Top 10 Klarna Casinos – Online Casinos Accepting Klarna Payments

This Swedish bank is so popular that it now accounts for around 40% of all e-commerce sales in the country. So, it’s no surprise that it’s becoming more and more popular in the world of online casinos.


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What are the benefits of playing at Klarna casinos?

Plenty of people already know how useful Klarna can be: around 60 million in fact. That means that we don’t need to explain to them just how convenient Klarna is in general. However, many don’t realise how handy it can be when it comes to using it as a payment method on casino sites.

Klarna homepage

There’s a lot of different payment options out there now, with more appearing seemingly every day, which is undoubtedly a good thing. Variety means that more people can get exactly what they are looking for from their online gaming experience.

The fact that Klarna manages to stand out for many amongst all this competition must be a testament to their quality. However, we’re not going to say that Klarna is better or worse than say Mastercard, PayPal or Bitcoin. That’s because when it comes to quality options, it often comes down to a matter of personal preference.

There are generally positives and negatives you must weigh up to decide what things are most important to you and then pick an option that most closely aligns with what you are looking for. It can also depend on things like where you are living, especially if it happens that you are situated somewhere with strict gambling laws, such as Russia.

For someone in that kind of situation, a cryptocurrency may be best. For someone living in a country with more liberal gambling laws, this might be less of an issue, meaning people are therefore looking more closely at convenience.

Whatever is the case, the amount of variety means that you should be able to find a payment option that suits you. So, what about Klarna? It’s an option which is certainly not lacking in positive attributes. Here, we’ll be looking at a select few of its benefits, so you can get a general idea of what to expect from this payment option. You can also check out our pages on other payment options to see how they compare to find the ideal choice for you.


Klarna Security

This one should come as little surprise; you don’t get that many customers without being trustworthy. Klarna uses a whole range of security measures in order to ensure that all of your important details are kept safe. Everything you do with Klarna is encrypted. This essentially means that the information is kept out of the hands of third parties who may want to take advantage of such sensitive personal and financial information. Plus, such information is not shared with the platform but only the server, providing another layer of security (more on this later).

In addition, if there were any doubt of their credentials, consider that the Financial Security Authority in Sweden has given them their seal of approval. This means they have been proven beyond any serious doubt to be expertly safe and secure.

Ease of use

You also don’t get to that level of success if your service is hard to use. Pretty much anything you can do with this payment method is easy, and that includes using it to deposit and withdraw funds from online Klarna casinos. We’ll go into exactly how a little later in this article but rest assured, their commitment to a quality customer experience is something which is considered in every part of their service. There’s no need to be concerned about the complexities of Klarna.

Range of services

This actually means quite a few things. For starters, Klarna is available across 14 countries making it a more international option than some, although we would still like to see that number rise. On top of that, it is also available through a wide variety of currencies, once again expanding its user base, which is already sizeable. This also has a knock-on effect on its availability for the better.

Klarna payment options

More customers, especially from a wide range of markets, means that more casino sites are going to utilise this service. That means more users can get more variety, and there’s an ever-wider pool of casinos to choose from.

Alongside this, there’s also has a wide range of services available, including their very popular billing option. This allows customers to pay later for purchases they have made online. This is not something that is available at online casino for obvious reason, however, this type of thing does improve Klarnas’ general appeal. And as we’ve said, more popularity means more options, and more options mean more competition, creating a better environment for the player all around.

You probably already have it

The chances are, if you are reading this, that Klarna is something that you already use, possibly through multiple services on a daily basis. Obviously having already signed up to the banking service means that there is one less hassle to worry about, especially when you combine it with our next point.

If you haven’t yet signed up but are checking out this article because you are considering doing so, we suppose this doesn’t apply to you. But for many people, something as simple as needing to sign up to a new payment often can put them off using a casino site. If that sounds like you, then being able to skip that step might be the thing that gets you to sign up. Plus, if you don’t, there’s plenty of reasons in and outside the world of casinos to sign up to Klarna.

No need to register

In the simplest terms, when you are looking at different payment methods, you are looking at what separates them from all the other options that are available to you. With Klarna, it all comes down to not having to register for an e-wallet.

PayPal Sign up

We suppose this also comes under security, and we did allude to this in our previous section, but because it is such a significant selling point and it also ties in with privacy concerns, we think it deserves its own spot on this list.

As opposed to other e-wallets like PayPal, Neteller or Skrill, you don’t have to sign up for anything new, instead of using your usual online banking details. This only makes things simpler, but it is also what allows your transfers to be sent directly from a bank account to the merchant. There is no need to share card details with the merchant and therefore your privacy is kept secure, along with your funds.

How can I deposit funds at Klarna casinos?

Klarna may seem complicated in many ways, especially with so many different types of services under a single umbrella but looks can be deceiving. Klarna offers a lot but keeps everything as easy as possible. It is, in fact, one of the core ideas behind their business.

