Real Money US Online Casinos
Countries around the world are opening their doors to online casinos on a regular basis, but the United States has been slow to jump on this particular bandwagon.
There are currently only 4 states that currently offer legal and licensed online casino gambling to customer seeking to find fortune in the arms of Lady Luck: New Jersey, Nevada, Pennsylvania and Delaware.
If you’re a US resident who’s keen to play high rated casino games from the comfort of your home, find out how to do so safely and legally.
Table of Contents
- Can I gamble online in the United States?
- Which states allow real money wagers at online casinos?
- Is Sports Betting Legal in the United States?
- Are Daily Fantasy Sports Allowed in the USA?
- Casino Bonuses at US online casinos
- Casino Payment Methods for US players
- What are the Most Popular USA Casino Games?
- Are USA Online Casinos Safe?
- How Does the USA License Casinos?
- Responsible Gambling Information
- Frequently Asked Questions about US Casinos
Can I gamble online in the United States?
Online gambling laws in the United States can be confusing, to say the least. The Department of Justice has ruled that all individual states are allowed to determine their own status regarding laws such as online gambling.
It should be noted that gambling at an online casino located outside of the US is not considered illegal. However, due to current laws, banks and financial institutes may be unable to make or accept payments.
Due to this decision, keeping track of who allows online gambling can be tricky. It’s important to keep an eye on gambling industry news and information released by gambling regulators in the US to find out more.
There are a number of federal gambling laws to take into consideration too. The following are the most prominent laws that must be adhered to when searching for a US online casino. Here is a brief overview of what these laws entail and why they’re important.
- UIGEA – The Unlawful Internet Gambling Enforcement Act is very often misunderstood. Filled with a lot of information regarding online gambling and gambling in the US a whole, many are confused by the Act. In a nutshell, this law focuses entirely on banks and financial institutions, and how they process transactions that come from online gambling. This Act does not touch on any regulations regarding individual player activity.
- PASPA – The Professional and Amateur Sports Protection Act (also known as the Bradley Act) is one that targets sports betting and sportsbook gambling. Strict in many ways, this law essentially prohibits sportsbook betting in all but 4 states, but SCOTUS ruled that this Act is in fact unconstitutional in 2018. Since this huge change in the law’s structure, sports betting has grown dramatically.
- Federal Wire Act of 1961 – Heavily debated and reviewed, this Act came into being on the 13th of September 1961 and has been the law of the land ever since. This Act touches on the prohibiting of betting or gambling using wire communication of any kind. It was decided that this also included online gambling and has since been fought and discussed on many different occasions. It is against this law that states must make their decision whether or not to allow online casinos to operate within their borders.
Which states allow real money wagers at online casinos?
Currently, there are not many states within the US that have taken the plunge to allow online casinos to operate legally. While there are certain states which welcome land-based casino customers, online casinos are still seen as an issue.
It should be noted that real-money wagering at online casinos or online gambling does not include lotteries or sports betting, but is referring specifically to placing bets at online casino sites.
The current states that allow real-money US online casino wagering are New Jersey, Pennsylvania, Delaware, and Nevada. Although it should be stated that only online poker and sports betting is currently legal in Nevada. Online casinos are not yet legal, but there is talk of this changing in the future.
Other states that will soon offer online casino gameplay is Michigan which plans to launch its first online casino in December 2020. Sports betting will also be available from as early as June 2020.
West Virginia is also expected to soon welcome online casinos as they already have sports betting.
States that have not passed online casino legislation yet
The push for online gambling and online casinos is one that takes time to pass. Gambling laws are complex and as these laws must be passed at a state level, there is much that must be decided before online casinos are allowed to offer their services to players.
States in the United States that currently have online gambling legislation pending include:
- New York
- South Carolina
- West Virginia
Be sure to keep your eye out for more information on when these states could receive the go-ahead to offer online gambling to their residents so you can start enjoying the best slots features.
Is Sports Betting Legal in the United States?
Up until recently, Nevada was one of the only states to legally offer sports betting as an online gambling option. However, that has changed drastically with many states now allowing this form of betting to be enjoyed freely.
With regards to lawmakers and how this affects online casinos, sports betting is seen as a separate form of entertainment to online casinos and is therefore not affected by the same laws.
States that now allow sports betting sites include Delaware, New Jersey, Mississippi, West Virginia, New Mexico, Pennsylvania, Rhode Island, Arkansas, New York, Iowa, Oregon, Indiana, New Hampshire, Tennessee, Montana, Illinois, North Carolina, Washington DC, Colorado, Michigan, and of course, Nevada.
Are Daily Fantasy Sports Allowed in the USA?
