Best eCheck Casinos Online 2022: Casinos Accepting eCheck
eChecks, or electronic checks, have become increasingly popular over the past years, especially on eCheck Casinos. This shouldn’t come as a surprise as although they have been in existence for over 20 years, eChecks remain a safe and easy payment method that does not involve any extra tools, accounts or apps.
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eCheck Online Casino Review
eChecks, which is a shortened version of the term ‘electronic checks’, is just like a normal bank check you would write out but, instead, you do it digitally through your bank. Through this type of casino payment method, you simply fill out a short form instructing your bank to send a specific amount of money from your account to that of the business, in this case, online casinos that take eChecks. Because it’s done electronically without the need for actual paper checks, this process is quicker and safe… And it has proven to be so over the years, as eChecks are no new fad and that there are numerous places that accept eCheck.
In fact, eChecks have been around for over two decades and their success is down to a number of crucial factors. The first is that it’s among the safest payment methods around as you don’t need to reveal your credit or debit card details. The second is that the processing fees for an eCheck are usually less than those for credit card payments. The third is that they are a fairly easy way to pay as the process is quick and simple. And the fourth is that eCheck can be used both for depositing and withdrawing.
Together these reasons are making eCheck casinos ever more popular across the internet, and there’s no doubt that they will continue to increase in number as time goes on.
Of course, there are some disadvantages to using this particular payment method. The most important of which is the fact that it can take up to three days for the money to appear in your online casino account. But, hey, if that means you and your money are safe, it may well be worth the wait, no?
So, if you’re interested to know more about eCheck casino, then below we take a closer look at online casino sites that accept echeck online, while above we have a list of the best casinos that accept eCheck.
eCheck Casinos Canada
While online gambling in Canada is still a fledgling industry, the number of casinos that accept Canadian players are increasing. Among these online casinos Canada, are eCheck casinos Canada, which allow you to use this great payment method to deposit and/or withdraw funds safely.
Here’s our list of eCheck casinos Canada, which also accept Canadian dollars.
Pros & Cons of Using eChecks Casinos
eChecks have been around for 20 years and they’re growing in popularity. That is mainly because of the many benefits that are associated with them, including safety and security. But, needless to say, there are also some disadvantages to using them. We lay all this out in the article, but below we summarise the pros and cons for you.
- Super safe and doesn’t require you to divulge credit or debit card numbers.
- No need for cards, tools or apps. Just use it straight from your online casino of choice.
- Easy to use both on desktop and mobile device.
- There are usually no fees associated with this service. But, if there are, they are usually very low.
- The transaction can be reversed by you if there are any mishaps.
- You can only play with the amount of money you have, making more responsible gambling easier to adhere to.
- Not all online casino accept eChecks at this point in time.
- It may take some time to find out the details you need to fill out an eCheck form, including the bank’s routing number.7
- Deposits can take up to three days to appear in your account; while withdrawals can take over a week.
- You will need to include your bank account number in your eCheck form.
How to Use an eCheck
One of the most common questions we receive about casino eCheck is how an eCheck actually works. This is quite simple and all it requires is a few steps, some bank details, and a bit of patience. In return, you get to play all your favourite casino games secure in the knowledge that you and your bank details are safe. Oh, and you can also use this for eCheck shopping online in certain places, too!
Ready? Let’s go!
How to Create an eCheck Account
You don’t need to! Unlike some other electronic payment methods, such as eWallets, eChecks do not require you to set up any type of account in order to use it. Instead, all you do is enter the information requested by your eCheck casino online (usually your bank name, your account number, and the bank’s routing number). Then, the merchant or the merchant’s bank will communicate directly with your bank and, given the amount you want to transfer is available in your bank account, the transfer should happen within three days.
Below, we take a more in-depth look at how to make an online casino eCheck deposit and withdrawal from an eCheck casino.
How to Deposit Using eCheck
Online casinos eCheck deposit is a fairly simple affair that doesn’t require a lot of work. Indeed, while many banks in the world have this service available through their online banking systems, casinos that take eCheck have a system of their own that can be used simply and easily. Payments using this method are also private and extremely secure as they only involve you, the merchant, and your respective banks.
The following are instructions on how to make an online casino eCheck deposit. Of course, some casinos’ processes for making an eCheck deposit may vary from this, but even then these steps shouldn’t be too far off the mark.
