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Top Klarna Casinos – Best Casinos That Accept Klarna in 2022

Do you already use Klarna and want to learn how to top up your casino account with it? Are you searching for the best casinos that accept Klarna in 2022? We’re here to give you all the answers.

Top Klarna Casinos 2022

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What is Klarna?

Klarna is a Swedish bank and payment provider founded in 2005 in Stockholm, primarily used to handle online transactions of goods and services in an innovative way. Since its creation, the company’s goal was to make shopping online easier for customers and sellers.

With over 90 million customers worldwide and 205 000 merchants supported, Klarna sites are growing in popularity, including in the iGaming world, due to the service’s ease of use, safety and convenience.

How does Klarna Work?

Klarna payment functions in a very innovative way, as it allows you make instant online bank transfers without going through the hassle of going through your bank – simply log in to your Klarna account to make a deposit. However, it's worth noting that Klarna’s Pay later payment options are not available for online gambling. You can only deposit with Klarna using the funds you already have in your bank account, and you're not allowed to take any credit out.

The only personal info you need to provide at checkout is e-mail address and postcode. As Klarna is becoming increasingly more popular, many view this payment method as ideal for any bank transfer needs. However, keep in mind that all online casinos are exempt from the “buy now, pay later” system because they discourage depositing funds you essentially don’t have.

How do I register with Klarna?

To use Klarna Payment, all you have to do is make a Klarna account at the check-out of their partner stores. You will need to provide a credit or debit card for the company to do a soft credit check on you if you intend to purchase something.

Alternatively, you can download the Klarna app or create an account with an e-mail address on the company website

Remember, that when making any online gambling transactions, you do not have the option to buy later so you can think of Klarna as online bank transfer service, instead.

Where can you use Klarna?

Klarna payment has international coverage and can be used in the following countries and states: Australia, Austria, Belgium, Denmark, Finland, Germany, Italy, The Netherlands, Norway, Spain, Sweden, Switzerland, United Kingdom, France and the United States.

Klarna has a dedicated website depending on your location and supports the following currencies: Euro (EUR), British Pound (GBP), Australian Dollars (AUD), Canadian Dollars (CAD), Swiss Francs (CHF), Danish Krone (DKK), Norwegian Krone (NOK), Swedish Krona (SEK) and American Dollars (USD).

That is why the service opens so many doors for gambling enthusiasts worldwide to find the right casino Klarna option for them, depending on the currency they use.

Klarna in the UK

In the case of UK casinos, Klarna is not accepted as a payment method. All casinos in the UK do not accept the “Pay Later” option.  Moreover, a decision made in April 2020 by The UK Gambling Commission forbids credit card payments at UK-licensed casinos. This also applies to Klarna deposits made with a credit card. This means, many UK casinos have stopped accepting Klarna as a payment method altogether.

Depositing with Klarna

A growing number of online casinos have made Klarna deposits possible. However, unlike retail purchases, in the case of casino deposits, you unfortunately cannot use some Klarna Payment features such as a fixed installments and a billing plan.

Because casinos are wary of risks associated with players depositing money they don’t have presently, you can only deposit via debit cards or online banking transfer. Deposits will then be handled by Klarna which makes them instant and secure.

To deposit, simply select Klarna from the available methods at your chosen casino, specify your country and make sure you have online banking activated. Then, insert your login details – account number and password and authorize the transaction.

Both the casino and your bank have to be compatible with Klarna and/or SOFORT for the transfer to go through. Klarna doesn’t impose any additional deposit fees but your bank might.

Withdrawing with Klarna

In order to cash-out your earnings, you need to use Klarna via SOFORT (their partner company for instant banking). Simply select Klarna/SOFORT from the list of available methods. You will need to complete with your details again – if you’ve never withdrawn via Klarna Payment before, you will have to first make an account and link it to your online bank.

Withdrawals with Klarna typically take between 2-3 business days and incur no additional fees. However, some casinos may add commission.

Klarna Fees and Limits

Klarna usually doesn’t impose any service fees for casino deposits and withdrawals. However, you may be limited by the service itself if you intend to move large sums from or into your account. It’s always best to check terms and conditions for both the casino and the payment method to see the maximum daily or monthly limits.

There are also some geographical limitations to using Klarna, as the service is not yet available in many Eastern European countries.

Where can I find the best Klarna casinos?

Because Klarna is particularly popular in Northern Europe, this is the first place to search – local casinos catering to these players have a higher chance of having Klarna and SOFORT in the cashier section. You may also find some great international casinos open to other players across the world.

We’ve also prepared a list of top Klarna online casinos for you to check above – remember that each casino has different perks and limits so the right choice depends on what you’re after (priority customer support, large welcome bonuses, high roller casinos etc.).