One of the main issues that lawmakers have with online gambling is that is considered a game of luck which makes it unpredictable and leaves players vulnerable.
Daily Fantasy Sports (DFS) is not seen in the same light. Instead, lawmakers see DFS as a skill-based game where statistics and research are considered before placing a bet. Because of this, these games do not fall under the same legislation as online casinos.
Currently, Daily Fantasy Sports are stuck in a gray area where they are not legal or illegal. This makes them tricky to navigate. On a state-level basis, there are certain states which have legalised DFS entirely!
These states include Arkansas, Colorado, Connecticut, Delaware, Indiana, Iowa, Kansas, Louisiana, Maine, Massachusetts, Maryland, Mississippi, Missouri, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Tennessee, Virginia, and Vermont.
Casino Bonuses at US online casinos
One of the reasons it’s so important to choose a legal and licensed online casino is due to the casino bonuses offered. Online casinos that are looking to take advantage of players often boast large bonuses that are revealed to be too good to be true or have ridiculous wagering requirements.
US online casinos have many different bonuses to offer players and if you’ve ever played in other parts of the world, you’ll find much of the same rewards on the table. However, deposit bonuses are by far the most popular choice. But there are many others you can look forward as well.
Free Cash Bonuses / No Deposit Bonus
Another very popular option among US players, no deposit bonuses allow you to experience what an online casino has to offer without spending any cash. Simply grab the offer when creating your account and you’ll be treated to a number of free spins or bets on the game of your choice. Be sure to read the full terms and conditions for more information on what to expect when wanting to withdraw your winnings.
Welcome bonuses are a great way to learn what a new online casino is all about. Sign up for the first time and enjoy generous bonuses which could include deposit bonuses or free spins on first class casino games. These offers often have standard wagering requirements in place but be sure to take a look at the terms and conditions before opting in for more.
Free Spin Bonuses
If you’re a fan of playing online slots, free spins bonuses could be perfect for you. Make a deposit and enjoy free spins on great slots with the chance to walk away with large rewards.
Finally, cashback bonuses are standard among all online casinos with US sites being no different. When claiming one of these offers, making a deposit will result in your receiving a percentage of your money back in bonus form. There are many different terms and conditions which could affect how this bonus is used, so be sure to read carefully.
How do wagering requirements work at US online casinos?
As with any other online casino, wagering requirements affect how easy it is to withdraw your winnings after using a casino bonus. These requirements can range from needing to bet 30 times your winnings or 40 times your deposit plus bonus before being able to make a withdrawal.
All trusted and legal US casinos will have these terms and conditions on full display, which means you should never have to play the guessing game when it comes to your funds and your winnings.
If you ever find yourself unable to understand the wagering requirements or any of the terms and conditions, be sure to contact customer support for more information.
Casino Payment Methods for US players
Choosing a payment or banking method is one of the most important factors to consider when playing at an online casino.
Not only should you choose a payment method that suits your banking options and pocket, but you should also choose one that doesn’t affect any bonuses you may want to claim.
Certain online casinos restrict claiming bonuses when deposits are made with specific payment methods such as e-wallets. Always read the terms and conditions before creating an account.
Players in the United States can enjoy the following payment methods at most online casinos:
- PayNearMe Cash
- Online Bank Transfer
- Cash at Casino Cage
- Wire transfer
What are the Most Popular USA Casino Games?
When we look at the most popular types of casino games that Americans enjoy, one thing that becomes perfectly clear is that the USA is rather traditional with its gaming tastes.
Maybe that is down to online casinos being less mainstream than some other countries. This means that more obscure tastes are yet to come into their own. Or perhaps its
due to the tastes of the USA generally becoming popular across the world in general. The casino world is no different. After all, when people across the world think of gambling, it's often those big American casinos that spring to mind first.
Nonetheless, a lack of surprises in the list isn’t necessarily a bad thing. Often things are popular simply because they are just that good, and we think when it comes to America’s gaming tastes, that is very likely the case. So, what exactly are the games most loved by the USA?
Admittedly, when it comes to first class online casinos anywhere in the world, slot games pretty much always take the highest spot. They are varied, easy to use and understand, and have an audience as diverse as their graphical themes.
There are two main types of slot games: video and classic slots. The biggest difference between these two is the number of reels and the general design of the games. Classic slots are played over three reels, just like you would find at a real casino. Video slots, on the other hand, usually have more. Which you prefer is down to you. Some players enjoy the simplicity of the classic option. Others like the increased possibilities of its more modern iteration.
The version of Twenty-One generally preferred by US casinos, online or anywhere, is Blackjack. People love it for its simplicity. If you can read the title, then you already understand most of the rules. Your job is to get a score of 21 or as close as you can. You do this by drawing cards from a shuffled deck. But if you go over, you go bust. Simple, classic and timeless, it’s a perfect example of what Americans love in their casino games.
