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The Best Pay By Phone Bill Casinos 2024 – SMS & Mobile Pay Casinos

Due to modern players’ increasing need to gamble on the go, it’s not surprising at all to see a rise in pay by mobile casino sites in recent years. Today, we’re here to teach you how to select the very best ones for your needs and how to use your smartphone for casino transactions in just a few easy steps!

Best pay by mobile casinos SMS casino deposits Top pay by mobile slots

What Are Pay by Mobile Casinos?

Pay by mobile casinos allow you to make deposits using your mobile credit or phone bill. Transactions are processed via a mobile payment system which involves the casino operator and your network provider, as well as APIs. The latter act as intermediaries that accept, validate, and process online payments.

We'll briefly discuss the differences between using mobile credit and your phone bill below.

As long as you have enough credit on your mobile phone, you can make quick deposits to your casino account.Just be aware that you cannot deposit more than the credit balance available on your device. While this may seem restrictive, it is actually a great way to control your spending.
This method of payment is pretty straightforward. Instead of paying upfront, you can add the amount you've deposited into your account to your monthly phone bill.Online casinos are increasingly supporting this payment method, with the biggest operators already jumping on the bandwagon.

The Best Pay By Mobile Casinos

Payment Methods
  • Accepts Siru mobile payments
  • Over 9,000 casino games
  • Great additional promotions
11 Welcome Spins Wager Free on 1st Deposit
Payment Methods
  • In-casino pay by phone system
  • Impressive web design
  • Extensive promotions
5 Free Spins on Chilli Heat, No Deposit
3 Mr. Vegas Casino
Payment Methods
  • Pay by Mobile available
  • 10,000+ games
  • 100% Up To €200
11 Wager-Free Welcome Spins
Payment Methods
  • Accepts Apple Pay
  • Mobile apps for Android/iOS
  • Content approved by eCOGRA
Doubled first deposit up to €500
5 NetBet Casino
Payment Methods
  • Integrated with Apple Pay
  • Players Club loyalty program
  • 94.76% RTP in 2022
100% Up To €200 First Deposit Bonus with Promo Code “NBWELCOME”
Payment Methods
  • Pay by mobile on-site option
  • Mobile apps for Android & iOS
  • No fees on withdrawals
100% Bonus up to €300 & 20 Free Spins

Advantages of Pay by Phone casinos

Making casino deposits using a pay by phone method offers a number of significant advantages – the most notable of which we have outlined in this section.

1. Fast Deposits

One of the main advantages of pay by phone casinos is that deposits are fast. Once your account is up and running, you'll be able to transfer funds and start playing your favourite games within just a few minutes.

All you have to do is confirm your transaction details via a phone call or text message, and that's it!

Other payment methods not only require extra steps like typing in login details, but are also limited by slow processing times. On the other hand, payments with your phone are usually processed instantly!

2. Ease and Convenience

Another advantage of using pay by phone casinos is the convenience offered. Instead of signing up for third-party services, you only need a mobile phone to use this method, allowing you to deposit and get in on the action with minimal fuss.

Overall, you only stand to benefit from instant transactions that can be made within a few clicks of a button.

3. Privacy and Discretion

Shared or public computers are easily accessed by multiple people, meaning they're not discrete enough for those who prefer to remain anonymous online. But since mobile phones are often used by only one person, transactions are easily kept private.

When depositing funds into your account with phone credit or by phone bill, transactions are processed by your network provider instead of the casino site itself, and won't appear on your bank statements either.

Therefore, not only does this enhance security, but it also protects your privacy.

4. Access To Trustworthy Casinos

Pay by phone service providers, such as Boku, Siru, and PayForIt, only partner with reputable and trustworthy online casinos.

Therefore, you can be sure that pay by phone casinos never compromise on your safety or security. As long as you don’t breach the terms and conditions, they can be trusted to always pay out your winnings as expected.

5. Portability

As long as you have a secure internet connection, this innovative payment option is readily available at your fingertips from your mobile device, be it a smartphone or tablet.

6. Various Gaming Options

By playing at pay by phone casinos, you can access an abundance of quality casino games, including those that might be unavailable at regular online casinos and land-based venues.

Carefully selected mobile games from the likes of Microgaming, NetEnt, and Play’n GO are readily available.

7. No Bank Card Needed

There are many reasons why people choose not to use a bank card to deposit at an online casino. For example, some don't want a gambling transaction to appear on their card statements, and others simply don't own one to begin with.

If you're one of these people, the pay by phone payment method is a great option for you. As long as you're registered with a phone provider that allows online casino transactions, you can make deposits without using a bank card.

8. Wide Availability

With all the advantages they have to offer, pay by phone casinos are becoming increasingly popular in the industry, with this trend not expected to slow down anytime soon.