Advantages and disadvantages of using Klarna payment


  • No fees for deposits or withdrawals – only the casino (or the merchant) gets charged.
  • Multiple layers of security by Klarna and Sofort.
  • System is based on online banking so the process is familiar, smooth and quick.
  • Payments can be made through the web platform or the app.
  • Many banks around the world are compatible with Klarna and Sofort.
  • Multiple languages support and separate platforms for every country.
  • Very popular in Northern Europe – familiarity and ease of use for casino players in these regions.
  • Casino online Klarna bonuses and perks offered at registration.


  • Geographical restrictions – Klarna Payment is unavailable in many parts of Europe, particularly Eastern European countries.
  • Some casinos don’t have it listed for withdrawals, only deposits.
  • Not many casinos use it, as opposed to more popular e-wallets or online banking alternatives.

Safety at Klarna Casinos

Klarna Payment and SOFORT don’t use any of your personal and banking data, they are simply an intermediary between your online banking account and the casino. In this way, your sensitive data is not exposed to any third parties.

Moreover, Klarna uses the latest security protocols for its platform and mobile app and SOFORT further provides security to its users by using TAN confirmation codes. Once used, the codes become invalid. No merchant or online casino can get access to your online banking details such as PIN or TAN code because SOFORT uses a secure encrypted connection (AES 256 bits).

Both partner companies are very strict about security and, if there should be any financial loss via your use of their systems, you will get reimbursed by SOFORT.

To all of the above, we can also add the security levels of the casino – reputable, licensed casinos use https connection. Always check this aspect in the top bar when you connect to an operator’s platform.

Alternatives to Klarna payment

The main alternatives to Klarna that offer similar functions are credit/debit cards such as Mastercard and VISA for direct casino deposits or e-wallets.

You can sign up for Paypal Casinos, Skrill Casinos and Neteller Casinos if you’re looking for an intermediary that is very similar to Klarna.

You may also opt for direct online banking transfers with very popular intermediaries such as Trustly or enroll your debit/credit card at Apple Pay Casinos or Google Pay casinos.

Klarna and SOFORT – are they one and the same?

In 2014, as part of its expansion plans to new markets worldwide, Klarna merged with SOFORT, a German real time payment processor that uses online banking. SOFORT is also known as Pay Now and allows you to make online payments fast by simply inserting your online banking details.

Following the acquisition, SOFORT became part of the Klarna Group and helped extend the service to other parts of Europe – Germany, Switzerland and Austria. That is why some casinos might display Klarna (SOFORT) at the cashier.

Klarna Casinos FAQs

Yes. Klarna is available at checkout in 170 countries, with 14 core markets aside from Sweden – Australia, US, Austria, Belgium, Denmark, Finland, Germany, Italy, The Netherlands, Norway, Spain, Switzerland, UK. Many international and local casinos in these countries have high chances of using Klarna.

Yes. Klarna Payment uses some of the most advanced security protocols in the world and is supported by the major banks via its partner company SOFORT.

Usually, casinos that work with Klarna and SOFORT are large international operators or local ones from Klarna’s core markets (Germany, Sweden, Norway etc.), which is why you can rest assured that you’ve chosen safe operators. If in doubt, also check the casino’s recs, safe connection and license number before depositing.

Yes. After confirming a transaction, you’ll see the funds in your account in a few minutes tops.

If we’re talking about casino deposits and withdrawals, no. Klarna and SOFORT don’t charge you anything. However, if you use Klarna for other purchases at retail stores and you miss a payment, you will get charged with late fees. Please note that Klarna’s Pay later payment options are not available for online gambling. 

Depending on their analysis of your credit score, Klarna may limit you from making certain transactions or purchases and that can also apply to online casino deposits.

We’ve provided a selection of the most trusted Klarna Casinos above. You may also start your search in the countries where the system is very popular such as Norway, Denmark or Sweden.

Yes, if you use Klarna via SOFORT, their partner company for online banking services. Most casinos will list SOFORT in the withdrawal section.

Yes. Some operators may offer you a casino deposit bonus or free spins if you deposit with Klarna but you should also check t&c’s for every bonus since others might not include Klarna Payments in their promotions.

Some of the most trusted and popular alternatives to Klarna Casinos are Paypal, Neteller, Skrill, and Trustly Casinos. These provide a similar payment process that can help you bypass the geographical restrictions of the Klarna Payment system.

If you want to deposit at online casinos via online banking, then yes. You need to have online banking activated at one of the supported banks.

Depends on the region. For example, in the US, prepaid cards are currently not supported by the service. It’s best to check the official website platform in your country for further clarification.

Cristina Tudose

Cristina Tudose

I’ve been writing for the online casino industry for over 2 years now. During this time, I became passionate about player-centric content, especially slot and brand reviews.