Probably the most famous card game in the world, poker is also an American favourite. Whether you are playing Texas Hold’em, Omaha, Seven-card Stud or any other variation of the game, this is one of the most dramatic and skilled casino games anywhere. It is certainly not the kind of game where you can just bet money and hope for the best. It’s a game of maths and strategy, and it is one that has stood the test of time.
In fact, this game is so popular that many casino sites focus on it solely, which is a real testament to its staying power. Video poker is also hugely popular in American online casinos. And while it can be simply understood as a computerised version of the game, there are actually quite a few differences between it and the regular game. If you put together all the differences between all the variations of traditional and video poker, it really is astonishing just how enormous in scope poker really is.
Pretty much all versions of poker are popular in the good ol’ US of A. Video Poker has actually been around for several decades. In many ways, it's a precursor to the innovations on traditional games that we now see across countless classic table games in the online world.
Alongside Las Vegas, the most defining image of casinos might be the roulette wheel. There are several versions of this game, but the basic principle remains the same. You pick a number or a colour on which you think the ball will land on the spinning wheel. If you are correct, you win. If you’re not, you lose.
This is a game of pure chance. Many enjoy it for the simplicity of its concept and how easy it is to play. One of the great things about best US online casinos is you can play a variety of different versions of the same game. This means there are usually several variations of roulette available on quality sites.
Another hugely iconic image of casinos has to be a man throwing a pair of dice amongst an excited rabble of people. When you first see this game, it can seem complicated. Ultimately though, just like roulette, it all comes down to what number is landed on.
It’s a prediction game – a charming one no doubt – but in its essence, is simple to understand and play. It should be of little surprise that this game is so popular in the states: it originated here and was even known to be played on the streets, so straightforward the game and so little the equipment needed. Today, it retains its simplistic magic, wherever you choose to play it.
It is one of the easiest and most exciting games that you must play. All you need is to choose a US-friendly casino site and predict whether the Banker Hand or Players Hand is going to be closer to a value of nine than that of the other hand.
There is an alternate option to place a bet on Tied Hand. However, you need to know that comes with a high house edge. So, if you have never played this game before, then it is advisable that you first try with other hands. Getting acquainted with the game will put you in a better position to win.
Another popular casino game found at US online casino is video poker. An interesting mix between poker and online slots, video poker has been around for many years.
The aim of the game is simple. Place your bet and get ready to create winning combinations from the cards you’re dealt with the spin of the reels. You can choose to swap out of your cards for others for an additional bet, but it could also lead to a mega win!
Play wisely and take a look at the RTP of these games. The average Return to Player rate is very generous at 99%, so be sure to play a Video Poker game that gives you the best possible chance of being a winner.
Other Casino Games
Of course, there’s a huge amount of other casino games out there too. Some casinos also provide the perfect mid-point between the positives of the online and brick and mortar casinos with live casino games. These allow you to play with real dealers from the comfort of your own home.
There are also huge jackpots with progressive casino games. That's not to mention things like bingo, scratch card games, and the many table games.
America may have some of the most traditional tastes of any country when it comes to their favourite casino games. But that doesn’t mean there isn’t plenty more that’s fresh and exciting for you to try out.
Are USA Online Casinos Safe?
Unfortunately, not all regulators are as safe as they like to let players believe. In fact, if you spot an online casino that only holds a licence from Costa Rica or Curacao e-Gaming, it may be best to steer clear. Or at the very least do large amounts of research before signing up for an account.
These regulators have the authority to provide licenses to online casinos, but they have terrible reputations for protecting customers and seem to leave these sites to run as they please. This means you have no protection should any issues arise that would need the regulator to step in on your behalf.
There are a few safe regulators to choose from, which should always be your first port of call when choosing which US online casino to visit.
How Does the USA License Casinos?
Licensing is often the first thing people look for when finding out if a gaming site is safe. Therefore, we’ve decided to compile a list of areas which license US casinos
Do bear in mind though that some regulators are not very good and are rated average. If you are a US citizen and looking forward to playing at an online casino, then you should make sure that your choice of site is wholly regulated to avoid any hassles and other troubles in future.
No matter where you live in the United States, the online casino site you choose must be regulated and should receive licensing from the local gaming commission. However, if a gaming casino site is authorised by a small commission, then you are advised not to enrol. For best results, your ideal casino site must be licensed and approved by international gaming jurisdictions.
Nevada Gaming Control Board
This particular gaming control board has made it compulsory for all the casino sites that are operational in Nevada to get proper licensing from Nevada Gaming Control Board in order to avoid ceasing operation.
