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Best Online Casinos in Croatia 2022: Top Croatian Casinos

Since introducing full legalisation and regulation in 2014, players have enjoyed a wide range of online casino games at Croatian gambling sites. As online casinos in Croatia continue to grow in popularity, so do your opportunities for entertainment and potential cash winnings.

Our in-depth guide will explain the legality surrounding online casinos in Croatia and show you where to find the best real money games and bonuses. Read on to find out more!

Top Croatian Online Casino Sites

  • Site fully available in Hrvatski jezik
  • Huge selection of games + weekly races worth 38,000 HRK
  • Expansive esports betting options
100% up to 2200 HRK
Play * more terms & conditions apply
  • Offers HRK deposits and withdrawals
  • Massive catalogue of roulette games
  • Daily Jackpot drops
€1000 Welcome Offer + 300 Free Spins
Play * more terms & conditions apply

18+ Full T&C's Apply. New players Only. £10 min deposit. £5 max bet using bonus. 40x wagering applies. Bonus valid for 14 days. 30 Spins will be credited instantly upon qualifying deposit + then 30 per day for 9 days on Starburst. Free Spins valid for 72 hours from credit. Max Free Spins winnings £100. Ewallets excluded.

  • Free and instant deposits/withdrawals
  • Innovative cryptocurrency casino
  • Huge game catalogue
€1000 Bonus + 200 Free Spins
Play * more terms & conditions apply
  • Many casino tournaments with big prizes
  • Exclusive VIP club
  • Large range of game developers
€300 Deposit Bonus + 150 Free Spins
Play * more terms & conditions apply
logo Casoo
  • 24/7 Customer service live chat
  • Huge wins on Megaways slots
  • Lightning-fast withdrawals
€2,000 Welcome Package + 200 Free Spins
Play * more terms & conditions apply
  • 24/7 Live chat customer support
  • Mega Moolah and Wheel of Fortune worth millions
  • Live casino from Evolution Gaming
100% up to €400
Play * more terms & conditions apply
  • Industry-leading Bitcoin and crypto casino
  • Major VIP rewards
  • Reload Monday and Wednesday free spins
Welcome Package of €500 + 100 FS
Play * more terms & conditions apply
  • Claim different daily promotions
  • Unique site design
  • 24/7 Customer service
Up to €1,500 + 150 Zee Spins + 500 Zee Points
Play * more terms & conditions apply

18+. New players only. Min Deposit £20. Max Bonus Bet £5. Winnings from spins capped at £50. 100 Zee Spins valid on Starburst (first credited immediately upon first deposit, rest credited at 07:00 GMT at 10/day). Spins must be used by 23.59 GMT of the day on which they are credited to player account, any unused shall be removed. Bonus funds must be used within 30 days. Bonus funds are separate to Cash funds, and subject to 35x wagering (bonus + cash). Full terms apply. 18+.

logo Spin Casino Review
  • 24/7 Customer support
  • Optimised mobile casino
  • Loyalty Club promotions
100% up to €400
Play * more terms & conditions apply

1st Deposit - Match Bonus up to £400 • 2nd / 3rd Deposit - Match Bonus up to £300 • New customers only • Min deposit £10 • 70x wagering • Terms apply

  • Wide selection of payment methods
  • Hundreds of scratch cards
  • Different monthly promotions year-round
100 Free Spins + 100% up to €200
Play * more terms & conditions apply
  • Established in 1997
  • Enjoy 888poker and 888sports betting
  • 1000+ casino games
100% up to €140
Play * more terms & conditions apply

Are Online Casinos Legal in Croatia?

Online casinos are fully legal in Croatia, whether they are licensed by the Croatian government itself or offer their services from abroad. For many decades, Croatians and foreign nationals living in Croatia have enjoyed gambling in various forms, and that trend continues to grow in the present day.

Back in the 1960s, while Croatia was still part of the Socialist Federal Republic of Yugoslavia (SFRY), citizens had legal but limited access to gambling activities. Primarily, users could only make wagers at state-sponsored venues, which were often just small kiosks offering predetermined bets on select sporting matches.

However, since becoming a sovereign state in 1991, Croatia has overhauled its gambling industry in order to attract tourists and increase overall GDP. For that reason, numerous casino-hotels have flourished throughout Croatia since the 90s, especially those in more touristic areas along the coast.

