credit or debit card. Let's take a more in-depth look at the mechanics behind pay by phone, along with the best pay by phone casinos out there!

Top SMS Deposit & Pay by Phone Casinos

Free welcome bonus
  • Maximum deposit of £30 daily
  • Provider: Pay by phone bill
  • Licensed by UKGC
* more terms & conditions apply

18+. New players only. Welcome bonus expires after 7 days. Up to 10 (20p) free spins on Super Win 7s for 10 days, Min Deposit £10. Winnings paid as bonus credit. Expire 00:00 every day. Max withdrawal from free spins and welcome bonus winnings £50. Up to 200% deposit match of first deposit (Min £10). Max £100 awarded as bonus credit. 20x wagering on bonus credit. Withdrawing Unspent Qualifying Deposit will exclude the player from these promotions. T&Cs apply

€400 Welcome Bonus + 400 Free Spins
  • Processor: Siru
  • Races, cash & free spins prizes in Twin Races
  • Twin VIP & Loyalty Club
* more terms & conditions apply
100% up to 100 + 200 free spins
  • over 350 games
  • nice website
  • Licensed by UKGC
* more terms & conditions apply
Amazon Slots
Win up to 500 Free Spins
  • Variety of games
  • Variety of welcome bonuses
  • Featured slots
* more terms & conditions apply

New Players Only, Min Deposit €10, €8 Max Win Per 10 Spins, Max Bonus Conversion Equal To Lifetime Deposits (Up To €250), 65X Wagering Requirements And Full T&Cs Apply Here. *18+ Only Please Play Responsibly.

100% up to 100 + 25 free spins
  • Min deposit 20
  • Over 800 games
  • Various payment methods
* more terms & conditions apply
100% up to £100
  • Live dealer casino
  • Great selection of table games
  • Processor: Boku
* more terms & conditions apply

100% up to £300
  • Excellent for mobile
  • Processor: Siru
  • Multi language- and currency-supported
* more terms & conditions apply
1 x FS per £1 up to 50 FS
  • 60+ live dealer tables
  • Real-time cash back
  • Processor: Siru
* more terms & conditions apply
William Hill
100% up to €300
  • Processor: Boku
  • Free play options
  • No withdrawal limits
* more terms & conditions apply
Online London
Spin the Mega Reel
  • Maximum deposit of £30
  • Provider: Pay by mobile
  • Licensed by UKGC
* more terms & conditions apply
200% up to £300
  • UK gaming licence
  • High withdrawal limit
  • Processor: Boku
* more terms & conditions apply

1) New Customers Who Have Not Played Casino Only. 2) Register Using Promo Code CASF51. 3) Winnings Paid As Cash. 4) T&Cs Apply. View Details

100% up to £300
  • Processor: PayForIt
  • Daily bonus promotions
  • VIP programme
* more terms & conditions apply

18+. New players only. Min Deposit £20. Max Bonus Bet £5. Winnings from spins capped at £50. 100 Zee Spins valid on Starburst (first credited immediately upon first deposit, rest credited at 07:00 GMT at 10/day). Spins must be used by 23.59 GMT of the day on which they are credited to player account, any unused shall be removed. Bonus funds must be used within 30 days. Bonus funds are separate to Cash funds, and subject to 35x wagering (bonus + cash). Full terms apply. 18+.

Captain Spins
100% up to £1200
  • Processor: Boku
  • 24/7 live support
  • Fast payouts
* more terms & conditions apply
100% up to £200
  • High withdrawal limits
  • Mobile-friendly design
  • Processor: Siru
* more terms & conditions apply
100% up to €500
  • Weekly reload bonuses
  • Slots tournaments
  • Processor: Siru
* more terms & conditions apply
100% up to £300
  • Progressive jackpots
  • Regular promotions
  • Processor: PayForIt
* more terms & conditions apply


What Are Pay by Phone Services?

With today's advancements in mobile technology, it was just a matter of time before we would be able to top up our online casino accounts from our mobile phones. After all, if you can gamble using your mobile, then it only makes sense to use the same device to deposit gambling funds. By registering with one of three payment providers, you have the convenience of paying via your monthly phone bill or by using the prepaid balance on the device.

Funding your account is as simple as sending a confirmation SMS to your favourite casino. Whether you have a monthly payment plan, a prepaid plan, a pay-as-you-go plan, or even via landline, it works just as well. Mobile payments are quickly processed, and you'll be able to play with your new bankroll almost immediately.


How to Use Pay by Phone for Gambling

If you're tired of constantly being asked for your credit card or personal details every time you go to sign up with a casino, then pay by phone is the answer you've been looking for. The first step involves finding an online casino that accepts pay by phone or deposits by SMS. Once you've found a pay by phone casino you like the look of, click the “Join” button and make your way through the registration process.