Payment providers

This simplicity includes its use in casinos. People often wrongly believe casinos to be more complicated in terms of banking than they are, as though the casino would put up obstacles to make a transaction that is easy everywhere else hard on their site.

We don’t know about you, but we’re not sure that makes a lot of sense for a business. Nonetheless, the myth persists, and people are wrongly intimidated into not opening an account out of a fear that it will be too complicated. Of course, if this were true, we doubt Klarna would have millions of users across 14 countries, and partnerships with over a hundred thousand merchants.

All you need to do to deposit to an online casino is to head over to the cashier section, select the relevant payment options and enter the information, your regular banking information, needed for the transaction. That’s it. It doesn’t get much simpler.

Can I deposit with one currency at Klarna casinos and withdraw in another currency?

While Klarna is very versatile, this is something that is not offered in general. In fact, it’s not really got much to do with the payment method itself, as this would have to be taken care of from the casino’s side of things.

Depositing in different currencies

Although we suppose it’s not technically impossible, we don’t imagine many Klarna casinos fancy complicating their business with a side-line in currency exchange. Just consider the fact that casinos usually have a same out as in policy, whereby your only withdrawal option is the same as your deposit method, to see how unlikely this is. Your best bet, if this is something you’re after, is to withdraw your funds and then exchange them to your preferred currency afterwards.

How fast is depositing with Klarna casinos?

It should essentially be instant, or at least, close enough to instant that your funds appear in a moment. Of course, there’s also the casino’s side of things to consider here. Some processing does have to take place on their end, even if it’s a simple case of updating the screen. Nonetheless, the vast, vast, vast majority of good casino sites should give you no problems in this regard. Besides, there are far too many options to settle for anything less than the best. So, if there is an issue with deposit times, you shouldn’t put up with it and should consider another, more reliable, Klarna casino site.

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How does Klarna work?

This is actually a multi-tiered question in the case of Klarna because it offers so many different services. Some examples of these services include Klarna Pay Later, which allows you to purchase an item later without accumulating any additional debt as long as you pay for it within a certain timeframe, which is usually 30 days.

There’s also a split it option, which allows for longer payment instalments. So, for instance, you could split a purchase into three payment which are charged every 60 days. Finally, there is instant banking which is pretty much exactly what it says on the tin. Of course, the magic here is that users can instantly bank while protecting their information and without needing to sign up to an additional service.

Are there special terms and conditions at Klarna casinos?

Casino terms of service

Just like the question about depositing with one currency and withdrawing with another, this is actually more to do with the casino site than it does your payment preference.

The casino itself sets its own terms and conditions within accordance with the law and based on that, it’s entirely possible that a casino may have different terms in some regards to specific payment methods.

However, it is far from being likely. You have to remember the casino’s perspective. They are in a position where they are trying to get you to pick them in incalculable and ever-growing amount of competition. For that reason, it is extremely unlikely any operator would risk alienating a potential user with needless terms and conditions that make their experience worse. And, since there is no particular reason that Klarna casinos users would require such restrictions, the reality is that the likelihood of this being much of an issue is especially slim.

country casino chips

There is, however, one key exception which the casino can do nothing about. Klarna isn’t available everywhere and in every currency, meaning that the terms and conditions must lockout users from certain countries. Some examples of countries where Klarna is available includes Sweden, Norway, Finland, Denmark, UK, US, Germany, Austria, Switzerland and the Netherlands.

A history of Klarna and its future perspective:

Founded in 2005 by Niklas Adalberth, Victor Jacobsson and Sebastian Siemiatkowski, Klarna came to be through an entrepreneurship award, where the concept of making shopping online both safer and simpler laid the groundwork for what was to come.

By all accounts, the Stockholm School of Economics didn’t receive the idea well, pitting them dead last in the competition. Nonetheless, they persisted, gaining investors in the next few years before finally offering services in the Netherlands in 2010. More investors got on board leading to an expansion in 2012.

Klarna logo

A major turning point came from Klarna’s acquisition of SOFORT in 2013. At the time, the different products they both offered continued to operate as they did before. SOFORT was actually what you would expect to find at online casinos during this time, not Klarna. However, this is no longer the case, as those services are now carried out under the Klarna brand.

We just wanted to be clear here because there does appear to be a bit of confusion on this subject. Klarna is what you should look for in casinos, not SOFORT. If SOFORT is still listed, this is due to a site not properly updating their information.

From here, Klarna continued to grow and by 2018, has transformed itself to the juggernaut we know today. So, what of the future? Well, Klarna raised $460 million from investors throughout the world, making it the largest fintech start up on the European continent. While we can’t be sure exactly what they have planned, it’s clear they have no intention of slowing down anytime soon.