Most importantly, online casinos in Croatia have never been more popular or accessible. Keep reading to learn more about how to gamble legally and safely, as well as how to choose the best Croatia online casino site for you!

Online Gambling Laws in Croatia

In 2014, Croatia received EU approval for their gambling regulations, which has been in place since the original legalisation of gambling in the 1960s. The key group of Croatian gambling laws is generally referred to as zakon o igrama na srecu, which translates to “laws on games of chance”.

This legislation outlines the four major types of gambling activity that are legal in Croatia – slot machines, instant-win games of chance, lotteries (including bingo) and sports betting, which now includes esports betting. Furthermore, in order to gamble legally in Croatia, you must be at least 18 years of age.

Now, in order for any online casino to operate lawfully and legitimately on Croatian soil, they must obtain a gambling licence from the Ministry of Finance. This operator’s licence does not come easy, nor does it come cheap. The Croatian government requires a substantial annual fee of 3,000,000 HRK (nearly €400,000), as well as another 3 million HRK in reserves to pay out player winnings.

Those massive fees, in addition to a 20% VAT charge, can make it impossible for smaller startups to obtain an online casino licence in Croatia. This means that only the largest operators can operate directly within Croatia.

Despite what some critics first deemed overly restrictive laws (when compared to other EU countries), Croatian gambling sites are still going strong in 2022. We anticipate this trend to continue for years to come.

Thankfully, as is the case with online casinos in Israel, users are able to play at international casinos from Croatia. This quite literally opens up a whole world of possibilities for players.

Taxes on Croatia Gambling

In addition to imposing high taxes on gambling operators, Croatia also requires players to pay up – no matter how small their winnings.

Therefore, regardless of which Croatian online casino you choose to play at, your own winnings will be subject to an earnings tax. Here’s the current breakdown of gambling taxation in Croatia:

  • 10% minimum tax on any winnings under 10,000 HRK (about 1,325 euros);
  • 15% tax on anything between 10,000 and 30,000 HRK (4,000 euros);
  • 20% tax above 30,000 until 500,0000 HRK (65,000 euros);
  • finally, a 30% tax applies to all winnings that exceed 500,000 HRK in a fiscal year.
How Do We Choose the Best Online Casinos in Croatia? How Do We Choose the Best Online Casinos in Croatia?

If you’re looking to find the best gambling site in Croatia, then look no further. Our team of experts has scoured the internet for the top Croatian casinos as well as operators around the world that offer services to this Adriatic country. Rest assured that we’ve done the most important research, so that you don’t have to. All the Croatian casinos we have recommended here have been thoroughly vetted according to strict criteria, in order to ensure the best possible player experience.

Licensing, Security and Player Safety

As mentioned above, it can be difficult for operators to obtain an online casino licence to host operations directly on Croatian soil.

The two primary gambling regulators in Croatia are the Ministry of Finance and the state-run Hrvatska Lutrija, which runs the lottery and other games of chance. These two Croatian regulatory bodies aim to maintain a secure playing environment with fair games.

For those Croatia casinos online based internationally, there are various different administrations that oversee legal and licensed gambling operations.

The three main regulators for casinos around the world are the United Kingdom Gambling Commission (UKGC), the Malta Gaming Authority (MGA) and the government of Curaçao. These, alongside groups like eCOGRA, ensure maximum player security, as well as certifiably fair games of chance.

Croatian Language and Customer Support

If ever an issue or difficulty arises, users deserve to be able to raise it immediately and find effective solutions. Each operator we recommend here is highly dedicated towards providing a transparent and dependable support service in order to maximise the quality of their customers’ experience.

So, whether you’re experiencing payment complications, game glitches, account mishaps or anything else, Croatia online casino sites offer you a few different means of getting in touch, including:

  • Email
  • Frequently Asked Questions (FAQs)
  • Phone helpline
  • A 24/7 live chat service

Of all the above, live chat is arguably the most popular and efficient channel, and is available at many of the top Croatian online casinos. Unfortunately, though, you won’t find too many sites that offer Croatian-language customer support, since the market is still relatively small.

A number of sites that claim to offer Croatian language are actually blacklisted casinos, which we do not recommend under any circumstances. These predatory sites are often out to scam or phish users under false pretenses (such as offering a language they don’t).

We’ve found that 22Bet Casino is the best legitimate site that currently offers both user interface and customer support in Croatian. Read our in-depth 22Bet Casino review to learn more about this innovative operator!

