Real Money Blackjack | The Top 20 Casinos for Playing Blackjack in 2021

Finding the best online blackjack casino can be a daunting task. To make life easier, we’ve compiled a list of criteria that you should be looking out for when choosing where to play real money blackjack. Read on to find out everything you need to know!


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Best Real Money Blackjack Casino Sites

Paddy Power
Get 10 Golden Chips when you Bet £10 on Live Casino
  • 10 blackjack games to choose from
  • Free mode to practice blackjack
  • No minimum withdrawal limits
* more terms & conditions apply

UK & IRL only. 18+. Deposits made with e-wallets not valid for this offer. Golden Chips are worth £0.50 each, for use on eligible games & expire in 3 days. Full T&Cs apply.

Deposit £10 Get £40Casino Bonus
  • Lots of blackjack variants
  • Video teaching tutorials
  • Huge number of promotions
* more terms & conditions apply

New customers only, min deposit £10, bonus money must be wagered 50x on casino (excluding selected games) before any bonus funds are withdrawable, wagering on table games contributes 10% to wagering requirements bonus funds expire 30 days after opt-in. 18+. Full T+Cs apply.

£1000 Welcome Bonus
  • 30 blackjack games
  • 24-hour withdrawals
  • Live-chat 24/7
* more terms & conditions apply

1st deposit – up to £ 400 bonus • 2nd / 3rd deposit Deposit – up to £ 300 bonus • New customers only • Minimum deposit £ 10 • Play-through requirement: 70x • T & Cs apply

Mr Play
100% up to £200 bonus
  • 18 blackjack variants
  • Great mobile site version
  • Magazine section with useful game guides
* more terms & conditions apply

Applies only to new depositing players. 18+. Minimum deposit for 1st deposit bonus: £10. Welcome Package split over 3 deposits. Minimum deposit for 2nd & 3rd deposit bonus: £20. 35x Wagering requirement applies to match up bonus. 100 spins splits to 20 spins a day for 5 days. Spins credited in specific games. Spins expire after 24 hours. 50x Wagering requirement applies to spins. T+Cs apply.

£200 match deposit bonus
  • Regular promotions
  • 33 types of blackjack games
  • 128-bit SSL encryption
* more terms & conditions apply

Terms and Conditions apply. New players only. 18+. Min deposit £10. Wagering requirement apply 35x. Offer valid for 72hr. 100 spins includes 3 deposit. See full terms here.

100% up to £50 bonus
  • Fantastic mobile experience
  • 43 versions of blackjack games
  • Many eGaming awards
* more terms & conditions apply

T&Cs apply. New players only across two deposits. Cash rewards: 7 days from registration to opt-in from “My Offers” page & each with 7 days wagering. Deposit £10, £25 or £50 & wager 75x.Only cash stakeson live games qualify & wagering contributions vary. 18+.

William Hill
Deposit £10 Get £50
  • Wagers from £1 up to £5,000
  • Great variety of blackjack games
  • Online since 1998
* more terms & conditions apply

New UK customers only. Opt in required. 1x per customer. Min £10 stake. Max £50 bonus. 40x wagering requirement. Bonus expires 72 hours from issue. Selected slots only. Eligibility rules, location, currency, payment method restrictions, stake contributions and terms and conditions apply.

100% up to £100 bonus
  • Bets from as low as £0.5
  • Excellent version of Classic Blackjack
  • Lots of live dealer games
* more terms & conditions apply

1st deposit only • £20 min deposit • Claim within 48 hrs • Valid for selected games • Bonus wins capped at £500, excl. JP wins • 30x wagering – req. vary by game • Bonus expires within 90 days • Payment method & country restrictions apply • Withdrawal terms & T&Cs apply.

Mr Green
Live Casino Jackpot
  • Won over 25 awards
  • 5 types of blackjack games
  • Many “Best Casino” gaming awards
* more terms & conditions apply

Min bet £2. Jackpot will drop once every 24 hours before 2am. Jackpot total is dependent on player activity during the day. Selected Live Casino games by Evolution Gaming only. Country, currency, player restrictions and terms apply.

