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The Best eCheck Online Casinos 2024

Electronic cheques, or eChecks, work just like the paper cheques we know and are used to. The difference is that they’re an electronic instruction to the bank, rather than a written one, meaning you can use them to deposit at the best online eCheck casinos. Read on to learn more!

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What Is an eCheck?

An eCheck, or electronic check, is simply a digital version of the traditional paper cheques. Having been around for over 20 years now, they're used to make payments for goods or services directly from a bank account.

eChecks in a Nutshell eChecks in a Nutshell

When you make casino deposits with eCheck, the money is electronically withdrawn from your bank account and deposited into your online casino account.

The payments are processed by what’s known as an Automated Clearing House (ACH), a trusted electronic network. Because of this, eChecks are one of the safest ways to fund an online casino account and are used by many security-conscious players.

Why Use eChecks?

Since there are so many excellent casino payment options to choose from these days, why should you use eChecks?

As we just mentioned above, eCheck payments go through an ACH security check, allowing your bank to verify the legitimacy of the site that you're depositing into before the payment is processed. This adds an extra layer of assurance that you are depositing at a secure and trustworthy online casino.

Another reason why so many players use eChecks at online casinos is because of the lack of fees.

Most banks and online casinos that support eCheck payments will not charge you any fees for making transactions.

This is a big advantage considering that some credit card and e-wallet processing fees can be pretty expensive.

Another benefit that eCheck casino payments offer is that they do not need any setting up to be used. No accounts with third parties are required, as your bank interacts directly with casino or its banking system.

Hence, no personal information is divulged, making them ideal for players who value anonymity.

Making Deposits and Withdrawals With eChecks

Whether you're a beginner or an experienced casino player, you should have no trouble learning how to deposit and withdraw with an eCheck online casino.

All it requires is to follow a few steps, enter some bank details, and have a bit of patience. In return, you get to deposit funds in a secure way and enjoy playing all your favourite casino games. It’s a simple process which we've described below.

How To Create an eCheck Account

If you're wondering how to get started with eCheck payments, the good news is that it's really simple. All you need is an existing checking account with your bank, and then you’re good to go!

eCheck Deposits

As long as you have the available funds in your bank account, you can deposit at a casino with little fuss using an eCheck. Follow these steps, and you'll get to enjoy playing the best real money games in no time:

Depositing at eCheck Casinos Depositing at eCheck Casinos

Step 1: Sign up or log in to your chosen casino.

Step 2: Navigate to the Cashier section within your account and select ‘eCheck’ as the payment method. Of course, it’s important to make sure that your casino has this particular service beforehand.

Step 3: A page will pop up asking you to fill out a very short form. The fields here are normally your bank’s name, your account number, and the bank’s routing number.

Step 4: Confirm your information by pressing ‘Next’ or ‘OK’ and let the merchant and bank get on with it. At this point, the eCheck casino will send the information directly to your bank, or else through its bank, which in turn will send it to your bank. If all is correct and you have sufficient funds in your account, your funds should appear in your account within three days (though it could happen within 24 or 48 hours).

Step 5: You're now ready to go ahead and play all your favourite online casino games!

eCheck Withdrawals

Although one of the biggest disadvantages of eChecks is that you can’t always use them to withdraw winnings, most of our recommended online casinos allow you to do just that!

That said, just like you would for any other payment method, you may first have to provide certain documents that prove your identity and residence. This shouldn't be a cause for concern, though, since it is part of the standard verification process implement across all licensed, trustworthy casino sites.

Withdrawing at eCheck Casinos Withdrawing at eCheck Casinos

Step 1: Go to Cashier or Banking section of you casino account and select ‘Withdrawals’, and select ‘eCheck'.

Step 2: Enter the amount you’d like to withdraw. If you’re doing this for the first time, then you will need to enter certain bank details – however, these are usually saved by the casino itself to make the process simpler for you from then on.

Step 3: Normally, the eCheck casino will then show you a page with all the information you have provided, as well as the amount you want to withdraw. Go through these carefully and, if correct, confirm the transaction.

Step 4: That’s pretty much it! Now your casino will work on getting the money transferred straight into the account. This can take a while to be processed, with some casinos noting that it could take up to 21 days.

eCheck Casino Payment Safety

Since eChecks are processed by your bank’s ACH, there are no reasons to worry about safety. The payment process involves different clearance stages to guarantee that each transaction is not only processed smoothly, but also kept secure from unauthorised access.

Tied with online casino bank transfer, eChecks are one of the safest payment methods available at online casinos.

When compared to traditional paper cheques, eChecks are much safer since they go through fewer parties. Therefore, there is no risk of fraud. And as if that weren't enough, it's possible to reverse a transaction, which isn't always achievable with other banking methods.

Fees at Casinos That Accept eChecks

With eChecks, you can enjoy paying little to no fees – it all depends on your bank and your casino. If there are any present, the fees usually amount to quite an insignificant amount, especially when compared to other payment methods.

You’ll always find information about fees in the casino's terms and conditions or cashier section of your account, so make sure to check these out beforehand!