Casino Payment Methods

Different players have different needs, and this is especially true when it comes to casino payment methods. In general, the more options on offer, the better. Safety and security are of the utmost importance, so that players' financial and personal information are kept under digital lock and key at all times.

When a Croatian casino partners with multiple banking methods, it means they’ve invested time and money into ensuring players have highly dependable and convenient access to deposits and withdrawals.

In our experience, casinos offering PayPal in Croatia often have the fastest transaction times and lowest fees (often, no fees at all!).

Below are some of the most important payment methods you’ll find at online casinos in Croatia:

  • Debit cards and credit cards, such as VISA, Mastercard and Maestro – these function just like any other transaction you’d make online.
  • E-wallets, such as Skrill and NETELLER, which offer encrypted, rapid transfers between your digital wallet and casino account.
  • Bank wire transfer technologies, like Trustly and Klarna, which make it easy and quick to transfer money into and out of your own bank account.
  • Prepaid cards like paysafecard, which you can buy at the shops then use like any other debit card – but with increased security and anonymity.
  • Finally, cryptocurrencies such as Bitcoin and Ethereum are sweeping the world in popularity as their usability expands. Read our full guide to cryptocoin casinos to learn more about this exciting new financial technology available at Croatian gambling sites.

Software Developers

The quality of games you’ll find at online casinos in Croatia often directly relates to their partnerships with casino software providers.

When a gambling operator partners with game developers, they tend to prioritise top-quality graphics, soundtracks and user interface. This ensures the best possible experience for players, providing fun gameplay with lots of replay value.

Each software provider is different, providing many combinations of themes, in-game bonuses and ways to win across various devices.

Here are the best game developers for this year

Those we’ve listed above are just a few of the best companies making casino software today. When you come across games by these developers, you’ll know that you’ve arrived at one of the top Croatia online casino sites.

Game Variety

Game variety is also of top importance for any online casino in Croatia. Real-money casino games can provide many hours’ worth of entertainment, with the potential for serious prizes as well. When you don’t need to bounce around various sites to play different games according to your preference, this maintains safe and secure gambling, since fewer sites will have your details.

As we explore later on in detail, the best operators will provide both quantity and quality of games in many different categories, including slots, table games and much more. When you have a good variety of online casino games in Croatia, this also makes your overall experience much more positive.

Along with everything mentioned above, game variety makes it easier to manage your casino bankroll, since you’re not dealing with transfer fees from multiple sites.

How to Play Online Casino Games in Croatia

Finding the best online casino in Croatia is easy, and so is registering an account.

Once you’ve found your favourite casino from our table above, just visit the site to get started and follow the below steps:

  1. Click “Sign Up” or “Register” in the top right corner of the page.
  2. Enter your personal details, including your name, address and phone number. Be sure to double check that all your information is correct, since casino account verification is often required to start playing for real money.
  3. Confirm your email address, phone number and provide any documents needed to verify your identity or place of residence.

You’re now ready to make your first deposit and start truly enjoying the best online casinos in Croatia!

Making Your First Deposit and Withdrawal

Any worthwhile Croatian casino online is going to facilitate seamless, painless transactions.

In order to make your first deposit and eventual withdrawal, simply follow the steps provided on the site itself.

Be sure to claim any welcome bonus when you make your first deposit so that you can maximise your playing experience and potential winnings.

Then, when it comes time to withdraw, check the transfer times and any possible fees that apply. This should prevent any unhappy surprises when waiting for your hard-earned cash to clear.

Bonuses at Croatian Online Casino Sites

As you’d expect from any top-notch gambling site, the best online casinos in Croatia offer their players premium welcome bonuses.

Naturally, many casino sites have to compete with each other in order to rise to the top, with the market favouring those operators which award the most generous casino bonuses to their players. These promotions not only attract new customers, but also maintain the interest of loyal ones.

No matter how sweet a bonus may seem, you should always keep in mind that every promotion comes with specific conditions that you must meet before withdrawing.

While there are a handful of trusted no wagering casinos out there, most Croatia online casinos sites require you to wager and/or play through a bonus a certain number of times.

In addition to minimum and maximum deposit/withdrawal amounts, these requirements strongly determine the overall quality of a Croatian casino bonus.

