Serbia Online Casinos : Everything You Need to Know About Playing at Online Casinos in Serbia

Gambling has always been a popular pastime in the landlocked country of Serbia, which is situated on the Balkan Peninsula. Though this tiny country boasts a small number of online casinos, the question is whether it’s safe to play in them. Read on to get to know all about Serbia online casinos, their safety, and the best way to have fun.

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Overview of the Online Casino Industry in Serbia

Gambling has always been a popular pastime in Serbia. From 1964 to 2011, the State Lottery controlled all gambling activity and Serbs were effectively banned from their own land based casinos. Fast forward to today, there are two legal land-based casinos throughout the whole country, both of them situated in the capital, Belgrade. However, you’ll find slots machines everywhere, which along with the National Lottery and sportsbooks, provides plenty of gambling opportunities for Serbian nationals. Thanks to a positive view of gambling throughout Serbian society, it’s no surprise to find that Bingo (TV Bingo) and Lotto (Lotto 7/39) are probably the most popular games. Foreign casinos without a Serbian Gaming Licence are unable to operate in Serbia, though many Serbian players continue to make use of these casinos via VPNs and are able to both deposit and withdraw funds without any problems.

Here at Top10 Casinos, we provide casinos that are happy to accept players from Serbia. They all have international and strictly enforced gaming licences, which ensures that your deposits and withdrawals are safe, along with your personal and banking information. One thing to watch for, is that there may well be some restrictions on the types of bonuses and available games, due to licencing agreements between the individual games’ providers and the Serbia online casinos themselves.


Legal Gambling in Serbia

As a means of stimulating industrial growth across former Yugoslavia, gambling has been legal since 1964, and in 2004, online gambling became legal. Thanks to changes in the Games of Chance Act, today all forms of gambling, from sportsbooks to casino games, are legal for all Serbian adults over the age of 18. In 2020, further regulations were implemented to encourage foreign casino operators to situate themselves within the country. Presently, Serbian players have the option of playing at 12 online casinos, though looking further afield, there are over 170 offshore casinos that happily accept players from Serbia.


The Serbia Online Casinos Regulators and Their Responsibilities

All gambling activity in Serbia is regulated by the Games of Chance Administration (Uprava za igre na srecu), which is an arm of the Tax Administration (Poreska Uprava), which itself is part of the Serbian Ministry of Finance. Since the country has applied for EU membership, successive governments have moved to ensure that the whole gambling industry is regulated to EU standards. It should be noted that all casino games are tested by third party auditors and the Serbian Gaming Board uses the scientific research department of the Serbian military in order to test the games. An interesting fact is that the Red Cross of Serbia receives 40% of government collected revenue from the proceeds of gambling.

Serbia Online Casinos Licences

All licencing and gambling activities throughout Serbia are overseen by The Serbian Gaming Board. Licencing requirements are strict, with a condition that the licensee needs to have a physical presence in the country. To this end, the law states that all servers being played on by Serbian players, need to be physically situated in Serbia itself.

As of the time of writing, there are only two licenced land-based casinos in the country. A new law passed in 2020 allows for up to 10 more casinos, but no companies have stepped forwards to take any of them.

For both land-based and online gambling, the licence costs $2,500 and is valid for 10 years, after which the operator will need to reapply. They will also need to show a capital stock of $1 million as well as a minimum deposit guarantee of $300,000 which both have to be deposited in a Serbian bank. Other conditions are the requirement of a three-year business plan, proof of the probity of directors, five years of casino industry experience, and a schedule for tax payments. That’s because all Serbia online casinos will pay tax, with land-based casinos paying 10%, and online casinos, 15%.

Measures to Protect Players

As a way to encourage safe gambling, all staff working with customer-facing roles, whether at a land-based casino, or live dealer games, are required to have training in problem gambling behaviour and also the prevention of gambling addiction. All land-based casinos have signed the Code of Practice for Responsible Gaming in accordance with the European Casino Association’s Code of Practice for Responsible Gaming. Serbia also has some interesting ideas to help protect gamblers, which are very similar to those developed in other European countries, such as Germany. All words associated with casinos, like “kazino”, “casino”, and kasino” are banned from use across all media advertising, along with social media platforms.


How to Spot a Good Serbia Online Casinos

Unfortunately, as there are only 12 licenced online casinos in Serbia, there’s not a huge number to choose from. Nevertheless, you should use the same caution that you’d use with choosing any online casino, not just the ones based in Serbia. The most basic of these checks include ensuring that the casino holds a licence issued by the Serbian Gaming Board.

  • Read the Terms and Conditions

Take your time to read through the site’s terms and conditions, as this is where all the real information is hidden. An example might be a very generous welcome bonus, but the small print says you can’t cash out any winnings or you need to first play a huge number of wagering requirements before having any access to the bonus itself.

  • Check the Game Inventory

Though we were able to find all the regular casino games at Serbia online casinos, we can’t vouch for the game variants they might be offering. We suggest you check all aspects of each game before taking the plunge. This will include such factors as the RTP rate on the games (you want this to be at least above 95%), the number of slots and live dealer games, and which games providers are in partnership. Unfortunately, many Serbia online casinos will have licencing agreements with individual games providers, meaning that not all of their itinerary of games are available to Serbian players.

