Best Casino Deposit Methods: Online Casino Payments

Casino payment methods have come a long way, enabling us to have seamless gaming experiences and top-up with the push of a button. Here are the best ones to use in 2021.

Best Casino Deposit Methods Online

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  • Keep personal details safe
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  • Accepted by many online casinos
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Debit Card
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  • One of the most popular methods
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  • Most casinos accept this deposit method
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  • Also works as an e-wallet
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Casino Payment Methods Evolution

Casino deposit methods have evolved tremendously over the past decade. Long gone are the days of playing with coins or chips at slots machines and roulette.

Nowadays, technology allows us to fund our gambling accounts easily from anywhere at lightning speed – from e-wallets to cryptocurrency, however you want to pay, you are guaranteed to find the casino for you.


How Do We Classify Casino Deposit Methods?

When we try to determine the best casino deposit methods, here are a few criteria we look at and you should keep in mind as well:

  • Coverage – international, regional, local payment or borderless payments (e.g: Transferwise).
  • Availability – payments that allow 24/7 use vs. payments restricted to certain working days (e.g.: banking days).
  • Safety – what safety procedures are in place such as data protection and two factor authentication, what is the prestige and reputation of the payment processor.
  • Anonymity – the level of personal data users must disclose in order to use the service.
  • Speed – some casino deposit methods offer fast withdrawal and top-up, whilst others have higher processing times (e.g.:bank transfer).
  • Fees and limits – how much you can deposit daily, weekly and monthly, if it’s free or if it comes with service and/or exchange fees.
  • Currencies accepted – single currency payments vs. multicurrency accounts.


Deposit Procedure at Online Casinos

Every casino has its own deposit procedure. However, the steps you need to follow are pretty similar at both local and international casinos:

Casino Deposits Casino Deposits

1. Sign up – to create an account, access the sign-up option from the menu and fill in the registration form with your personal data (name, address, age, e-mail etc.).

2. Verify your account – confirm your e-mail address and attach personal documents to verify your address and identity.

3. Go to “Cashier” or “Banking”.

4. Select the deposit method you want to use (in some cases, you may be redirected to a third party payment page – if you deposit through online banking, for example).

5. Input the sum.

6. Confirm the transaction.

Depending on the payment method chosen, your deposit will either be credited instantly and ready to use for any welcome bonuses or in a few working days (if you opt for bank transfer).

Deposit processing times range from 10 minutes to 48 hours on average.


Withdrawal Procedure at Online Casinos

Casinos have very different withdrawal procedures depending on their policy and the payment method you use (you can find all about it in the terms and conditions).

Most casinos do not release your funds instantly. They first need to run some extra checks to ensure the money was won fairly and there was no fraud involved.

A withdrawal request may be processed anywhere between 24 hours to 3 working days.

Here’s how to make a casino withdrawal: Here’s how to make a casino withdrawal:

1. Login to your player account.

2. Go to the “Cashier” section.

3. Select the payment method you want to use.

4. Specify the sum for withdrawal.

5. Confirm the transaction.

Keep in mind that some casinos only allow you to withdraw your money through the same payment method you used for deposits. They may choose to have this measure in place for security reasons.

Total withdrawal processing times depend on the payment method you’ve chosen and how fast the casino approves your request.

Withdrawal times range from 24-72 hours on average.


What Are Deposit and Withdrawal Fees and Limits?

Both casinos and third party payment processors have their own fees and limits for deposits and withdrawals – we’ll explain each of these terms so it’s super easy to understand.

Fees are the extra charges added to your deposit or withdrawal by the casino itself or a third party payment processor (e.g: bank, fintech, e-wallet, miner fees for crypto deposits etc.).

Limits are low and high thresholds set by both the casino and the payment processor (also known as minimum or maximum deposit limits).