In fact, numerous land-based casinos in Nevada have launched online versions of their offerings. Here, you can play different types of casino games from the comfort of your own homes. This means you can enjoy the best of both worlds. You can either go to the land-based casinos or playing online from your mobile or desktop device. You can enjoy whichever sounds most entertaining to you.
It's important that you fulfil certain eligibility criteria before you're allowed to play at any of these licensed casinos. For starters, you should be at least 21 years old, as this is the minimum legal age to gamble. For this, you will need to provide some valid identity proof that shows your name and date of birth.
New Jersey Casino Control Commission
This gaming casino regulates and keeps an eye on all the casino sites that are being operated in New Jersey. It also monitors those in the neighboring State of Delaware. This gaming board in the United States regulates and licenses all the offline, as well as the online casinos in New Jersey and Delaware.
As long as you are a resident of these neighboring states of Delaware and New Jersey and your you are more than 21 years old, you are free to play and gamble at any of the casino sites that are regulated and licensed by the New Jersey Casino Control Commission. There is a vast list of online casino sites, and you are free to choose any one of them.
Kahnawake Gaming Commission
Based in North America, more specifically – the Quebec Province of Canada, the Kahnawake Gaming Commission is one of the most trusted regulatory bodies in the US. In fact, Kahnawake was one of the first jurisdictions in the world to welcome online gambling into the homes of their players.
First opening its doors to players in 1999, the Commission holds the record for regulating online gambling longer than any other in the world!
All online casinos licensed by Kahnawake Gaming Commission must be hosted at Mohawk Internet Technologies.
Responsible Gambling Information
No matter where you find yourself in the world, it’s important to play responsibly when frequenting online casinos. If you find yourself spinning the reels of an online slot at a US casino, it’s important to know that help is out there.
Visit ncpgambling.org or contact the National Council on Problem Gambling on 1-800-522-4700 for more information about how to get help.
Want to learn more about best casino sites? Go to our article on 10 online gaming sites.
Frequently Asked Questions about US Casinos
Now that it’s possible to gamble online in a few different states of the USA, you might have several questions burning in your mind. Not only are you curious, but you may be interested to get involved in online casino gaming too! We would like to inform you that some casino sites have offshore gambling jurisdiction where you can register and sign up without any issues.
For this very reason, we have put together a comprehensive guide where we have tried answering the frequently asked questions regarding American casino playing sites. You will find answers to all your questions here, and it will surely help you get all the required information you seek to play and gamble online.
Under every question, we have provided a detailed and comprehensive answer that is satisfying. We are more than confident that on reading the answer, you will find the answer to all your queries and all the doubts will be clarified. So, you are recommended to spare some time and read these question-answer segment mentioned below.
All casinos have their eligibility criteria, and if you do not fulfil that, your membership will be withheld. As such you should be at least 21 years old and must have a valid identity document that shows your name and date of birth.
If you are less than 21 years of age, you will not be allowed to sign up at any of the US-based casinos.
Each casino game has its own Return to Player rate. These RTPs differ which means it’s completely up to you which game you choose to play.
Most online casinos offer a wide range of RTP options. Be sure to take a close look at the games on offer before signing up at the casino of your choice.
All the games you choose and play at any of our certified online casino are completely random and fair. You will have complete access to a wide range of different casino games. Every game has been tested for fairness, and as such, you can play with complete confidence at any of your choice of casino site.
It’s entirely up to you if you’d like to keep money in your casino account or not. You can choose to withdraw all of your funds if you choose, but it’s a good idea to leave a small amount of cash in your account. If your balance is at zero for a long time, the online casino may deem your account dormant and shut it down after a certain period of time.
One of the best features of playing games at any of our preferred Top 10 US Casino Sites is that you will have the freedom to audit your real money gaming sessions without any problems.
All the listed casino sites will provide you complete access to your real money game logs that you will be able to view at any point in time. You can then audit the game session at your convenience and have the ability to assess how good or bad you are performing.
Technology has evolved drastically, and online casinos are now catering for mobile users around the world! All of the online casinos listed here will offer the best mobile-friendly casino games possible, so be sure to take them for a spin when you’re on the move.
Once you decide to play at any of our showcased Top 10 US Casino, you will be rewarded with different bonus packages. You can claim a bonus almost immediately upon account registration. Both new and existing players can enjoy this bonus. Just be sure to read the terms and conditions about the bonus plans and how to redeem them.
There will be no lack of real money progressive slots, and as such you will have the chance to play and win some jackpots with our featured online casinos.
The United States may be one of the most open-minded countries in the world regarding many different laws, but online gambling still remains an issue for lawmakers. It remains to be seen when the country will open its doors to more online casinos and even grant licenses to willing operators.
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