The Top Online Casinos Croatia Has to Offer in 2023
Situated along the beautiful Adriatic Sea, Croatia is home to just over four million people, many of whom enjoy playing their favourite casino games online. This guide provides you with insights on gambling and the best online casinos in Croatia.
- The Top Online Casinos Croatia
- An Introduction to Online Casinos Croatia (Hrvatska)
- What Makes a Good Online Croatian Casino?
- Gambling in Croatia – Things to Know
- Incentives & Bonuses at Online Casinos in Croatia
- Mobile Gambling at Online Casinos Croatia
- Payment Methods for Croatian Online Casinos
- Croatian Online Casino Software Developers
- Land-Based Casinos in Croatia
- Online Casinos in Croatia – Summary
- Online Casinos Croatia FAQs
The Top Online Casinos Croatia
100% up to 2200 HRK
€300 Deposit Bonus + 150 Free Spins
Drops & Wins Cash Prizes Available
50 Free Spins
100% Bonus up to €150 + 150 Free Spins
Betiton Casino Review Play
100% Bonus up to €250 + 50 Free Spins
Spinia Review Play
100% up to €1,600 Across 4 Deposits
100% Bonus up to €200
100% Bonus up to €500 + 100 Free Spins Across 4 Deposits
An Introduction to Online Casinos Croatia (Hrvatska)
Online gambling is certainly nothing new to Croatia, with players increasingly looking for the best Croatian casino site. However, before we get into the crux of the matter, we will outline some key information surrounding gambling in Hrvatska.
The History of Croatia & Gambling
Croatian gambling law dates back to the 1960s. Despite this, the first casino to be licensed by the government was opened in the early 90s. Even with restrictions lifted, gambling was still limited to dedicated shops and venues. While gambling law in Croatia is still fairly strict, players can look forward to a more flexible future.
Developments in technology have seen an increasing number of players gamble via their smartphones and tablets. In the same way, more and more players are using modern payment methods, including cryptocurrencies.
Croatian Law on Gambling
The development of the Game of Chance Act in 2009 saw restrictions relaxed even further, with many land-based casinos having been built around this time. However, a 20% VAT charge was also introduced, which saw many operators leave the market. With Croatia now being part of the EU, things have changed yet again.
Zagreb’s Diamond Palace Casino and the Crystal Palace Casino in Rijeka are among the most popular land-based venues. Domestic online casinos, meanwhile, were made legal in 2010.
Despite this, the gambling scene in Croatia is still relatively small in comparison to other European countries. Nevertheless, players in the country can take advantage of both local and offshore brands. The law stipulates that residents aged 18 or older can play casino games, whether online or at a brick-and-mortar establishment.
What Makes a Good Online Croatian Casino?
What makes the best Croatian casino sites? For beginners, there can seemingly be little difference between online casinos in Croatia. However, our experts at Top10-CasinoSites know exactly what to look for. For players in Hrvatska, the following are among the factors that separate the best from the rest.
Local casinos in Croatia are licensed and regulated by the Ministry of Finance, while sports betting, bingo and keno must be played via the Croatian Lottery site.
For those looking to register with an offshore casino, it is important to check the licence held by the operator in question.
Availability for Croatian Players
Top Croatia online slots sites cater well to local players, with all of the sites recommended on this page accepting players from Croatia. Meanwhile, some also accept Croatian kuna as valid currency.
In terms of additional features, players can now access hundreds, if not thousands, of different games. Whether you are looking for the best slots site in Croatia or prefer table and live dealer games, there is something for everyone, including instant win scratch cards, lotto, bingo and keno.
One of the reasons behind the popularity of online casinos Croatia is the number of promotions on offer, which are not available at land-based casinos.
A welcome bonus is generally offered to newcomers, while the best slots sites in Croatia may well deliver free spins too. Wagering requirements and other T&Cs are normally involved, making the process a little more complex. However, such promotions are well worth taking advantage of, in most cases.