The main reason why these casinos are widely available is that most people have and use a smartphone, from which mobile casinos offer a seamless gaming experience. And with the help of innovative payment methods like pay by phone, they're extremely user-friendly.

Disadvantages of Pay by Phone Casinos

While pay by phone casinos offer several benefits, there are a couple of downsides that you should be aware of.

1. Withdrawals Aren't Supported

Perhaps the biggest disadvantage of pay by phone casinos is that you can't withdraw using this method. Instead, you'll need to choose a different option to do so.

Therefore, it is a good idea to check what withdrawal methods are available beforehand. Just be aware that you'll usually have to provide some bank details.

Although this does present somewhat of a hindrance, the upside here is that it does give you an opportunity to let your bankroll build up nicely before cashing out.

2. A Risk of Overspending

If you choose to add your casino transactions to your phone bill, this means you'll need pay everything at end of the month.

While this can be advantageous, it can be easy to lose track of your spending.

The last thing you want is to spend more than you're willing to lose and end up with an overly large bill.

The simple solution is to keep a record of your spending. Or better yet, set realistic limits to prevent yourself from going overboard.

Infographic showing why choose pay by phone mobile casino

How Do SMS Casino Deposits Work?

Certain pay by mobile sites confirm payments via SMS through a third-party payment processor. These transactions leverage older systems used for buying ringtones or making donations. Others make use of third parties.

These payments work in one of two ways:

  • Using your current phone credit: This is known as your pay-as-you-go credit. If you have £40 of phone credit and you make a £30 deposit, you will have £10 left as soon as the deposit is processed.
  • Through your next recurring phone bill payment: Any deposits you've made will appear on your next monthly phone bill. You'll also be billed separately, allowing you to track your expenses.
Remember! Remember!

Never gamble with funds you do not have, and stick to your spending limits, always!

Is It Safe to Deposit With a Mobile Device?

Making a deposit with your mobile phone or tablet is safe and secure.

Unlike other popular payment methods, you don't have to enter your card details. Also, there's no need to provide the online casino with other personal and financial information.

High Levels of Security

While it's rare for casino sites to get hacked, it can happen. That's especially true for unlicensed sites without the latest SSL data encryption and firewall technology.

However, when using a pay by phone method, transactions are processed through your phone company. After each transaction, you'll receive a confirmation code that's used to verify and confirm the payment.

This step removes the possibility of someone else making payments in your stead, and makes it virtually impossible for hackers to access your financial information.

Pay by Mobile Third Parties

While pay by phone casinos accept payments via phone credit, the casinos themselves generally do not do the processing themselves. As they are primarily licensed for casino games, they may lack the necessary systems or infrastructure to manage these transactions.

That is why these payments are handled by third-parties, who take the payment request you made on the casino site and pass it along to your phone carrier. The payment is then added to your next phone bill or deducted from your phone credit.

Specific companies which offer these services are Boku, Siru, and PayForIt.

Mobile Pay Service Providers

Boku is a California-based company specialising in phone payments. Apart from that, they also facilitate e-wallet transfers and utilise mobile network operator data to improve security and user experience.
The company allows for both phone bill payments as well as pay-as-you-go transactions, depending on how your mobile phone bill is set up. They have also partnered with NETELLER to be able to provide their services to a wider audience.

Do keep in mind that there is a daily limit of £30 for payments. This should be enough for a lot of players, though, and might even serve as a means of controlling your budget. That being said, it might not be suited to others.

Siru utilises a similar method to Boku's, transferring your payments from your phone operator to your casino of choice. Based in Finland, this pay by phone method has other ways to pay apart from the usual SMS verification.

They also make use of phone calls to make payments, which is a handy alternative. Depending on your region, there is a one-time deposit limit ranging between £10 (for Vodafone users) and £40.

PayForIt is a pay-by-mobile system that has become a little bit rarer to find as an accepted payment method by online casinos. A benefit associated with this pay by phone system is that it supports landlines. That’s quite a good option for those of us who are still holding out on getting a smartphone, or perpetually find themselves out of credit!

Just like Boku, PayForIt casinos have a daily pay by phone deposit limit of £30. Again, this could be enough for some, but not for others, depending on their playstyle.

PayViaPhone is a relatively new, easy-to-use online casino payment option available to UK players. Not only does it supports GBP, but it's also very popular with players because of its security, convenience, and speed, since transactions are processed instantly.

You can easily download PayViaPhone's app from the Google Play Store or App Store. Following this, you'll need to create an account in order make a deposit. You can then add your favourite pay-by-mobile casino platform for seamless and hassle-free deposits, which in turn will be added to your phone bill. Bear in mind that you can't make deposits larger than £30.

Another downside of using PayViaPhone is that it doesn't support withdrawals, so you'll have to select another method for payouts.

Are There Third Parties Involved With Pay by SMS Casinos?