Paying With Phone Credit

By using a pay-as-you-go mobile, you can make use of the phone credit you already have on your phone. Just make sure your phone is topped up with enough credit to cover your deposit. Since paying by phone credit limits you to the amount there is in your phone account, it's a great way for gamblers to stay in control.


Paying With SMS

Once you've registered your phone number with your chosen online pay by SMS casino, simply select the amount you want to deposit and send a confirmation SMS. In a matter of seconds, you'll receive a reply informing you that your deposit was successful. The amount will show up on your next phone bill.


Paying With Phone Bill

For those don't have a mobile phone, you can still deposit into your casino account using your landline provider. It's a nice touch that someone is still looking out for landline users in the age of mobiles.

Once you've registered your landline number with the casino, you'll receive a special number to call. An automated response will guide you through the steps needed to top up your account. You might have to stay on the line for a few minutes to wait for confirmation that the funds are in your casino account.

By the way, the BT phone bill payment process is regulated by PayForIt, and there's a £30 daily deposit limit.


How to Make SMS Deposits in Pay by Phone Casinos

Let's go through the step-by-step process of making an SMS casino deposit:

  1. Using your smartphone, head over to your chosen online casino.
  2. Navigate through to the banking section, and then to the deposits section.
  3. Select the pay by phone option.
  4. Type in how much you'd like to deposit.
  5. Enter your mobile phone number and submit a confirmation request.
  6. Reply to an SMS confirming the transaction.
  7. The money should now be in your casino account! This deposit will either be added to your monthly phone bill or come out of your prepaid card.

Can I Make Withdrawals via SMS on Pay by Phone Casinos?

At the time of writing, it's not possible to withdraw winnings using your mobile phone. This is because making mobile deposits is a one-way transaction via your mobile. There's no way any pay by phone casinos can reimburse funds to your phone bill, so you'll have to look for other withdrawal services. These can include Skrill, PayPal, NETELLER, and debit/credit cards, among other e-wallets.


Is There a Minimum/Maximum Deposit Limit?

Yes, there are minimum and maximum deposit limits. But these limits are very much dependent on the operator you're using to facilitate the deposit. For example, Boku has a minimum amount set at £15. Most platforms will impose a daily limit of £30 as the maximum.


How to Pay With Mobile Credit


If you have a UK mobile phone, then Boku would be a great choice for you, as it works just as well with a fixed contract as it does as a pay-as-you-go deal. With the former, depositing into a Boku casino account works just like an SMS payment. With the latter, you'll be limited to deductions from your remaining mobile balance. There's a daily deposit limit of £30.

Recently, the online processor NETELLER teamed up with Boku to allow pay by phone services, so you'll be able to use any pay by mobile casino that offers NETELLER.


Siru hails from Finland, and is carving out a popular spot in the UK online casino marketplace. For sheer ease of use, it's hard to beat. The payment system works in-browser – simply punch in your phone number and you'll receive your login details via Siru's Pay by SMS feature.

Once you make a Siru mobile casino deposit, you'll receive an SMS authorisation code. There's a monthly deposit limit of £240, and the maximum one-time deposit is £40, unless you're a UK Vodafone subscriber, in which case that figure goes down to £10, with a £50 monthly deposit limit. You can check your balance at any time on the Siru mobile page.


To deposit funds into a PayForIt casino account, simply go to their website using your mobile browser. If you have a 3G or 4G connection, there's nothing else to do! If you're using WiFi, you'll have to enter your mobile number, after which you'll have to pass through some confirmation windows, and you're done!

Some UK carriers promote PayForIt, and you'll find that their platforms offer a more integrated support. There's a daily deposit limit of £30.


Top UK Network Providers That Support Pay by SMS Casino Deposits

Depositing into pay by phone casinos is supported by virtually all major UK mobile networks. These include:

  • BT Mobile
  • EE
  • GiffGaff
  • O2
  • Sky Mobile
  • Talk Talk
  • Tesco Mobile
  • Three
  • Virgin Mobile
  • Vodafone

On the whole, provided you have a UK number, you're good to go. You'll find all these carriers offer a safe and secure portal, with top-notch encryption and ease of use.


The Best Pay by SMS Casino Bonuses

Because of the low limits placed on the amounts you can deposit using pay by phone, taking advantage of casino bonuses is going to be difficult. Also, many pay by phone casinos will place restrictions as to what type of deposit methods qualify for new casino bonuses.