Meanwhile, reload bonuses, free spins and VIP programmes help to keep existing customers satisfied and engaged.
Finally, players need to know that assistance is on hand when needed. Whether it be over the phone, via email or through live chat, agents should be ready to help answer questions and deal with any technical issues that crop up.
Many leading operators offer 24/7 support, with response times being minimal. Some online casinos in Croatia are also active on social media platforms, including Facebook and Twitter.
As such, there should never be a time as to when players are left frustrated by a lack of support.
Gambling in Croatia – Things to Know
Before signing up to any one of our recommended online casinos in Croatia, there are a couple of important points for players to consider which we have described briefly below.
Unlike in some other countries, Croatian players must pay tax on winnings made at casino sites. The exact amount of tax depends on earnings made.
The following is a breakdown of potential tax for players at online casinos in Croatia:
- Up to 10,000 kuna – 10%
- 10,000 to 30,000 kuna – 15%
- 30,000 to 50,000 kuna – 20%
- 50,000+ kuna – 30%
The Croatian kuna is currently only accepted by a small number of online casinos. As a result, players must generally process payments in a different currency. The euro is the preferred option by many, as well as the American dollar.
Incentives & Bonuses at Online Casinos in Croatia
As discussed above, there are a host of incentives awaiting players at top Croatia online casino sites. Below are some of the most common promotions which reward both new and existing customers.
Welcome bonuses are available on the vast majority of casino sites. Offered in an attempt to attract new players, a deposit is generally required in order to qualify. For example, a bonus may offer to match a player’s deposit by 100% up to a maximum bonus amount. Wagering requirements are almost inevitable, however, and must be met before any funds or winnings can be withdrawn. Other T&Cs are likely, such as payment restrictions, eligible games and maximum earnings.
Usually available at the best Croatian slots sites, free spins can be claimed by both new and existing players and can be earned in a number of ways. Winnings made from free spins may have to be wagered numerous times too before they can be withdrawn.
On some casino sites, players stand the chance of earning a percentage of their net losses through what are known as cashback bonuses. These losses would usually have to be incurred on a specific game or over the course of a set day. Often accompanied by a small set of T&Cs, this type of promotion is catered towards existing customers.
Also known as VIP programmes, loyalty schemes reward you for your continued custom over time. On many casino sites, points are earned with each deposit. Points can then be exchanged for rewards, which can include free spins, faster payouts, personal account managers, and reload bonuses.
Unfortunately, no deposit bonuses are increasingly challenging to find. However, a select few online casinos do still offer them. Here, as the name suggests, a bonus is delivered to players who sign up for a new account with no deposit being required from your end. While the bonus value is lower as a result, you'll receive what is effectively free money to spend on games.
Mobile Gambling at Online Casinos Croatia
A large proportion of bets placed online now come from smartphones and tablets on mobile casinos, which in turn can be accessed by both on iOS and Android devices without requiring you to download any additional software.
Many mobile casino apps are now available, making it quicker and easier for players to access games and other functions, including payments, customer support, and promotions.
The likes of 22Bet and PlayOJO are among the top mobile operators in Croatia today.
Payment Methods for Croatian Online Casinos
Players in Croatia are now able to deposit and withdraw funds to and from online casinos in a variety of ways. The list includes both traditional and modern options, each with different processing times, fees and usability.
Visa, Mastercard, and Maestro payments are accepted by most casino sites, and are the method of choice for many because of their security, ease of use and familiarity. Credit/debit card deposits are instant, while withdrawals will likely take anywhere between 2-5 business days. Generally, there are also no fees to worry about either. However, please note that UK-licensed casinos do not accept credit cards as a form of payment due to current gambling legislation in the country.
From PayPal and Skrill to NETELLER, e-wallets offer one of the quickest and easiest ways of making payments at online casinos in Croatia from either desktop or mobile. No personal bank details are required by your chosen casino, with your e-wallet login details being enough in order to confirm payments from your end.