This means that you should always read over the terms and conditions, wagering requirements and be aware of any possible monetary limitations before you claim a promotion. Here are the most popular and important bonuses to keep and eye out for at online casinos in Croatia:

  • Deposit/Match Bonus

The most common form of welcome bonus, this matches your deposit by a certain percentage (often 100%) up to a particular amount. Casino deposit bonuses can double or even triple your bankroll straight away!

  • Free Spins

Just like it says on the tin, free spin bonuses give you wager-free spins to enjoy with online slot machines. Some popular free spins games at online casinos in Croatia include Starburst and Gonzo’s Quest.

  • No Deposit Bonus

The no deposit bonus, while rare, is perhaps the most valuable of all! With this bonus, you can claim a certain amount of cash to enjoy without having to invest your own money. Just be sure to read through the wagering requirements!

  • Reload Bonus

Reload bonuses are like deposit match bonuses for already-established players. Every once in a while, reload bonus casinos will offer extra promotions to their frequent players to give them even more bankroll to play with.

  • VIP and Loyalty Bonuses

VIP and high roller bonuses, as well as loyalty rewards, exist to recognise those valued users who spend dedicated amounts of time on a site. Each VIP club at online casinos in Croatia has its own scheme of levels, from bronze or ruby up to gold, diamond and platinum.

The major prizes you’ll find with such reward programs include extra bonuses and free spins, faster withdrawals, exclusive games and a personal account manager. You can also receive real-life rewards, including phones, laptops and even all-expenses-paid vacations.

Best Real-Money Games at Croatia Casinos Online

As we’ve mentioned, online casino games in Croatia offer plenty of entertainment value, along with the chance to win some extra cash. Croatian gambling is more popular than ever before, so there are plenty of operators out there offering plenty of games for you to choose from.

  • Slots

Slot games have been a staple of casinos – both land-based and virtual – since the very beginning, with the introduction of fruit machines back in the early 20th century. Nowadays, real-money slots in Croatia come in many different forms.

For example, you can win in many different ways across any number of paylines and reels, particularly through playing Megaways slots. Then, should you wish to reach for the major prizes, progressive slots such as Mega Moolah and Mega Fortune offer huge jackpots worth millions of kuna.

Finally, you’ll find no end to creative slot themes on offer, from TV slots and branded slots to animal-themed slots and pirate slots. You’ll also find classic themes, such as Egyptian slots and Asian slots.

  • Roulette, Blackjack and Poker

Online casinos in Croatia would not be complete if they did not offer virtual versions of the classic table games we know and love. This includes real-money roulette, different varieties of blackjack as well as Texas Hold’em and other variants of poker.

  • Live Casino

Many of the best Croatian gambling sites take classic table games a step further with live casino technology.

This innovative new take on virtual casino gameplay allows you to feel as though you were sitting at the table or spinning the roulette wheel at a real-life casino – all from the comfort of your own home!

The most popular Croatian live casino offerings of 2022 include live blackjack, live poker, live roulette and live baccarat.

Many live variants of these games allow you to chat in real time with the dealer and/or other players, which adds a welcome social element to the gaming experience.

Will all this mind, we anticipate that the increasing popularity of virtual reality casinos will only make live casino more life-like in years to come.

  • Scratch Cards, Bingo, Keno and Lottery

Numerous online casinos in Croatia have recently adopted the newer technologies of online scratch cards, which provide an exciting new spin on the classic tactile gambling card.

Then, players can also enjoy countless bingo rooms and keno sessions at Croatia casinos online. Finally, while the Croatian lottery is still predominantly state-run, there are certain cases in which players may be able to enjoy playing online lottery games, depending on their nationality and other factors.

Mobile Casinos in Croatia

Whether using social media, reading news or playing games – we spend more time doing these things on our mobile phones than we do on our desk-bound devices. So, of course, the top Croatia casino sites are going great lengths to ensure a top-quality mobile experience for their users.

Croatian mobile casinos function virtually the same way as desktop casino sites do, so you won’t miss out on any of the best features. You can expect exciting site designs, diverse game catalogues and plenty of payment methods suitable for all types of players.

The good news is that most top casino operators have designed mobile applications so that you can play your favourite games on the go, anytime. These real-money gambling apps scale well across any device for both Android or iPhone users.

Below, you’ll find some of the best mobile-optimised online casinos available in Croatia.