Casinos can have set limits that apply to ALL first deposits on their platform, irrespective of the method (e.g.: €30) or minimum deposit limits that only apply to a certain payment method (e.g.: €30 minimum for topping up by card).

What you need to know here is that casino deposit limits depend on three factors:

  • Your seniority on the platform – newer accounts that haven’t been properly verified have very low deposit and withdrawal limits by default – to increase them, you need to verify your identity and build your credit on the platform by funding your account frequently.
  • The casino type – regular casinos have lower limits in general compared to VIP or high roller casinos.
  • The payment method used – bank cards usually have the highest deposit and withdrawal limits, whilst pre-paid vouchers are typically limited to a fixed sum.

For the most part, casinos deposits are free. If you do get charged, however, check with customer support or your bank – some financial institutions add extra charges to casino deposits (currency conversions, commissions on credit card top-ups etc.).

Withdrawals usually incur some fees, added by either the casino, the payment processor or both (commonly referred to as service fees).

Another fee you may not be aware of is casino earnings tax. All casino wins are considered taxable events.

Casino wins are subjected to different taxation levels depending on the country’s fiscal policy and the sum. Because casinos are obliged to comply with every state’s fiscal law from the jurisdictions they operate in, they are the ones that usually handle tax.

The casino will deduct a fixed percentage before crediting your earnings and you don’t have to declare this income or do taxes yourself.

The percentage withheld at the source is usually capped at 1% for small wins but it can go way higher.


Casino Account Verification

All reputable online casinos are obliged to perform a KYC (Know Your Customer) check on all new members to avoid potential fraud and verify if their clients are of legal gambling age (18 years old).

This is nothing to worry about, it’s standard procedure that you need to follow, otherwise casinos are within their right to refuse you access to their platform.

After creating your account, here’s what you need to do to verify it:

1. Confirm your e-mail address – simply click on the confirmation link you receive from the casino after creating your account.

2. Submit your personal documents – casinos will ask you for two documents: one that proves your identity and another that proves your address (you will need to upload a scanned copy of your ID and a recent utility bill in your name).

Be aware that you only have a fixed period of 30 days to complete the KYC check.


Most Trusted Casino Payment Options Worldwide

Because casino payment methods have evolved and improved so much, our level of confidence in them has grown, too.

At the very start of online gambling, the only trusted and widely available casino deposit methods were credit cards. Today, however, the sky is the limit– all it takes is a tap on your screen or a click on your laptop.


Bank Cards

Bank cards still remain hugely popular and the go-to for most players when it comes to casino deposits in 2021 – a sign that classic is not always old-fashioned.

The two main card issuers and payment processors accepted at casinos worldwide are Visa and Mastercard – they issue credit, debit and pre-paid cards.

Another popular cards issuer, especially among US players is American Express (AMEX). Maestro has more adoption among European customers and it’s seen as the go-to provider for safe debit cards.


  • Credit and Debit Cards

Credit card and debit card deposits are some of the easiest and fastest casino deposit options. All you need to do is insert your card details (card number, security code, date of expiration) and confirm the transaction – your funds will be credited instantly.

However, keep in mind that some banks prohibit the use of credit cards for casino deposits.

The reason is quite simple – credit cards essentially allow you to use credit you don’t have and banks don’t want to run the risk of any potential losses or overdraft. There have even been instances of accounts being blocked indefinitely so it’s best to check with your bank in advance.

UK has recently taken a step in the same direction – starting April 2020, all credit card transactions have been banned at UK casino sites. If you’re a player residing in the UK, you can only use a debit card.


  • Revolut

Revolut, the closest alternative to a real bank account is another option you should consider for your casino deposits.

Revolut is a UK-based financial services technology company that offers multicurrency accounts and dedicated local IBANs, as well as a Visa prepaid card to access your funds.

Revolut is available in both the UK and EU and it can help you bypass foreign exchange rates when depositing at casinos in various currencies.

Other alternatives to Revolut are Paysera, Transferwise and Monese.