500 Free Spins
  • Wagering ranges from £0.10 to £2,500
  • 11 types of blackjack games
  • Unlimited withdrawals
* more terms & conditions apply

New players, £10+ deposit, noe-wallets/prepaid cards, up to 500Free Spins, 40x Plt on Casino Free Spins, and 50X Plt on Vegas Free Spins. T+Cs apply.

£100 Bonus + 100 Free Spins
  • Intuitive site design
  • Great variety of blackjack games
  • Huge number of game providers
* more terms & conditions apply

Terms and Conditions apply. Offer valid upon 4 deposits. New players only. 18+. Min deposit £20. Welcome package split over 4 deposits, 35x wagering applies. See full terms here.

What is Real Money Blackjack?

Real money blackjack an online version of the game that requires real money to play. To get started, you’ll need to sign up at the best blackjack casino and make a minimum deposit. The good news is that you’ll sometimes receive a casino offer of bonus funds in the form of deposit bonuses, which will help you play for longer. With real money blackjack, there are huge tournaments where you can win massive prizes. Finally, we should mention that there are many more different variations of blackjack to be found when playing with real money than there are for free blackjack games.

The Differences Between Real Money and Free Blackjack


Real Money Blackjack

Free Blackjack Games

You'll need to sign up and make your first deposit in order to play. You play for fun.
You can win real money. Play instantly as there is no sign-up or deposit required.
Collect bonuses to help you get started. Free blackjack is great for practising strategy and improving your skills.
Play all different variations, including live dealer games. No bonuses or promotional offers can be claimed.
There is a chance you’ll end up losing money. Not all blackjack variations will be available.


Blackjack Game Variations

Apart from the classic game of blackjack that you may already be familiar with, the best blackjack casino will also offer modern variations of the game. The fundamental rules remain almost identical across all these variations, though more modern versions can feature slight rule or gameplay changes to make them more unique. Our advice: try to find the variant with the lowest house edge.


How Do You Play Real Money Blackjack?

The rules are simple. You’ll be dealt two cards face up. The dealer deals himself two cards, but one is face down. Now, if your hand is 21 or closer to 21, you win. If the dealer has a hand of 21 or is closer to 21 than the players, then he wins. Keep in mind that, no matter how many players there are at the table (there can be up to seven), it’s just you playing against the dealer.

The simplified gameplay is as follows. For a more in-depth look at the rules and gameplay, please scroll down.

How to Play: How to Play:
  1. Decide on the variant of blackjack you want to play.
  2. Place your bet on the two cards of yours that you can see, and the one card of the dealer.
  3. Decide whether to ‘hit' or ‘stand' until you’re as close as possible to 21.
  4. The dealer reveals his cards, upon which the winner will be revealed.



How We Rate the Best Casinos for Online Blackjack

We’ve pared down the most important criteria for finding the best online casino for blackjack below:

  • The Bonuses And Promotions

The bigger the welcome bonus, the larger your bankroll, and the longer you can play. We’ve chosen the casinos offering bonuses and promotions that are not only highly generous, but also have minimum wagering requirements.

  • Site Security

As you’re going to be playing blackjack with real money, then it’s of paramount importance that the online casino has robust security in place. Your personal and banking details need to be protected by the latest encryption technology. On another level, we ensure that all the top blackjack sites listed here all hold reputable licences from renowned authorities, the most trustworthy of which are the UK Gambling Commission, the Malta Gaming Authority, and the Gibraltar Licensing Authority.

  • Fairness

The best blackjack casino will have their games independently audited by autonomous third-party testing companies like iTech Labs and eCOGRA. Afterwards, assuming that they pass this test, a fairness certificate will be issued. This ensures that no scams are taking place and that your finances will be protected.

  • Mobile Gaming

Nothing beats the convenience of being able to take out your phone and start playing online blackjack, anywhere and at any time. We test all mobile sites to ensure that the interface operates smoothly on a touchscreen, and that the response time is intuitive and glitch-free.

  • Playing For Real Money

You can’t win money unless you’re playing with money! We’ve contrasted and compared a wide number of online blackjack casinos to find those which will give you the biggest bang for your buck. You deserve only the best online experience, meaning the best products available out there that also offer the best payouts.

  • Free Blackjack Games

Free games allow you to practise and perfect your playing skills, without the need to sign up or download any programmes. We've scrutinised each casino's game selection and all free blackjack games for ease of use, as well as their enjoyment factor. As there’s no money involved, you’re free to experiment with new strategies and game play without any stress.