For more traditional players, bank wire transfers may seem like the best and most familiar method to go for. However, bear in mind that there are longer processing times usually involved, with limits also likely to apply.
paysafecard is undoubtedly the most commonly used prepaid card at online casinos, as well as AstroPay and Neosurf.
Croatian Online Casino Software Developers
Online casino games are created by software developers, some of whom have decades of experience in the industry. Below are some of the best-known providers – not including the likes of Microgaming, Play’n GO and Evolution Gaming, who, despite not appearing in this list, are still some of the best in the business.
Founded in 1996 and based in Sweden, NetEnt is a name synonymous with the world of online gambling. Delivering popular slots such as Starburst, Gonzo’s Quest and Dead or Alive, NetEnt have developed over 200 slots to date. Therefore, it should come as no surprise that this company has won a host of industry awards in the past, such as Mobile Gaming Software Supplier at the 2021 EGR B2B Awards.
Yggdrasil are another software provider whose products feature heavily at online casinos in Croatia. Founded in 2013, the developer is licensed in a number of countries, and won the Platform Supplier of the Year award at the ERG Nordics Awards, adding to the numerous titles and honours received in the past. Yggdrasil develop both slots and table games, with popular titles that include Dead Man’s Fingers and Ancient Eclipse.
Licensed by the Malta Gaming Authority and the UKGC, iSoftBet is a game supplier known for its high level of entertainment. With over 150 slots, popular titles include Hold & Win, Ultrabet and Megaboard. In 2020, iSoftBet won the Vivio Global Regulatory Award, cementing them as one of the leading online gambling software providers around.
Land-Based Casinos in Croatia
With a population of over four million, it is little wonder that land-based casinos are also very much in demand. While Croatia is far from the bright lights of the Las Vegas strip, there are a number of high-street establishments worth visiting. In fact, over 20 are dotted across the country, with the following being among the most popular:
- Wettpunkt City Centar One – Split
- Diamond Palace Casino – Zagreb
- Crystal Palace Casino – Rijeka
- Arena Automat Klub – Zadar
- Lunkia Casino – Osijiek
- Melia Coral Hotel & Casino – Umag
Online Casinos in Croatia – Summary
While this form of gambling was previously somewhat niche, online casinos in Croatia are rapidly gaining in popularity, and is now very much in demand. From the best online slots to the top table or live dealer games, the best Croatian casino sites will have all tastes and preferences covered. Simply pick your favourite site from our above list, claim your welcome bonus and start playing! There really has never been a better time for casino players in Hrvatska to get involved.
Online Casinos Croatia FAQs
Luckily for players, there are many top Croatia online casino sites available today. However, there are some that stand out because of their games, features and bonuses, with the likes of Betzest, 22Bet and PlayOJO being among our favourites.
Yes! While we encourage players to look at the terms and conditions first, the best online casinos in Croatia will offer a host of promotions.
It is important to remember that winnings from casino sites will be taxed. Winnings up to 10,000 kuna will be taxed by 10%, while amounts between 10,000 and 30,000 kuna are subject to a higher rate of 15%. Meanwhile, winnings up to 50,000 will be taxed 20%, which rises to 30% for anything larger.
Before signing up with an online casino, check to see which authority issued their gambling licence. Meanwhile, a number of additional features should be in place, including SSL-encryption and firewall technology.
The maximum bet varies between casino sites. However, it is worth noting that everyone from beginners to high rollers is generally catered for in this area.
Absolutely. Most casino games can now be accessed and played through both smartphones and tablets. Meanwhile, the best online casinos will have ensured that they offer an efficient mobile site. Some even go as far as developing dedicated mobile casino apps.
Most online casinos will make it easy for players to locate ongoing promotions. In most cases, simply click on the “Promotions” button to view all available promos, including free spins and reload bonuses.
The qualifying requirements will differ between promotions. However, a deposit will likely be needed, followed by a qualifying bet/s. Check out the specific terms and conditions beforehand to ensure that you do not miss out.