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Best Giropay Casinos Online in 2024

Giropay is one of the most popular payment technologies in Germany and Austria, reaching over 16 million customers. If you reside in Germany or Austria and are looking for a safe, easy way to gamble online, then look no further. Read our in-depth guide to learn more.

Best Casinos that Accept Giropay in 2024

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What Is Giropay?

First established in 2005, the Giropay company has quickly become an extremely popular method for making purchases online. Founded by Star Finanz GmbH and Fiducia & GAD IT AG, Giropay has developed innovative and secure payment solutions.

Evidence for its success is the fact many well-known companies use its services. In fact, over 1500 companies utilise the payment services, reaching 85% of the German market. This reaches close to 100% with the latest PSD2 interface.

How Does Giropay Work?

Very simple. Unlike other casino payment methods, you don't need to create a new account or register any details on additional platforms. To make deposits and payments, you simply use platforms and details that you already have. This enables you to remain in the familiar surroundings of your own online banking. It also adds an extra layer of security to any transaction.

Once you have selected your payment method as Giropay, you are redirected to your bank's login page. Upon entering your login details, the transaction is then authorised by the bank and processed.

The transaction occurs only between customer and bank, eliminating any third-party intervention. Then, all that is required is a TAN (transaction authentication number) confirmation.

This usually arrives in the form of a code from your bank app or an SMS message. Enter this code to confirm and voilà, you are ready to go. Giropay transfers are immediate and funds are available right away.

Benefits of Giropay Casinos

There are many advantages that come with using Giropay as a casino player, the strongest of which we have outlined below.

  • Powerful and Popular

The popularity of Giropay is borne out of its simplicity and usability. In a world that operates faster with digital technologies, expectations are also raised. With this in mind, the payment method has found a relative niche in the German and Austrian money transfer markets.

Broadening its European or even worldwide horizons could make Giropay a global phenomenon in the industry. But this remains to be seen. There is plenty of competition, each with differing strengths and weaknesses.

However, Giropay remains one of the only payment methods that guarantees players 100% of their deposits. Its power is held within the lack of fees for using the service, as well as the speed of transfer.

  • No Waiting

Practical, quick, reliable, safe. But perhaps the most significant benefit for users of Giropay is that there is no waiting time. Instead, just instant action and a chance to pit your wits and casino strategies on the grand selection of games.

In addition to quick transfers, Giropay is extremely efficient with verification. Whether checking for age or verifying an online account, there are simple processes in place. With your PIN and TAN codes, your bank can prove your age and identity immediately from your login. This is known as Giropay-ID.

There is no longer a need for visual verification. A merchant sends you one cent which contains a code on your bank account statement. You can then use and enter this code with the online shop to verify your account. As soon as this is entered, you’re verified and ready to play.

  • Security

Not only can you get straight into the action, but you can play in a secure environment provided by top Giropay casinos. Since you are interacting with your trusted bank and banking system, the same security courtesies apply.

Online casinos that accept Giropay use AES 256-bit encryption, which is found in the “https” in every URL. Furthermore, the two-layered authentication system provides extra security. There's also no need to worry about your personal data being requested.

This is because Giropay never asks for any sensitive data, by e-mail or telephone. Any communication requesting personal data should be treated as suspicious. This point about personal data is also relevant for data protection. Since less information is harvested, there is less risk. Furthermore, using fewer websites also reduces the exposure to cookies.

  • Few To Zero Fees Involved

As a customer, you can use Giropay for free, even when making deposits to your casino account – which are processed without any additional costs.

However, it's best to consult your banking institution for any processing or payment method fees.


Giropay's main drawback is related to location, as it is only available to players in Germany and Austria.

Another disadvantage is that you cannot use it to withdraw funds. Instead, you need to use bank transfer or other alternative methods such as PayPal or cryptocurrency.

While things could change in the future, the above remains the status quo at the time of writing.


  • Instant transfers
  • Very secure
  • No fees
  • No extra registration admin
  • No third party involvement


  • No withdrawal capability
  • Only available in Germany and Austria

Fees and Limits

As repeatedly mentioned as a major advantage, there are no fees directly involved with Giropay for casino players. Any costs that do appear are taken on by merchants.

With regards to deposit limits, these vary across different online casinos.

: Table indicating the transaction time, fee and deposit limits for transferring funds using Giropay

Giropay Casino Deposits

Casino deposits made with Giropay are instant, so you can hit the real money slots and tables right away!

Simply follow the step-by-step guide below:

How to Make a Deposit With Giropay How to Make a Deposit With Giropay
  1. Select Giropay from the “Banking” or “Cashier” page of your casino account.
  2. Choose your bank.
  3. You will then be redirected to your bank's login page. You might also be asked for confirmation before proceeding any further.
  4. Log into your account, where you will then find details of the transaction.
  5. Your bank will then send you a TAN authentication code via app or SMS.
  6. Input this code to complete the authentication.
  7. After the code has been accepted, you will be redirected back to the receiver's website.
  8. The transfer is made to the receiver immediately.
  9. You can now go ahead and immediately use your funds on the casino floor.

Giropay Casino Withdrawals

Unfortunately, as noted above, you cannot make withdrawals with Giropay.

Instead, though, you can use one of the following options accepted by your casino: Visa/Mastercard, bank transfer, PayPal, cryptocurrencies, or online wallets.

Most casinos will ask you to process your withdrawal via a bank transfer, though, so you'll need to supply your IBAN and BIC/SWIFT number, due to licensing requirements. You can expect to wait up to five working days to receive your withdrawal.