  • Fast Cash-outs

No one wants to be left waiting for an overly long time to receive their winnings. The best blackjack casino will offer fast payout options, with a huge number of different payment methods through which you can get hold of your money.

  • Responsible Gambling

We take responsible gambling very seriously. To that end, all the best blackjack sites that we recommend have tools in place to help prevent problem gambling. All these sites will have links to support groups like Gamblers Anonymous.

  • Customer Support

Ideally, we'd never need to contact customer support in the first place. However, little issues cropping up every now and then is inevitable, so it’s important that you’re able to speak with a real person, no matter the time of day or night. Whether it’s a question about the welcome bonus or deposit methods, you should be met with a competent, polite, and cheerful service agent, who will solve your queries quickly and without undue fuss.


Getting the Best Real Money Blackjack Bonus

Playing with casino bonus can stretch out your bankroll and potentially increase your winnings. The deposit bonus and the no deposit bonus are two examples of the most popular ones available, with the former being free money granted by the casino, depending on how much you deposit into your account. The latter requires no deposit on your part. However, both come attached with what are known as wagering requirements, which are the hoops you’ll be needing to jump through in order to claim any winnings. These requirements are why it's so important to read the terms and conditions before accepting any type of bonus.


How to Bet When Playing Blackjack

There are several different bets you can place, but the important one is the initial wager you make at the start of every hand. Other wagers include:

  • the secondary bet for doubling down;
  • the secondary bet for pair splitting;
  • the insurance bet.

The goal is to find any means of reducing the house edge. Back when it was possible to count cards, you’d bet more when you had the edge, and less when the edge favoured the house. Today, we would suggest that you bet the same amount for every bet when playing real money blackjack. Now, we know this may sound boring. Many players will choose a more progressive betting system, where they vary the size of their bets depending on whether they won or lost in the last round. However, progressive betting has no effect on the house edge. Remember that the more you bet at blackjack online casinos, the more of your bankroll you’ll be exposing to the house edge.


Blackjack Betting Systems

These are repetitive or sequential betting patterns; not strategies as such, but formulas that some players use in the hope of beating the dealer.

  1. Martingale: A player doubles their bet for every loss.
  2. Fibonacci: This follows the Fibonacci numbering sequence of 1, 1, 2, 3, 5, 8, 13, 21, 34, etc. Each time the player loses, they go on to the next number. With a win, they stay where they are.
  3. Parlay: If the player wins, then they wager the winnings plus the original wager. If they lose, then they only bet with the original wager.
  4. D’Alembert: The player raises the bet by one unit in case of a loss and lowers the wager by one unit in case of a win.
  5. Oscar’s Grind: A progressive system where wagers go up by a single unit until the player wins. Each time they win again, the wager is doubled.


Live Dealer Blackjack

When playing a live dealer blackjack game, you’ll be interacting with a real dealer over a livestream. The experience is just like being in a real-life, brick-and-mortar casino. You can interact with your dealer via chat, leave tips and even talk with the other players at your table. Unlike real casinos, in a live dealer real money blackjack game, the minimum bets can be as low as €1 or $1.


Mobile Blackjack

Today, all the top casinos will offer real money blackjack games on your mobile device and across all platforms, whether you use iOS or Android. Some will be in the form of a free app that you can download, whilst others can be accessed directly through your mobile browser.


Different Blackjack Variation Online Games

All the best online blackjack casinos will offer more than just your average Vegas-style games. There are literally hundreds of variations from prominent software providers like NetEnt, Playtech, and Evolution Gaming.

Blackjack Surrender – House Edge: 0.38%

This version is the same as the classic game, apart from the fact that the player can surrender after the first two cards have been dealt. With this option, the player can recoup half of their original wager.

Perfect Blackjack – House Edge: 0.40%

In this variation of blackjack, the player can make a side bet on the dealer and the player receiving two of the same cards. Now, if these cards happen to be a perfect pair, then the payout can be as high as 25:1!

Blackjack Switch – House Edge: 0.17%

Each player plays two hands simultaneously. Out of the first four cards, the player can choose to switch the top cards if they feels it will improve their chances. There’s also a Super Match side bet based around the first four cards containing a pair, a couple of pairs or three of a kind.