Paying by SMS is a more direct way of making casino deposits; the difference here is that no third-party payment processors are involved. Instead, the phone company makes the transaction fully by themselves.

The downside is that not all mobile phone networks or pay by phone casinos support this depositing system. Limitations also heavily depend on your mobile phone network provider.

How To Use Pay by Mobile Casinos

The process for making a casino mobile payment is quite simple. We’ll take you through the basic steps below.

  1. Register with or log in to your pay by mobile casino of choice. Then, head to the banking/payments/deposits section.
  2. Select the pay by phone option and enter your desired amount.
  3. Then enter your phone number and request the confirmation SMS.
  4. Once you receive an SMS on the number you entered, click the link that appears or reply to the sent SMS to confirm the deposit.
  5. You’re all set to play!

Troubleshooting Common Pay by Phone Issues

Was your transaction just refused at your favourite pay by mobile online casino? Although it’s certainly an unpleasant situation, don’t fret, as there are several common culprits you can look into:

  • Incorrect payment details – Once you set up your PaybyPhone account, you can seamlessly link an existing debit card for transactions. If the payment doesn't go through, double-check the card numbers, CVV code, and your cardholder information. Furthermore, make sure your card has sufficient funds and that it hasn't expired. This can be done from the ‘Account Settings’ menu and the ‘Payment Options’ section.
  • Make sure you have the latest version of the app installed – Just like any mobile app in general, PayByPhone also goes through regular system updates. Upon opening the app, it doesn’t hurt to verify if you’re running the latest version, as otherwise, some functionalities, including payments, could be affected. Alternatively, go directly to the App Store or Google Play to update to the latest version.
  • Verify that your card accepts gambling transactions – Certain financial institutions and third-party card issuers, such as Visa or Mastercard, may have a blanket ban on all gambling transactions. That may also be why your current pay by phone casino payment was declined. In certain instances, the transaction may also have been flagged automatically as suspicious for fraud-prevention purposes, or blocked while attempting to authorise it. If so, contact your bank immediately to resolve the underlying problem.
  • Payment gateway issues – In this case, the fault lies solely with the PayByPhone system, as it may have a technical problem or currently be down altogether. The optimal course of action is to wait it out or contact the customer support team on live chat for any updates.

Alternatives To Pay By Mobile

Although it initially started as a handy app to help pay for parking with just a few taps on the screen, nowadays, pay by mobile services are available in over 1,200 cities in North America and Europe, with a whopping total of 70 million users!

However, if you still can’t find the best pay by mobile casino in your area due to geo-blocks, or they simply don’t meet your stringent evaluation criteria, there are multiple alternatives you can go for, instead, namely:

  • Google Pay – Initially known as Android Pay, Google Pay is one of the most widely-used mobile payment systems in the world. Solely designed for devices running on Android software, such as smartphones, tables and watches, Google Pay is a highly versatile service, allowing you to pay from the app, online and even in-person. All you have to do is store your desired debit or credit card information and you’re good to go!
  • Apple Pay – All Apple devices have the Apple Pay system already built in, whether you use an iPhone, an Apple Watch, an iPad or a MacOS laptop. Similarly to Google Pay, to use it, you simply have to visit the ‘Wallet’ app on your phone and attach a valid bank card for transactions. There’s also an option to add it to other devices automatically
  • Siru Mobile – This service is commonly listed with casinos that accept payments via phone bills. To use it, all you have to do is select Siru Mobile from the deposit list and specify a sum of up to £30 max or currency equivalent. Your casino account will be credited with that amount, and the cost will be added to your next phone bill.
  • Boku – Boku works similarly to Siru Mobile, and can be utilised without having a credit card or a bank account. The transaction amount is deducted from your prepaid balance or added onto the next phone bill. Boku is compatible with the world’s largest carriers, including AT&T and Vodafone.
  • QR Code Payments – When searching for an online casino that accepts pay by mobile, an underrated functionality you will certainly run into is QR code payment support. These sites enable you to scan a QR code using your smartphone’s camera app to complete a payment. This system works perfectly with conventional payments, but also with cryptocurrency transactions.

The Best Pay by Mobile Slots

As a general principle to remember, the slot games you’ll typically find at a mobile casino pay by phone use HTML5/Java Script technologies. By definition, these new releases have a responsive design, so they will adapt to the size of your device automatically, making them superb choices for playing on the go. What's more, our below suggested slots run smoothly on both Android and iOS operating systems.

Sweet Bonanza

A screenshot of Sweet Bonanza on mobile

The Sweet Bonanza slot on an Android device. (Source: Pragmatic Play)

The cherry on top of Pragmatic Play’s award-winning portfolio, Sweet Bonanza is a candy-themed video slot, following a 6×5 reel layout and a Cluster Pays system. Because of its fast-paced action and unique design, the slot works well on smaller screens using landscape or potrait mode. As an added bonus, it can supersize your session with a massive 21,000x top payout!