Minimum Deposits at eCheck Casinos

Perhaps the main drawback of using eCheck payments at online casinos is that the minimum deposit is usually around $100. Having said that, this varies depending on the site, so we recommend you check with your casino before playing.

Pros & Cons of Using eChecks Casinos

As with all online casino payment methods, using eChecks at online casinos has its pros and cons. We’ve broken down all of these below, listing the main things you should take into account.

eCheck Pros:

  • High levels of security
  • Simple to set up and use
  • Little to no transaction fees
  • Ideal for making big deposits
  • Functions effectively on all devices
  • Trackable payments confirmed by banks

eCheck Cons:

  • Not available at all online casinos
  • Transactions can take 3 days to process
  • Not always available for withdrawals
  • Minimum deposit requirements can be steep

Alternative Payment Methods

If your favourite online casino doesn’t accept eCheck as a payment method, don't worry. It's not the end of the world! Sure, eCheck payments offer several advantages, but that doesn't mean there aren't other top-quality payment options available online.

To make things simple for you, we’ve listed the best alternatives to eChecks below.

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In terms of speed, safety, and availability, debit and credit card casino payments remain some of the best ways to make deposits and withdrawals at gambling sites. You will find that most online casinos accept major cards such as Mastercard and Visa, with both available for deposits and withdrawals.

Not only are debit and credit card payments incredibly safe and secure, but they also offer fast transaction speeds. Deposits are usually processed instantly, meaning you can start playing your favourite games almost immediately.

E-wallet casino payments have grown to become the go-to method for many online casino players worldwide. From PayPal to Skrill and NETELLER, almost every licensed online casino accepts e-wallet payments these days.

Since they're not connected to any bank account, e-wallets are incredibly safe and offer a level of anonymity that many players look for. And when you consider that they offer fast transactions and advanced security measures, they really are a perfect alternative to eChecks.

Offering fast and secure transactions, direct bank transfer services like Western Union are a great option for many online casino players.

However, since there's sometimes a requirement to visit a physical office and arrange a transfer of funds, direct bank transfers may not be as convenient as eChecks. Also, it may take up to five business days for deposits and withdrawals to be processed, and transactions usually incur a fee.

Prepaid vouchers are another option that you can use to make deposits – think paysafecard or CashtoCode. While you cannot use these to withdraw money, these payment methods offer numerous benefits with few compromises.

For example, deposits with these services are ultra-secure and very easy to use. Once you purchase a the voucher from a retailer, it is one of the most seamless ways to make fast and secure payments.

eCheck Casino Payments Summarised

While a limited number of online casinos accept eCheck, that doesn't mean this payment method is not in high demand – especially since it offers numerous benefits like high levels of security and low transaction fees.

If you'd like to try things out for yourself, scroll up to our list of recommended sites and pick one out!

eCheck Casinos FAQs

eChecks work in a similar way to traditional paper cheques issued by banks. However, the difference is that eChecks are processed electronically, resulting in a quicker and more convenient payment process.

eCheck casino payments are very secure, as they are connected to your bank and heavily protected by trackable codes and the latest SSL encryption technology. Your funds are always kept safe, and no third parties will ever be given access to your account information.

If you follow a few simple steps outlined in our deposits and withdrawals sections above, you'll be able to make eCheck payments with minimal fuss.

Yes! When you sign up and play at an eCheck online casino, you can make both deposits and withdrawals. Once your withdrawal request has been processed, the funds will then be released to your bank account.

To make a payment with an eCheck, you need to provide your bank's name, account number, and routing number.

Even though you must provide the above-mentioned banking information, the casino will not have direct access to it.

Unfortunately, eCheck payments are not supported at all online casinos; however, we've listed the best of those that do at the beginning of this article.

There shouldn’t be any fees attributed to issuing an eCheck. Nevertheless, some banks and online casinos charge a nominal sum for processing payments. This should be clearly stated on the casino’s website or on your bank’s website. If unsure, always ask.

The top eCheck casinos set their own minimum and maximum limits both for deposits and withdrawals which vary from site to site.

Usually, it takes 3 to 5 business days for eCheck deposits to be complete. But since the money is secured and on its way after confirmation, many casinos will credit your account and let you start playing immediately.

Withdrawal requests are subject to a pending period of up to 72 hours. Once complete, funds will then be released to your bank account. All in all, it can take up to 7 days for the money to appear.

Not really, as it usually takes 3 to 5 business days for deposits to be complete. That said, as long as you can prove the money is in your account, a casino site may credit you instantly.

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Iggy Fenech

Iggy Fenech

Author Expert

Iggy is a seasoned writer, editor, and strategist with over a decade's experience in content creation. Having contributed posts to the Malta iGaming Seminar 2014 blog and written content for the Malta Gaming Authority’s website, no topic is alien to him. Iggy especially likes to scrutinise casino operators and games to give his readers the best possible gambling experience.


ticksEditor since: 2020
ticksTotal posts: 580
ticksLanguages: English


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