An e-wallet or digital wallet is a great way to make transactions online and exchange value using only a phone or a desktop device, without going through the hassle of opening a bank account. Some of the most trusted ones available internationally are:


  • PayPal

PayPal is the most trusted e-wallet in the world, with over 305 million users. Thanks to its top security, it’s also one of the best online casino payment methods for players – a testament to that is the growing number of PayPal Casinos in the UK and Europe.

Anyone can create a PayPal account using an e-mail address, use it as an e-wallet or associate it with a bank account. Since PayPal is the intermediary, your banking data won’t be shared directly with the casino.


  • Skrill

Initially named Moneybookers, Skrill is one of the oldest electronic money services. Created in 2001, with a global coverage and over 32 million users, Skrill also encrypts your personal data and doesn’t share it with the casino.

What makes Skrill fundamentally so attractive to players is that it offers instant deposits and facilitates sensitive transactions that traditional banks will often block – that is why Skrill Casinos are also growing in popularity year after year.


  • Neteller

Neteller is another go-to e-wallet present in over 200 countries and preferred for reasons such as speed and safety. Neteller has one of the most advanced data security protocols and it’s a well-rounded payment solution – you can use it for mobile payment, peer-to-peer transactions and instant casino deposits.

All you need it a unique ID and identification code and you’re set, making Neteller Casinos a very attractive option for players who value convenience and ease of use.


  • ecoPayz

Although not as well-known as all of the above, ecoPayz is worth considering – offering a mobile app, a desktop app and a debit card attached (ecoCard), ecoPayz makes it super easy to deposit funds to your casino account.

Signing up for ecoPayz doesn’t require any bank or credit checks, it’s free and it only takes a few minutes. The service offers fraud protection and confidentiality.


  • Other E-wallets

Some other e-wallets with similar functions that are worth looking into are Payoneer (especially popular in the US), Alipay (a great solution for Asian players) and POLi (one of the fastest payout methods for online casinos in NZ and Australia).


Bank Transfer & Fast Bank Transfer

Aside from cash, bank transfer is the oldest accepted method for funding gambling accounts that is still used today. Some major drawbacks, however, are the large processing times and the risk of your bank blocking gambling-related transactions.


  • Wire Transfer

Wire transfers typically take between 3-5 days to process on average. You can initiate a transfer using internet banking or by going to your local bank.


  • Trustly

Trustly is a Swedish payment system that aims to fix the slowness issue of traditional banking by offering instant bank transfers. All you need to do is connect your online banking account and let Trustly handle the transaction.

The service is approved by the Swedish Financial Supervisory Authority and is available for US and European customers alike.


  • Klarna

Another popular Swedish bank with a global footprint, Klarna allows you to make casino payments without needing a credit card – you only need to insert your e-mail address, a bank account and postcode at check-out. You can use Klarna in the US, Europe and UK and it’s compatible with multiple currencies, such as EUR, GBP, AUD or CAD.


  • GiroPay

Giropay is a German internet payment system that allows you to connect your bank account seamlessly and make deposits at online casinos using direct transfer. It is very similar to Dutch counterpart, iDeal and accepted at established operators like Betiton and Casumo Casino.


Mobile Payment

The number of mobile gamblers is increasing exponentially. If you’re one of them and curious to know which are the most reliable mobile payment apps to use at online casinos, read on:


  • Boku

Boku offers one of the most robust mobile payments platforms in the world. You don’t need to provide any bank details to make a casino deposit, all you need is your phone number. The system is compatible with all mobile devices – smart-phones and tablets.


  • Siru

Siru Mobile is another pay-by-phone system where you get charged directly to your phone bill. It has multiple safeguards in place such as strong user authentication, a currency conversion service and it works on all mobile devices.


  • Zimpler

Zimpler is a Swedish banking solution that combines the best of both worlds – it works as both an e-wallet and a mobile payment system. You can connect your card to the wallet and pay online easily without filling the details every time, you only need to enter your phone number.