Step 1: First thing’s first, you need to sign up to your eCheck online casino of choice by filling out the form and getting your account verified.
Step 2: On your online casino’s website, go to the section where there are the different payment methods (also known as the cashier or banking). Here you will need to select ‘eCheck’ as the payment method. Of course, it’s important to make sure that your casino has this particular service before you sign up to avoid any surprises.
Step 3: A page will pop up asking you to fill out a very short form. The fields here are normally your bank’s name, your account number, and the bank’s routing number. You should be able to get all of this information from your bank, including through online banking.
Step 4: Confirm your information by pressing ‘Next’ or ‘OK’ and let the merchant and bank get on with it. At this point, the eCheck casino will send the information directly to your bank, or else through its bank, which in turn will send it to your bank. If all is correct and you have sufficient funds in your account, your funds should appear in your account within three days (though it could happen within 24 or 48 hours).
Alternatively, you can make a payment via eCheck either through a dedicated mobile app (such as Anytime Check) or else via PayPal’s eCheck service, where you use your funds in your eWallet to make a payment.
How to Withdraw Using eCheck
One of the biggest drawbacks of some electronic payment methods is that you can use them to deposit money, but you can’t use them to withdraw your winnings. That can be quite a nuisance as you’d still have to provide your bank or credit or debit card details once it comes to withdrawing funds. Thankfully, eChecks allow you to withdraw money in pretty much the same way as you deposit them, thus keeping you safe. Yep, eChecks are that good.
So, wondering how to withdraw funds from eCheck casinos? Here’s how to do it for most casinos.
Step 1: Start by going to the Cashier or Banking section on your online casino that accepts eCheck and select ‘Withdrawals’. This should take you to a page where a number of withdrawal methods are available, including eChecks.
Step 2: Choose eCheck as the way you’d like to withdraw your money and enter how much you’d like to withdraw. If you’re doing this for the first time, then you will need to enter a number of bank details, but these are usually saved by the online casino to make the process simpler for you from then on.
Step 3: Normally, the eCheck casino will then show you a page with all the information you have provided, as well as the amount you want to withdraw. Go through these carefully and, if correct, verify.
Step 4: That’s pretty much it! Now your casino will work on getting the money transferred straight into the account. This can take a while to be processed, with some casinos noting that it could take up to 21 days.
eCheck Fees and Limits
When it comes to paying by eCheck, there is usually no fee to be paid expressly for using eCheck. Nevertheless, the eCheck online casino or your bank may require you to pay a small fee for each eCheck you ask to be processed – this is normally a nominal fee and shouldn’t set you back more than a couple of dollars or Canadian dollars.
Like all other payment methods, eChecks are subject to minimum and maximum limits both for deposits and withdrawals. These limits are typically set by the online casinos that accept eCheck and can vary quite a bit between casinos and between currencies. Having said that, you are likely to find sites that accept echeck for deposits starting from as little as $5 / C$5.
While we are sure that this is the main question on anyone’s mind, the best way to get your information is to check the cashier/banking section on your favourite eCheck casino online as it’s not a one-size-fits-all answer in this situation.
eCheck Casino Bonuses
Bonuses are certainly one of the main reasons why players choose one casino over another – and who can blame them? In today’s online casino world, sign-up bonuses, free spins, no-deposit bonuses, and cash back bonuses are an integral part of the experience. When it comes to bonuses at online casinos that take eCheck, these bonus can still be there depending on which casino you choose to sign up to. Nevertheless, we have never come across a casino that gives players who deposit money through eChecks specific bonuses just for that.
It's also good to keep in mind that certain casinos have a time limit on how long one person can take from the moment they sign up to the moment they can claim their welcome bonus. For that reason, if you are unsure your casino will stick to its end of the deal, it’s best to contact your casino’s customer service before or as soon as you sign up.
Safety & Security at eCheck Casinos
One of the main reasons why players opt to use eChecks rather than other payment methods is the increased security they get. eChecks do not require you to give your credit or debit card payment, nor do you need to include your CVV or CVC number. Even so, you will be giving some bank details to ensure your eCheck gets processed, so security still needs to be in place.