  • Serbia Online Casinos Web Site Security

Only play at safe Serbia online casinos. It’s true that a site showing a Serbian licence has already been checked. But you should also perform some basic due-diligence including checking that they use SSL encryption as a means of keeping your personal and banking information safe. As a matter of fact, always check that the site takes safe and responsible gambling seriously. Part of the website security should be designed to keep minors out, as well as encouraging self-imposed gambling limits and other tools to help gamblers play safe.

  • Customer Support

Players all over the world are used to being able to call up casino customer support at any time of the day or night if they have a query or a question. Serbia online casinos are no different and understand that all interaction between the customer and the casino company needs to be professional, courteous and quick. Serbia online casinos offer support that is available 24/7 with live chat. Other means of communication include live text, email and snail mail. Keep in mind that customer support is not just there for problem solving. You can call to ask about any aspect of the casino – the rules of a certain casino table game or how to go about cashing out with a particular banking method.

  • Casino Bonuses

As this is the simplest means of increasing your bankroll, you’ll need to find the largest bonus but with the fewest restrictions. After all, there’s no point in finding a huge bonus if the terms and conditions don't allow you to cash out or the wagering requirements mean you’d go bankrupt or die of old age before being able to make use of the bonus.


Serbia Online Casinos Banking and Payment Methods

All the traditional ways of funding your online casino account available in Western countries are accepted in Serbia online casinos. These include both Visa and Mastercard credit and debit cards, Paysafecard, and direct bank transfers using Trustly, and the Swedish Klarna are very commonly used, amongst others. All locally based casinos will accept the Serbian dinar (RSD). By doing so, it means that players can avoid the additional expense of exchange fees. We should point out that for online casinos, there was a flat business tax of just 5%, but recent legislation saw this increase to 15% and up to 10% for the two land-based casinos. As for players, there’s zero tax on their winnings, whether they are playing at a licenced Serbian casino or offshore.


Though E-wallets are a popular form of online casino payments throughout Serbia, not all online casinos based in Serbia will accept them. For those that do, Skrill and Neteller are commonly used, as is PayPal, which would be our preferred option thanks to its inbuilt level of safety and security and usual eligibility for bonuses.


Because the National Bank of Serbia (NBS) doesn’t recognise Bitcoin or other cryptocurrencies as legal tender, all casinos based in Serbia are forbidden from accepting them. Though these cryptocurrencies are unregulated, the government is slowly looking at legalization. In the meantime, citizens are allowed to make use of them in daily life and there are five Bitcoin machines in Serbia, four in Belgrade and one in Novi Sad. Because of this, many Serbian players choose to play with their cryptocurrencies in offshore casinos as these foreign operators are happily utilizing Bitcoin more and more frequently.


Games Played at Serbian Casinos

Way back in 2009, when all gambling was under the state umbrella lottery provider, Državna Lutrija Srbije, the game developer Playtech was able to steal a lead on the competition by teaming up with this organisation to provide their games across all casinos in Serbia. However, today, you’ll find all the major game developers, including Evolution, NetEnt, Microgaming, Wazdan and Endorphina providing all the casino games you know and love. These include the following: Slots, Roulette, Blackjack, Sic Bo, Bingo, Baccarat, Scratch Cards, Craps, Keno, Lottery, 3-Card Poker, Caribbean Stud Poker, Video Poker, Casino Hold’em and Texas Hold’em.


After bingo, lottery and poker, slots are the next most popular game in Serbia online casinos. One of the reasons for this was that when gambling was being legalized, a distinction was made between classical games of chance and special games of chance. The result was that, though many of the casino games were forbidden to Serbian players, the slot games were not, being one of the first games open to Serbian customers.

There are presently 19 licenced slots clubs in Serbia, having 175,000 machines between them and all being located in the capital, Belgrade. They are membership establishments and all offer slots tournaments. But you’ll find slot machines everywhere in bars and pubs, though how well these are regulated appears to be a grey area. The other reason slots are so popular is the same one you'll find in the West. Namely, that they are so easy to play, with very little input from the player. Providing that you know the rules and can set yourself a budget before you start playing, then playing the slots is great fun. Of course, we should mention the winning potential, with many progressive jackpots available along with prizes worth millions of dollars.

Live Casino and Table Casino

Two of the largest and best online casinos Serbia has, are the Circus Casino and Balkan Bet, both offer a limited range of live dealer games, including Blackjack, Baccarat, and Roulette. In truth, live dealer games are not as popular as they are in the West. Though all the dealers speak excellent English and Russian, you’ll be hard pushed to find the Serbian language. The games are all optimised for your laptop, portable phone or tablet.

Poker is a big deal in Serbia as well. In 2010, a poker association called Poker Savez Srbije joined the International Federation of Match Poker. Every two years, the Grand Casino Beograd holds the Danube Poker Masters Series. Well-known sites like Partypoker, PokerStars and America’s Cardroom have all obtained a Serbian licence in the hope of taking customers from existing Serbian casino sites.