Top Blackjack Online Games

  • Blackjack Neo

This is an American-based version of the game, meaning the dealer will deal two cards, with one being face up and the other face down. Players cannot surrender, though they can buy insurance. The game carries a huge betting variance, going from just £1 per hand all the way up to £500 max. But if you are playing 3x hands, all with double bets, then you could potentially bet £3,000. The RTP is a very reasonable 99.6%, and the ‘best move indicator' function guides the player towards the most mathematically correct move.

  • Blackjack VIP

This particular variation is blackjack in its purest form: a single-hand game between you and the dealer with no side bets allowed. Everything is built on the first initial cards. There’s a large range of betting options and the pay-outs are 1:1 for a normal win, 3:2 for a blackjack and 2:1 for an insurance win. The RTP is 99.4%.

  • Lucky Blackjack

While the rules of Lucky Blackjack are more or less the same as in the standard game, in this version, the player can place two side bets: the Lucky Bet and the Lucky Ladies Bet. Both of these options make for a potentially very large payout, but inexperienced players should be careful as there is no surrender option available. In order to keep the pace of the game moving briskly, the rounds are timed, meaning the player must be alert and quick-thinking. The RTP is 99.54%.


How Do Online Blackjack Odds Work?

Online blackjack enjoys some of the lowest house edges for any casino table game. Typically, it stands at 0.4062% when played with a 6-deck shoe and basic strategy, meaning that over time, the casino will win just 4 pence of every £10 wagered. Having a good grasp of how the odds work will give you the best chance of taking home some winnings. The following table shows your hand values and the chances of going bust if you ask for another card.

Keep in mind that the house edge only comes about from the dealer’s last act. Therefore, you need a good understanding of both your own bust probability, combined with that of the dealer, to increase your chances of winning at a real money blackjack casino.

Different online casinos will have different rule variations. Having said that, there is one thing they all do, and that’s changing the house edge. As the below table shows, negative values serve to decrease the house edge, and positive values will increase it.


Blackjack Tips

As you'll be able to see from our online blackjack strategy guide, there are rules for every hand in play as to whether you should hit, stand, double down or fold. But, on the most basic level of play, there are a few rules set in stone that will help you for any online blackjack real-money game.


1. Learn Basic Strategy

Merely knowing the mechanics of how to play online real money blackjack, along with the rules, will only take you so far. Because the game changes with every new hand, it’s imperative that you know when to surrender, stand, hit, double down or split. At the best blackjack casino, you’ll find plenty of online strategy cards which will illustrate the optimum play for each position. This is the only way to reduce the house edge.

2. Don’t Split Two Face Cards

This is probably the most common mistake made by newbie players. The thinking behind such a move is that, by splitting either face cards or aces, they can double their profits. However, probability tells us that this is a bad move. Swapping a highly probable chance of winning with a 20, for the risk of losing double your wager if you don’t get the right cards in the draw, is a sign of bad math!

3. Be Sure to Split 8s and Aces

A pair of aces is a horrible hand, as you have 16. By splitting these, you will increase your possibility of receiving at least one good hand if you get a face card. A 1, 2, or a 3 are all great cards together with an 8. If you have a pair of aces, then splitting them in the hope of seeing a 7, 8, 9, or 10 is a much better option than their initial value of either 2 or 12.

4. Shun Side Bets

The many variations of the blackjack come with the possibility of making side bets. The problem is that all of these will come with a much higher house edge, thus reducing the game’s overall RTP. We strongly suggest that you stay well away from side bets – this includes taking the insurance or even money bets.

5. Look for the Highest RTP

With so many different variations of real-money blackjack, it’s important that you seek out the best blackjack casino with the highest Return to Player rate. This will make managing your bankroll easier, as well as help prolong your playing time.

6. Play at a Busy Table

Playing at a busy table is always better than playing one-to-one against the dealer. The reason is that the game will be slower, meaning fewer hands played per hour. Your bankroll will also last longer, as it has less exposure to the house edge.

7. Know the Difference Between Hard and Soft Hands

A soft hand contains an Ace, and it can be counted as a 1 or as a 11. A hard hand either has no Ace – or has one, but it’s counted as a 1,  not as 11. You cannot go bust so easily when hitting on a soft hand.