Payment Methods
  • Accepts Siru mobile payments
  • Over 9,000 casino games
  • Great additional promotions
11 Welcome Spins Wager Free on 1st Deposit


A screenshot of Starburst on Mobile

The Starburst slot on an Android device. (Source: NetEnt)

The classic that started a revolution by paying both ways for winning combinations, Starburst’s shiny jewels and colorful rendering will charm even more on mobile devices. Despite being a 2012 launch, it’s perfectly optimised for Android and iOS devices. The game follows a much-loved retro layout of 5 reels and 10 paylines. On top of that, the wild expansions and respins will surely make those winnings pile up!

Payment Methods
  • Accepts Apple Pay
  • Mobile apps for Android/iOS
  • Content approved by eCOGRA
Doubled first deposit up to €500

Cyber Wolf

A screenshot fo Cyber Wolf on Mobile

The Cyber Wolf slot on an Android device. (Source: Endorphina)

Our last suggestion for you is a futuristic video slot from 2022, courtesy of Endorphina. Having only been recently launched, it uses state-of-the-art technologies, making it a great choice for mobile users due to the fresh animations. As you spin your way to a potential 5,000x maximum win, you'll be accompanied by an action-packed soundtrack that seems to be pulled straight from a Terminator movie!

Payment Methods
  • Pay by mobile on-site option
  • Mobile apps for Android & iOS
  • No fees on withdrawals
100% Bonus up to €300 & 20 Free Spins

Minimum and Maximum Deposit Limits

Mobile payment thresholds in general may be imposed by each pay by phone casino, or by the third-party service itself. To get a full picture, we advise you to browse the banking section of your chosen casino in great detail, or inquire about it on live chat.

Typically, minimum and maximum deposit limits are placed between £/€/$10 and £/€/$20 for most methods, including mobile pay. Since we’re talking about a one-way payments system that doesn’t support withdrawals, you don’t have to worry about any cash out limits.

We’ve summarised the most common thresholds imposed by popular pay by mobile service providers in our table below:

Payment Method Minimum Deposit Maximum Deposit
Siru £/€/$10 at most casinos £30 daily/£500 monthly for UK players, 1,000 SEK daily/3,000 SEK monthly for Swedish players, €300 monthly for Finnish and Austrian players
Boku £/€/$10 at most casinos £/€/$30 daily
PayForIt £/€/$10 at most casinos £/€/$30 daily, £/€/$50 monthly
Withdrawals From Pay by Mobile Casinos Withdrawals From Pay by Mobile Casinos

Pay by phone is only designed for depositing funds, and does not process any withdrawals. If you want to cash out any winnings, you’ll have to opt for another payment system, such as a bank card or e-wallet.

Pay by Mobile Casinos Pros & Cons


  • Extremely quick and easy transactions
  • Great security as no card or account details are required
  • Good deposit option for regions with credit card restrictions


  • Limited deposit amounts
  • Not supported by all casinos


Pay by phone casino sites are covering immense ground and ranking high in player preferences in 2024, with the whole world is moving towards flexible payments, including gambling enthusiasts.

As key final highlights to remember, they provide increased security, safeguard your bank card details, and allow you to transfer funds with just a few taps on the screen. If you’re not sure where to start, we invite you to choose your next pay by mobile casino from our carefully-curated list above!

Pay by Mobile Casinos FAQs

At an online casino, pay by mobile allows you to make deposits straight from your smartphone or tablet using prepaid credit or through your mobile carrier, with your charges appearing on your next phone bill.

This depends on personal preferences, but many pay by mobile casinos naturally excel in mobile compatibility. For example, Videoslots offers over 9,000 mobile-friendly games and supports Siru payments.

Absolutely. A wide range of classic offers are also available at mobile casinos. For instance, you may get a pay by phone casino no deposit bonus at registration in the form of extra credit or free spins. If you remain active, unlocking loyalty rewards is also a given.

Yes! Pay by mobile casinos are very safe, as they do not require you to share any bank card details or e-wallet information.

It depends. Pay by mobile casino payment processors might include standard SMS or call charges, which are used for verification purposes.

Select pay by phone bill as a payment option from your casino account, and reply to the confirmation SMS you receive on your phone – it’s that simple!

Boku, Siru, and PayForIt are payment processors which act as intermediaries between casinos and phone companies, allowing for transactions to be processed.

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Jake Schembri

Jake Schembri

Author Expert

With well over a decade’s worth of writing experience under his belt, Jake has created content for some of the most prominent casino operators in the industry, most notably Betsson and Betsafe. He enjoys getting into the nitty-gritty of what an operator is all about, leaving no stone unturned when it comes to providing candid, comprehensive, and objective insights.


ticksEditor since: 2023
ticksTotal posts: 240
ticksLanguages: English and Maltese


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