  • Google Pay and Apple Pay

Google Pay and Apple Pay are the most trusted worldwide mobile pay solutions for Android and iOs devices. They work very similarly as digital wallets that you can use for quick payments, synced to your accounts and credit cards.


Pre-paid Cards

The difference between a pre-paid card and a debit or credit card is that it can be used without needing to top up from your primary, local bank account. They are a great workaround especially for users whose banks forbid them from using any and all gambling services. You can also purchase fixed sum pre-paid cards (€200, €300) to use for a single deposit.


  • Paysafecard

PaySafeCard is used globally to acquire goods and services and facilitate online transactions. It’s also one of the most popular pre-paid methods for online casino deposits.

Top international operators such as Netbet, 888 or Bitstarz are also PaySafeCard Casinos.

You can buy PaySafe voucher cards at various sales points. To make a payment, you only need a a unique 16-digit code – your personal and banking data will not be revealed, making it a great option for players who value privacy.


  • Astropay

Much like Paysafecard, Astropay is also a casino favorite, accepted at some of the most reputable international players like Betway or Bet365.

Popular in Latin American countries in particular, Astropay offers instant transactions and multicurrency deposits and withdrawals using a 16-digit PIN number, maintaining full privacy.


  • NeoSurf

NeoSurf offers prepaid secure vouchers that you can purchase from local retailers all around the world and then use to pay online. It’s accepted at both online casinos and major sports-betting sites – all you need to make a transaction is a 10-character Neosurf code. The service doesn’t need to be associated with another card or bank account.



Cryptocoin casinos are rapidly growing in popularity, as players seek more privacy, anonymity and a solution to counter the risks of fraud or data theft associated with traditional payment methods such as credit cards.

Although it is widely believed that cryptocurrencies are completely anonymous, that is a myth, however, they are about as close to true confidentiality as you can get.

Because cryptocurrencies are, by definition, digital currencies that involve the approval, storage and verification of transactions on the blockchain, there will always be a paper trail left – this is the case with popular, first-mover coins such as Bitcoin, Ethereum or Litecoin.

However, blockchain has evolved and fixed this problem by creating privacy coins like Dash and Monero – their multiple layers of encryption and stealth addresses mask the destination of the deposit, the sum transferred and even the casino’s address.

The major difference between crypto and traditional payment is that the blockchain only keeps a track of your wallet’s address, not your personal details and, although they can theoretically be traced back to you, that is only likely if there is a suspicion of fraud.

Banks, on the other hand, are at liberty to block your account for gambling transactions at any moment.


Regional Payment Methods

Local and regional payment options are the best alternatives for you if you don’t have access to some international payment services we’ve mentioned due to geographic restrictions or if you live in a country with strict censorship.


Popular Payment Methods by Country:

Every country is known for having a preferred local or national payment processor – in most cases it’s due to convenience and familiarity, as players like to stick to what they know. Here are the most widely used casino payment methods in each country:

Payment Methods Around the World


How Do Online Casinos Protect Players’ Personal and Financial Data?

  • GDPR Lawcasinos are not allowed to process your personal data without your consent or send it to any third parties
  • SSL certificates – you can recognize a safe connection by the „https” prefix before the URL of the casino (never play at an operator that doesn’t have at least a firewall to block unwanted outside traffic or a safety certificate installed)
  • Use of trusted payment methods – there is a reason why all large operators work with the same payment methods: to protect their players and because they are provably stable and reliable


Which Payment Methods Are the Most Secure?

All payment methods have their own vulnerabilities and we can’t say a single one is completely infallible to all attacks.

However, the different exposure levels of your personal and banking data is what dictates and mitigates the risk.

In other words, credit and debit cards are more vulnerable to data theft because you expose your financial details every time you make a payment. This cannot be said about crypto or anonymous pre-paid cards.