Bonuses at Serbia Online Casinos

As slots are far and away the most popular casino game, it’s no surprise that free spins are the favoured bonus across Serbia online casinos. This gives players free play, and provided they meet the wagering requirements, then in some cases they can withdraw winnings without making any deposits.

The second most popular bonus is the welcome bonus. As you might have already guessed, these, more often than not, include free spins. Finally, there are the cash-back bonuses. Though more often seen at sportsbooks, Serbian casino players can see some funds returned from lost wagers. The amounts will depend on the actual casino’s policies and are often tied in with their loyalty program. Here’s a summary of some of the main bonus terms you’ll come across.

Main Bonus Terms


Bonus Validity After you claim your bonus, this is how many days the funds will stay in your casino account


Wagering Requirements This is the number of times you must playthrough the bonuses value, with your own funds


Limits The maximum size of wager you’re allowed per hit or spin


Game Restrictions Games you’re not allowed to play with bonus funds


Miscellaneous Terms All other things the bonus terms can cover, like maximum payouts for example



Serbian Mobile Casinos

Due to online gambling being legalized at the same time that mobile gambling was starting to pick up, you’ll find that all Serbia online casinos will have mobile platforms up and running. Many Serbia online casinos will offer gaming via a proprietary app. Whether Apple or Android, head over to their respective stores to download apps for portable devices. Alternately, more and more online casinos are turning to HTML5. This allows the player to type in the casino’s URL into the browser’s address bar and then load the actual site for instant play. All the screen functions and game play have been optimised for the small screen, giving the player an easy to navigate and immersive casino experience.


History of Gambling in Serbia

Gambling has been licenced in Serbia, when it was still part of Yugoslavia, since 1964. The hope was that the industry might create employment, bringing in extra tax along with free-spending tourists from the surrounding countries. Because the government had a low opinion of gambling, all Serbian nationals were forbidden to enter any casino, including the country’s largest and best known, the Grand Casino Beograd. As a result, without regulation, virtually all gambling went underground where it flourished. Before 2011, all gambling was unregulated, with many speakeasy type gambling dens littering the country. By using a carrot (5% tax on company earnings, providing their servers are in the country) and a stick (strictly blocking offshore ISPs in 2020) the government gradually bought the industry under its thumb.


Serbia Online Casinos Conclusion

To answer the question as to whether Serbia online casinos are safe, the answer is a resounding “yes.” If you are staying in Serbia, then you’re legally limited to just 12 online casinos. They’re all perfectly safe as far as your personal and banking details are concerned, as they all have a Serbian gambling licence. For such a small country that has relatively recently started to take the gambling industry more seriously, their licencing requirements are surprisingly stringent. And to help you along, the major Serbian sites are all in English. All offer the usual games found in any reputable online casino in the West, along with the same deposit and cash out methods. On the other hand, by using a VPN, you can still play at your favourite Western casinos without a problem. So Serbian gamblers really do have the best of both worlds.



❓ Are Serbia online casinos regulated?

Very much so. Since 2011, all Serbia online casinos, whether land based or online within Serbia, need a government issued gambling licence from the Serbian Gaming Board, the strict conditions of which ensure that the licensee is financially sound, and the games are fair.

❓ Can foreign casinos operate in Serbia?

It’s complicated. Both brick and mortar, and online casinos, will need a physical presence and gaming licence. In 2012, the Serbian Gaming Board produced a special decree which allowed for the blocking of foreign casino IP addresses. This intensified in 2020 with a list being published of 70 major online casinos that are banned. So offshore online casinos are technically off limits for Serbian players. But there are no penalties for players, many of whom are using a VPN, leaving this whole situation frustratingly opaque, and a legal grey area. For example, there has never been any punitive action taken against either players or operators, which sends a mixed message. Though this does allow all parties the freedom to play wherever they wish.

❓ How can you be sure Serbia online casinos will pay out your winnings?

All Serbia online casinos will require a licence which is strictly regulated by the Ministry of Finance. Licencing conditions ensure that all casinos are legal and must have enough funds to fulfil all their obligations. The time taken to receive funds after requesting a withdrawal will depend on the cash out method used but will be more or less the same length of time you’d experience at a Western-based casino.

❓ Can you play at Serbia online casinos for free?

This very much depends on the individual Serbia online casinos. You’ll find that most offshore casinos offer free play as a given. Just remember that you can’t claim any rewards for free play and should look at this as a means of improving your game play or simply having fun.

❓ Do Serbia online casinos offer bonuses?

Absolutely! Most Serbia online casinos offer the same types of bonuses across the industry. These include free spins, welcome packages, and cash back bonuses.

❓ What currencies are accepted in Serbia online casinos?

All currencies are welcome, at Serbia online casinos but if they're not the Serbian dinar, then expect to pay hefty exchange rate fees. If you’re in Serbia and playing at an offshore casino, please check if they accept the dinar, as some may not. We suggest using an e-wallet in these cases, as you may need to change your funds to Euros, Dollars or UK Pounds before you start to play.

❓ What is the legal age for gambling in Serbia?

You’ll need to be at least 18 years of age in order to gamble at both land based and Serbia online casinos.


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