New Giropay Casinos 2024

The number of online casinos accepting Giropay continues to increase, helped largely by German Gambling Regulation coming into effect in July 2021.

This regulation was drawn up to relax restrictions on gambling and license further casinos in the country, the best of which we have listed below.

Top New Giropay Casinos 2024

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Alternative Payment Methods to Giropay

Besides Giropay, there are other ways to deposit and withdraw your money. The methods listed below are reliable, convenient and above all, commonly used in many online casinos.

  • Visa / Mastercard

Withdrawing winnings by debit or credit card has proved very popular in the past. This is mainly due to the fact people use these cards in everyday life. Nearly 99% of online casino providers accept these payment methods.

Depositing and withdrawing with Visa or Mastercard is also extremely convenient. It saves you using details for other accounts or additional login information.

However, there are many more disadvantages to using bank cards. You would be parading your bank details on the world wide web for all to see. Nowadays, banks are safer institutions. However, the hassle caused if a hacker gets hold of your details might outweigh the gains.

There is also the question of fees and transfer time again. Bank transfers are not always free, and can sometimes take up to or more than five business days to complete.

  • PayPal

PayPal is a popular payment method used to send and receive money. Unlike Giropay, you are required to register with PayPal. Only then can you connect a bank account with a PayPal account.

It is important to note that transfer fees are country-specific. PayPal isn't the most common method for depositing funds with an online casino, but it is starting to appear on online casinos worldwide. Check out our list of the top PayPal casinos to find out more.

PayPal deposits are instant. Using PayPal is free, and there is also a mobile app to use this payment method at mobile casinos. mobile gambling apps.

  • Skrill

Skrill is a reputable money transfer service which enables the user to transfer money internationally. It was established in 2001, originally specialised for e-wallet online casinos, for which Skrill remains a popular payment method.

Like PayPal, you will need to open an account with Skrill to use its services. Furthermore, there are various fees attached with transferring money, even between Skrill-Skrill customers (1.45%).

There is also a slight drawback in the delivery time. Generally, it takes 24-72 hours to transfer, once Skrill receives the funds. The transfer time also depends heavily on where the money is being sent and the funding method.

  • Neteller

Here we have another “online wallet”. The Canadian company initially targeted social media companies and forex trading groups. However, it also has a secure home on many gambling websites.

Much like with Skrill, Neteller offers a prepaid card, called Net+, which can be used anywhere that accepts a Mastercard. These eWallets have the capacity to operate in many different currencies, which makes for swift conversions for low fees.

Like Giropay, funds deposited at Neteller casinos are received instantly. Withdrawals can take up to 48 hours. With regards to costs, setting up an account is free but Neteller does carry a 2.5% fee for uploading funds into your account.

  • Cryptocurrencies

There is a huge range of cryptocurrencies to choose from, and many of them are finding their way into online gambling. In fact, cryptocoin casinos have become some of the most popular of 2024.

Most crypto users gamble with Bitcoin, but Ethereum and Litecoin are also popular with online casinos. The beauty of cryptocurrency is that it doesn't actually exist physically. All you require is the internet; and like Giropay, there is no third-party involvement.

There are generally low transaction fees, especially for international payments and no fees related to banking or administration. With cryptocurrency, you can both deposit and withdraw funds. Just be prepared to wait, sometimes up to a week, to access your casino winnings. Get to know more about jackpot games.

Giropay Casinos FAQs

Giropay is an internet payment system used in Germany and Austria. It is a system that relies on an individual's online banking login details to provide verification. With no registration required, transfers are also completed without the intervention of third parties. Most importantly, transfers are instant.

Giropay provides an extremely safe and reliable environment to transfer your money. With the latest AES 256-bit encryption and no third party intervention, you can transfer safely. The two-step authentication process ensures any information exchange occurs only between you and your banking institution. If you do find any communication or information suspicious, do not open or respond to it.

First and foremost, the use of Giropay is completely free. This is because the costs and fees are absorbed by the online shops and merchants. And as mentioned previously, there is no registration required, so therefore no sneaky administration costs. And since the merchants bear the costs, you get to use 100% of your deposit.

The maximum amount for a transaction is 50,000 EUR. Individual banks might impose their own limits. Furthermore, it is also worth checking individual online casino conditions for minimum and maximum deposits. You can usually find this information under the “cashier” or ” banking” sections.

Unfortunately, it is not possible to withdraw winnings using Giropay. For withdrawals, you need to select an alternative banking method. These include: PayPal, cryptocurrency, digital wallets, bank transfers, Visa/Mastercard.

Since Giropay is restricted to users in Germany and Austria, the pool of online casinos is limited somewhat. However, there are still plenty of options. The liberalisation of gambling, coming into effect in Germany in July 2021, will further improve this.

We can expect to see shifts in jurisdiction toward more licensed online casinos offering Giropay. Soon, it will become easier for online casinos to obtain a license to operate in Germany. Take a look at some of the already-established German online casinos to find your favourite!

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Jake Schembri

Jake Schembri

Author Expert

With well over a decade’s worth of writing experience under his belt, Jake has created content for some of the most prominent casino operators in the industry, most notably Betsson and Betsafe. He enjoys getting into the nitty-gritty of what an operator is all about, leaving no stone unturned when it comes to providing candid, comprehensive, and objective insights.


ticksEditor since: 2023
ticksTotal posts: 242
ticksLanguages: English and Maltese


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