A rule of thumb to keep in mind is that large, trusted payment processors have dozens of safeguards put in place – think Visa, Mastercard or PayPal. Try to stick with the big players to avoid the risk and don’t use obscure payment methods that haven’t been verified independently.


What Is the Most Anonymous Payment Option?

Privacy coins such as Monero, zCash and Dash are the most confidential casino payment methods that you can use currently. Although they protect your identity completely through cryptography, they also have some downsides.

Because they are wrongfully associated with the Dark Web and criminality, many exchanges have delisted them, including Bitterx and Binance so you may have a harder time acquiring these coins.

Moreover, completely anonymous gambling greatly reduces your options – there are fewer Monero Casinos than credit card casinos, for example, and you may only have access to a limited selection of games and not a whole lot of bonuses.


How to Choose the Best Payment Method – Short Guide

As a general principle, we believe there’s no such thing as the best payment method, period, only the best payment method for a particular player.

Ask yourself what you value the most when gambling – convenience, anonymity, speed, safety and look towards the payment method that best fits those goals.

Other aspects to keep in mind when choosing the right payment method for you are deposit and withdrawal limits – if you’re a high roller, you may want to stick to credit card or bank transfer,  but, if you regularly play on your phone, there’s no reason not to use it for payments as well.

Read about different casinos in our article on Casino Reviews.


Best Casino Deposit Methods FAQs

Are deposits by bank card safe?

Although bank cards expose your financial data every time you pay, if you go for a trusted casino and card issuer such as Visa, Mastercard or a large bank, you don’t have to worry.

❓ What is the most anonymous casino deposit method? 

Privacy coins such as Monero, zCash and Dash or, alternatively, using anonymous crypto pre-paid cards.

Can I deposit at online casinos in the UK with a credit card? 

Unfortunately, not anymore. Credit card deposits at online casinos have been banned by the UK Gambling Commission since April 2020.

❓ Can I get a no deposit bonus if I top up with an e-wallet? 

Most online casinos exclude all e-wallets from no deposit offers, but there may be exceptions. Check t&c’s to be sure.

Which payment methods offer instant deposits? 

Credit and debit cards, some e-wallets like Skrill and Revolut.

Can I reverse a deposit? If so, which payment method allows it? 

You can reverse a credit card deposit by using the chargeback option but we’d strongly advise against it, as you could have your account blocked. If you need to reverse a transaction, you should rather contact customer support or your bank. If you deposited with crypto, unfortunately, there is no way to reverse it.

❓ Do I get charged any fees and commissions for casino deposits/withdrawals? 

Depending on the payment method, you may get charged a service fee or a currency exchange fee. To be sure, ask your bank or read the casino t&c’s.

❓ Do my casino earnings get taxed? 

Yes, since a win is considered a taxable event. The casino usually deducts a percentage of your win as tax – how much tax you need to pay depends on your country’s policy.

❓ Can an online casino refuse payout?

Yes, if they suspect fraud or a money laundering incident, they are within their rights to refuse payout.

❓ Can I make a deposit if my account is not fully verified? 

Most casinos will not allow you to do this, as they are obliged by law to do a KYC check (Know Your Customer) on all new clients.

❓ Can I make a deposit without revealing personal data? 

Yes, there are many anonymous payment methods that you can use, some of which we’ve named above.

❓ Can I deposit through one payment method and withdraw through another? 

It depends on the casino – some ban this practice, whilst others have no problem with it. Check t&c’s and the banking section to know for sure.

❓ What other payment methods can I use at online casinos? 

Offline deposits can also be an option, even at online casinos, using services such as Western Union or MoneyGram. Other options to consider are Upay, Daopay, Jeton and Nordea.

Cristina Tudose

Cristina Tudose

I’ve been writing for the online casino industry for over 2 years now. During this time, I became passionate about player-centric content, especially slot and brand reviews.


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