8. Ignore the Other Players

Always keep in mind that the whole game is just between you and the dealer. So don’t let any other player put you off, and remember that you’re not competing against them.

9. Make Use of Bonuses

As you’re playing real money blackjack, you’ll find that the best casinos will be offering you bonuses to take a seat at their blackjack table. Ensure you make use of the biggest bonuses you can find, as this will help your bankroll last longer.

10. Check the Payout Offered

This really concerns the number of card decks in play. A multi-deck game will pay out at 3:2; a single-deck game at 6:5. The payout difference on a £10 wager means that, with the former, you’ll receive £15, but with the latter only £12. Never play at a single-deck table, as the house edge will be much higher.

11. No Touching the Cards

Under no circumstances are you allowed to touch the cards! If you do, you’ll be ejected from the game. The dealer is the only person permitted to touch the cards. The only thing you’re permitted to handle is your chips.

12. Set a Budget

Never wager more than you can afford. Blackjack is a fast-paced game, and you can quickly lose sight of just how much you’re spending. We suggest that you have a preset budget before you start playing. Likewise, only bet a small percentage of your overall budget for each round. Don’t fall into the mental trap of chasing your losses.



History of Blackjack

The exact origins of the game of blackjack have been lost in the mist of time. In the early 1600s, though, a game called ‘thirty-one' is mentioned by Miguel de Cervantes in a story titled Ronconete y Cortadillo about gamblers in Seville. Around the same time, the game Vingt-et-Un, which is French for twenty-one, was popular at the French court of Louis XV. The Italians also had their own version, Sette e Messo.

Thanks to the French colonists, the game found its way to the Americas. In 1820, the first legal house games took place in New Orleans. The game of choice was called “21”, which quickly became popular across the whole continent. Then, in 1931, the State of Nevada legalised gambling. In order to attract players, there was a special payout of 10 to 1 for a hand of cards which contained the ace of spades and a ‘black jack' of clubs or spades. Once the promotion was over, the name stuck, while concurrently, the rules of the game that we know today were cemented in place by the Nevada Gaming Commission.


Famous Blackjack Players

Edward Thorp

Edward Thorp is a mathematics professor who is well known for 2 very important advances in blackjack. In 1962 he published a book called “Beat The Dealer” which found itself on the New York best seller list. This book explored the probabilities of blackjack and explained how card counting could be used to shift the advantage into the players favour.

The second thing that Edward Thorp is famous for is his invention of the first wearable computer. He combined this technology with his research in blackjack and used the computer to help him win at the tables.

While card counting was never declared illegal, a court did however outlaw the use of computers to gain an advantage in blackjack.

Ken Uston

The unstoppable blackjack player who worked his way up in a card counting team to become the big player, formed his own team and perfected the concept, winning huge amounts of money and consequently getting banned.

Despite being barred from entering casinos Ken Uston became a master of disguise shamelessly spreading his bets from the minimum to maximum. Uston was also successful in suing the New Jersey casinos. The courts ruled that card counting was not illegal and that it was simply another strategy employed by skilled blackjack players.

This court decision forced casinos to mix up their rules by either adding more decks, reducing penetration, preventing doubling and other tactics that reduced the player’s advantage.

Stanford Wong

Born in the early 1940’s as John Ferguson, Stanford Wong is better known by his pseudonym and was made well known after publishing his book Professional Blackjack.

With his doctorate in finance, Wong was no stranger to numbers, probability and odds. In addition to his book he also created a computer program designed to analyse blackjack odds.

He too headed a team of card counters that tore up a number of Las Vegas casinos and he is credited with perfecting the concept of ‘wonging’. His big player would sit and watch the game, all the while counting the cards to determine the point at which the cards became favourable to the player. Then he would ‘wong in’ and start playing. As soon as the count ran in favor of the house, he would step out, also referred to as ‘wonging out’.

This method hart the casinos even more since they were unable to cash in on the players losses while the count ran in the casinos favour. Today many casinos will prevent new players from joining in-between shuffles specifically to avoid this.

These legends in the field of blackjack caused a great deal of trouble for the casinos who had to take steps to prevent huge losses. A few of these counter measures include increasing the amount of decks in a game, lowering table limits, lowering penetration (shuffling the cards way before they had all been dealt) and adding rule variations to shift the advantage ever so slightly into their favour.