Popular Pay by Mobile Slot Casino Games

Once you've made your deposit, all the games the casino offers will be open to you. This includes slots, live games, table games like blackjack and roulette, and all sporting markets. Pay by mobile slots include Starburst, King Kong Cash, Rainbow Riches, Wolf Hunters, and Vikings Go Berserk, among thousands of other pay by phone bill slots.

If roulette is your game of choice, there are a huge range of options, including live roulette from NetEnt. Baccarat is another popular table game that will have you on the edge of your seat. Bingo is a perfect pay by phone mobile casino game that's easy and quick to play.


Pros & Cons of Pay by Phone Casinos


  • Almost instantaneous payment processing
  • Excellent security as no personal information is shared
  • Easy-to-make deposits by entering phone number and replying to an SMS
  • No credit or debit card details needed
  • Anonymous deposits
  • Effective alternative if you don't have a bank card or account
  • Accepted by more and more online casinos



  • Low maximum deposit limits at £30 per day
  • No ability to withdraw winnings
  • Lack of casino bonuses due to low deposit restrictions


Are Pay By Phone Casinos Secure?

If you're nervous about online security, pay by phone offers a deposit method that bypasses many of the hurdles that can leave you open to online criminal activity. Your bank account details, credit card numbers, and any other financial or personal details that might be shared with a third party are made redundant in the depositing process.


Alternative Pay by Mobile Casino Payment Methods

Starting in April 2020, the use of credit cards for online gambling was banned by the UK Gambling Commission (UKGC). Let's have a look at some other methods of making deposits and withdrawals at your UK online casino.

First off, we have e-wallets. These are electronic wallets that can be used with virtually all online casinos. PayPal, NETELLER, and Skrill are probably the most well-known, and offer instant deposits and withdrawals in less than a day.

Next up are cryptocurrencies. These digital currencies are completely anonymous. You might have heard of Bitcoin, Monero, Ripple, Electrum, Dash, and Ethereum. Each transaction is recorded on a blockchain ledger that checks and then validates it, free from human interference.

Moving on to bank/wire transfers. While this casino payment method has simplicity and security on its side, it fails somewhat when it comes to the time taken to process deposits, and the hefty fees the bank charges.

Prepaid vouchers are used to convert cash into digital money for spending online. Companies like Postepay, Neosurf, and paysafecard work in the same way as credit cards. A prepaid card needs to be funded in advance, though it's not linked to a bank account.

Finally, there are debit cards. These will take the funds directly from your account. Deposits are instant, but withdrawals take around 2-4 banking days. Though most pay by phone casinos won't charge you a fee for using a debit card, your bank may very well do so. you can also check out our article on Sloty casino and casino gods.

Pay by SMS Casino FAQs

❓ What are pay by phone casinos?

Pay by phone casinos are regular online casinos that accepts deposits by phone. Today, almost all casinos accept payments by phone in some form or another. When you find a new casino, head over to their “Deposit” or “Banking” page to see if they list pay by phone as a payment method.

❓ Is it safe to deposit money with my phone?

Absolutely! As you never input banking or personal details online, there's no chance of them falling into the wrong hands. Just be sure that you're depositing into a registered and licensed online casino.

❓ Are there any deposit limits?

Yes. Most providers will set a daily cap of £30.

❓ Can I withdraw my winnings with my phone bill?

No. Pay by phone processors don't have the facility to allow for reverse transactions.

❓ Will pay by phone work with my network?

Yes. All UK networks can be used for processing casino deposit payments.

❓ Can I still get a casino bonus with my phone?

Yes, you can. But with the very low limits on deposits, ensure that the amount allows you to qualify for any bonuses.

❓ Do I have to pay any commission fees?

With the casino deposit payment coming from your monthly bill, there shouldn't be any further deductions. You may see some extra charges due to the cost of text messages and/or data consumption.

Can I pay with my landline?

As long as you have a BT landline, then yes. The payment process is quick and easy, and will appear in the following month's bill.

 ❓ Can I set gambling limits with pay by phone?

No, but the daily and monthly limits set by the processing companies can help you. The highest amount you can deposit in a day is £30.

❓ What type of phone do I need?

Any mobile phone with a SIM card. Just ensure that your number isn't hidden.

❓ Can I use pay-as-you-go?

Yes. However, you'll be limited to the amount of credit on your phone, so make sure it's topped up before you start playing.

❓ Which slots can you play with pay by phone bill?

Pay by phone bill is just one of many ways to deposit funds into your online casino account. Once done, all the games are yours to play, including thousands of real money slots.



We collaborate with industry experts to make sure that our readers are getting the best possible content. All our articles are there to improve your casino experience.


Spin the wheel of fortune!

Canvas not supported, use another browser.
I don't feel lucky