Best Mobile Casinos in Croatia

  • Leading mobile casino application
  • More than 20 years’ experience
  • Rapid, secure transactions
100% up to €140
Play * more terms & conditions apply

logo Spin Casino Review
  • Ideal mobile Croatia casino
  • 24/7 Customer support team
  • Loyalty Club promotions
100% up to €400
Play * more terms & conditions apply

1st Deposit - Match Bonus up to £400 • 2nd / 3rd Deposit - Match Bonus up to £300 • New customers only • Min deposit £10 • 70x wagering • Terms apply

  • Excellent application for mobile phones
  • 1000+ casino games
  • 24/7 Customer service
Up to €1,500 + 150 Zee Spins + 500 Zee Points
Play * more terms & conditions apply

18+. New players only. Min Deposit £20. Max Bonus Bet £5. Winnings from spins capped at £50. 100 Zee Spins valid on Starburst (first credited immediately upon first deposit, rest credited at 07:00 GMT at 10/day). Spins must be used by 23.59 GMT of the day on which they are credited to player account, any unused shall be removed. Bonus funds must be used within 30 days. Bonus funds are separate to Cash funds, and subject to 35x wagering (bonus + cash). Full terms apply. 18+.

Most Popular Land-Based Casinos in Croatia

Croatia is a country located in southern Europe, sharing the Adriatic sea with Italy, Slovenia and others. It has a friendly, Mediterranean culture with a warm climate along the coast and colder regions amongst the inland mountains.

As such, Croatian casinos have long been a popular destination for tourists seeking something a little off the beaten path of tourism in Europe. Should you be planning a trip in 2022 to this sunny Slavic country, there are over 20 land-based casinos spread throughout Croatia for you to enjoy.

These include the Diamond Palace Casino and Hotel Grand Casino Admiral, both of which aim to recreate Las Vegas in the Croatian capital of Zagreb. You can also enjoy the Casino Hotel Mulino, a 4-star hotel located in Buje, near the coast.

Alternatively, for the ultimate combination of opulent resort stays and casino luxury, try the 5-star beachfront hotel, Le Méridien Lav, located in Split.

Croatian Online Casino Summary

Gambling in Croatia has come a long way since the country was part of the Socialist Federal Republic of Yugoslavia. Some doubters initially thought that Croatia’s strict gambling laws and high taxes would put an end to gambling activity in the country.

However, since 2014, online casinos in Croatia have only continued to increase in popularity, and we anticipate this trend to continue throughout 2022.

These days, both Croatian nationals and expats living in Croatia can fully enjoy a wide range of real-money casino games at some of the best online casinos in the world.

Read the reviews of our top recommended online casinos to find the right Croatian gambling site for you. Have fun, and remember to gamble responsibly!

Online Casinos in Croatia FAQs

Yes, it is perfectly legal to play casino games online in Croatia.

In 2014, the EU fully accepted Croatia’s zakon o igrama na srecu gambling laws. This gave Croatia the green light to host its own online casinos, as well as collaborate with legitimate gambling operators from around the world.

Yes you can! Whether you prefer to play real money slots, table games, live casino or even bingo and keno, we’ve got you covered for online casino games in Croatia that pay out prizes in real money. Read our full guide above to learn more.

You must be at least 18 years old to gamble legally in Croatia.

Yes, they are. The online casinos in Croatia that we recommend on this page are fully licensed, safe and secure. You can always double check the licence of any site by clicking on the UKGC/MGA/Curaçao icon at the bottom of their page. When an online casino is granted a licence by any one of these regulatory bodies, you can rest assured that the site is legal and legitimate.

There are a number of great Croatian casino sites available online. Some of the best online casinos in Croatia include 22Bet Casino, Genesis Casino and King Billy Casino. Refer to our table at the beginning of this article for more!

In order to claim your welcome bonus at online casinos in Croatia, you only need to sign up and make your first deposit. Some of the best sites even offer no deposit free money bonuses too!

Yes they are! Many online casinos for Croatian players have developed mobile applications that optimise the experience of playing from your smartphone or tablet. Enjoy full-fledged gaming sessions at one of our recommended mobile casinos in Croatia.

The best Croatia casinos online offer the full range of banking methods to their customers, suitable for every kind of player.

You can make deposits and withdrawals via standard debit, credit and prepaid cards, as well as the most popular e-wallets like Skrill and NETELLER, bank transfer technologies like Trustly or Klarna and even cryptocurrencies.



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