Blackjack Glossary

Stand If you think that your cards are strong enough to win, then you ‘stand' and wait for the online computer to keep playing. It will either beat you or go ‘bust' by going over 21.
Hit After the initial first two cards have been dealt, you say “hit” if you want another. If you feel you can get even closer to 21, you say hit again for another card.
Split If your initial two cards are of the same face value, you can make the one hand into two. You can bet on both hands.
Double After receiving the initial first two cards, and if you feel you just need one more card, then you can double your bet.
Blackjack This is the best hand, and includes a face card with the value of 10 plus an ace. If you get a blackjack with your first two cards, this is known as a ‘natural.'
Insurance This is also known as ‘even money.' If you have a blackjack and the dealer has an ace on display, then you can ask for an even money bet. The payout is 1 to 1.
First Base If you’re seated on the dealer’s immediate left, then you’re first base. You’ll get your cards first.
Hole Card The card that is left face down. When the player has decided how to act, then the hole card is revealed.
Surrender If you see from your initial cards you have no hope of winning, then you can surrender – in which case, you’ll receive back half your initial wager.
Upcard This is the dealer’s card that is left face up.
Bust Having a total count of over 21.
Push A tie-break. Both the player and the dealer have the same hand with the same total.
Shoe A device from which the cards are dealt. It normally holds multiple decks of cards.
Basic Strategy Player actions that ensure the best player odds.
Soft Any hand that includes an ace valued at 11 instead of 1.
Regular Win The value of your hand is closer to 21 than the dealer’s. It pays out at 1:1.
Blackjack Win When your cards are 21. It pays out at 3:2.


Real Money Blackjack Casinos FAQs

❓ Can I play real money blackjack on my phone?

Absolutely! All the best blackjack casinos have made sure that their games are available across all devices, whether desk-bound or your mobile gadgets. The top online blackjack real-money casinos have been optimised for the small screen for a great playing experience.

❓ Which real money blackjack variation is easiest to play?

This is subjective, and your favourite variant might not suit another player. However, Las Vegas Strip Blackjack is probably the most exciting game, as it offers the players plenty of opportunities to maximise their winning potential. Its house edge is one of the lowest in all casino games, at just 0.26%.

❓ Can I count cards with real money blackjack?

No. You’re playing against a computer programme, and there are no real cards involved. In blackjack games with live dealers, the answer is still no, as they play with multiple decks, as well as card shuffling machines. Be aware that, in land-based casinos, any efforts to undermine the games are considered cheating, and will lead to banning and even the involvement of law enforcement.

❓ Can I play online blackjack for free?

Yes. There are thousands of sites dedicated to letting players improve their blackjack skills, without any sign-up needed on the player's part and no worries about losing real money either. We suggest that you spend time playing for free in order to perfect your strategies and improve your gameplay before you venture into the best real-money blackjack casinos.

❓ Is a minimum deposit needed to play real-money blackjack?

You can thank the competition between online casinos for new customers that the minimum limits for both deposits and wagers has fallen. Many of today's casinos have minimum deposit limits of $10, but some go even further. In fact, you can find perfectly reputable online casinos offering real-money blackjack games for as little as a $5 deposit.

❓ How can I win at online blackjack?

For every rule in the game, there’s an optimum strategy to play, which is worth studying up if you want to improve your chances of winning. This is the only way to lower the house edge – along with a healthy dose of luck, of course!

❓ Is playing blackjack at an online casino the same as playing at a land-based premise?

It’s a very different experience. The first dissimilarity is the lack of a real dealer; instead, you'll be playing against a computer. On the upside, there are no real-life distractions or noises that exist in a brick-and-mortar casino when you play online. Moreover, online casinos can offer bigger bonuses and incentives, as their running costs are much lower compared to their land-based counterparts.

❓ Is there ever a good time to surrender my cards in blackjack?

Surrendering means giving up your hand after the initial deal if  you see you have little chance of winning. You are able to keep half of your original wager. Keep in mind that blackjack is a game of endurance, so you should never be thinking about trying to win big from a single hand.



We collaborate with industry experts to make sure that our readers are getting the best possible content. All our articles are there to improve your casino experience.


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