All legal and licensed casinos, including the ones we have included in our Top10 list above, have SSL encryption to keep the information and data transferred between your computer or mobile device and the website safe. Moreover, for the casino to retrieve the money from your account, it will have to go through your bank. This connection is made via Automated Clearing House (ACH), which is a payment processor that is heavily encrypted and has one job to do: confirm the information is correct, make sure there are enough funds in your account, and effect payment.
Yet what makes eChecks even safer is that this payment method allows you to reverse the transaction should any issues arise. This is something that standard wire transfers do not allow for.
As such, you have absolutely nothing to worry about when it comes to using eChecks.
Alternative Payment Methods
If eCheck is not for you, fret not as there are many other types of payment methods to choose from. Below, we outline each one, as well as its pros and cons. Click on the respective links for a full review plus a list of casinos that accept the said payment method.
Debit or Credit Card
The easiest and fastest way to deposit money to an online casino is by using your debit or credit card, like your Visa, Mastercard, or Visa Electron. On top of being very safe, the money should appear in your account within moments, allowing you to play practically instantly. Withdrawals, however, can take up to a few days.
The vast majority of online casinos accept e-wallets, which are virtual accounts that are not connected to any bank account. This, of course, also makes them safer for users and keeps your transactions off your bank statement, which is something eChecks can’t do. The following are eWallets you are likely to come across: PayPal, Rapid Transfer, Neteller, Skrill, Interac, and TrustPay. You can even use eCheck when depositing funds to your PayPal account.
Direct Bank Transfer
Though very safe, direct bank transfers can be time-consuming to set up and it may take up to five business days for the money to go through, which means you won’t be able to start playing immediately. Withdrawals done this way can also take quite a while to be processed.
Such transfers can also be effected through transfer agents, like Western Union. But this is also time consuming and comes with a fee.
The Paysafecard is a prepaid voucher system you can use when purchasing services online. While this service allows you to deposit money, you will not be able to withdraw money, meaning you will still have to give your bank or credit/debit card details.
eCheck Casinos FAQs
An eCheck is an electronic check (or cheque), which does away with physical papers and pens and, instead, can be done wholly online. A growing number of online casinos are placing this on their list of accepted payment methods.
Totally! For a start, eChecks do not require you to divulge things like credit or debit card numbers or CVVs. They are also authorised by you and your bank, so you can rest assured that everything is above board. Moreover, on top of the SSL encryption all legal and licensed casinos have in place, eChecks use a system called Automated Clearing House (ACH), which is heavily encrypted too. Finally, what makes eChecks even safer than practically all other electronic methods of payment is that you can reverse the payment should anything go wrong.
Yes, as we show above in our How to Deposit and our How to Withdraw Using eCheck sections above, using eCheck is a matter of following a small number of steps. All you need is the information, which you can get from your bank and then keep safe for future use.
Yes, the majority of online casinos that accept eCheck deposits also allow you to withdraw money using the same payment method. Just like depositing, eCheck withdrawals aren’t instantaneous and can take a few days or weeks to be cleared.
To make an eCheck withdrawal or deposit, you will need your bank’s name, your account number, and the bank’s routing number. This information needs to be retrieved through your bank, with the majority of them making it available through their online banking service. Do be aware, though, that while a lot of banks offer this service, not all of them do.
An eCheck will contain some information about you including the name of your bank, your account number, and the bank’s routing number.
We wouldn’t say the majority do just yet, but there is an ever-growing number of casinos that do. This service has been around for over 20 years and in a world in which keeping our information safe, it is only set to get more popular.
There shouldn’t be any fees attributed to issuing an eCheck. Nevertheless, some banks and online casinos charge a nominal fee for processing. This should be clearly stated on the casino’s website or on your bank’s website. If unsure, always ask.
Yes, like all other payment methods, eChecks come with limits both for depositing and withdrawing funds. These limits depend mostly on your eCheck casino online of choice, so you need to check there.
An online casinos eCheck deposit usually takes between one and three days to appear in your online casino account. Even so, some casinos allow you to start playing immediately.
Given that all the information you have provided is correct, this can take anywhere between one day and a few weeks. The majority of casinos actually give you a timeframe of how long is should take.
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Iggy Fenech is a well-known contributor to many local magazines. His career as a casino content writer spans a number of years and includes writing blog posts for the Malta iGaming Seminar 2014, content for the Malta Gaming Authority’s website, and SEO-enabled text for casino websites.